Operating instructions

6 . 4 I N S U R A N C E
BUILDING INSURANCE
Arranging and maintaining adequate building insurance cover for the building is the
responsibility of the managing agent.
The managing agent, on behalf of the management company, will collect the insurance premium
from lessees and account to the residents for these sums.
CONTENTS & PERSONAL EFFECTS INSURANCE
Insurance arrangements to cover personal effects (e.g. clothing, furnishing, carpets, TV
equipment, appliances etc) are the responsibility of the residents and not the landlord,
management company or management agent.
The landlord’s insurance covers various items within a property (e.g. kitchen fixtures & fittings
but not the domestic appliances).
NOTE
INSURANCE POLICY AND CERTIFICATE OF COVER
Full insurance policy details and a copy of the latest Certificate of Cover can be obtained, on
request, from the managing agent’s office.
APARTMENT FRONT DOOR LOCK
The Lease provides that the Tenant should provide the Landlord with a set of keys to the
apartment front door to enable the Landlord to enter the flat for security purposes or in an
emergency and furthermore if an insurance company requests details about the type and
standard of lock fitted, and whether it conforms to standards, you can confirm that the lock to
the apartment entrance is G7034. Banham confirms that this is “British Standard 3621 patented
and insurance approved”.