2ZQHU·V 0DQXDO (OHFWULF :DUPLQJ 'UDZHU =.
&RQVXPHU ,QIRUPDWLRQ (OHFWULF :DUPLQJ 'UDZHU ,QWURGXFWLRQ
,I \RX UHFHLYHG D GDPDJHG ZDUPLQJ GUDZHU ,PPHGLDWHO\ FRQWDFW WKH GHDOHU RU EXLOGHU WKDW VROG \RX WKH ZDUPLQJ GUDZHU 6DYH WLPH PRQH\ %HIRUH \RX UHTXHVW VHUYLFH FKHFN WKH %HIRUH
,03257$17 6$)(7< ,16758&7,216 :$51,1* )RU \RXU VDIHW\ WKH LQIRUPDWLRQ LQ WKLV PDQXDO PXVW EH IROORZHG WR PLQLPL]H WKH ULVN RI ILUH RU H[SORVLRQ HOHFWULF VKRFN RU WR SUHYHQW SURSHUW\ GDPDJH SHUVRQDO LQMXU\ RU ORVV RI OLIH :$51,1* ³$17, 7,3 %5$&( 5(48,5(' $OO ZDUPLQJ GUDZHUV FDQ WLS DQG LQMXU\ FRXOG UHVXOW LI QRW SURSHUO\ LQVWDOOHG 7R SUHYHQW DFFLGHQWDO WLSSLQJ RI WKH ZDUPLQJ GUDZHU DWWDFK LW WR WKH ZDOO ZLWK DQ DQWL WLS EUDFH DV GHVFULEHG LQ WKH LQVWDOODWLRQ LQVWUXFWLRQV 6$)(7< 35(&$87,216 :
6$)(7< 35(&$87,216 &$87,21 ,WHPV RI LQWHUHVW WR FKLOGUHQ VKRXOG QRW EH VWRUHG LQ FDELQHWV DERYH WKH ZDUPLQJ GUDZHU FKLOGUHQ FOLPELQJ RQ WKH GUDZHU WR UHDFK LWHPV FRXOG EH VHULRXVO\ LQMXUHG 8VH RQO\ GU\ SRW KROGHUV³PRLVW RU GDPS SRW KROGHUV RQ KRW VXUIDFHV PD\ UHVXOW LQ EXUQV IURP VWHDP 'R QRW OHW SRW KROGHUV WRXFK KRW KHDWLQJ HOHPHQWV 'R QRW XVH D WRZHO RU RWKHU EXON\ FORWK )RU \RXU VDIHW\ QHYHU XVH \RXU DSSOLDQFH IRU ZDUPLQJ RU KHDWLQJ WKH URRP 'R QRW OHW FRRNLQJ JUHDVH RU R
)HDWXUHV RI
8VLQJ WKH :DUPLQJ 'UDZHU (OHFWULF :DUPLQJ 'UDZHU &RQWURO NQRE 7KH ZDUPLQJ GUDZHU FRQWUROV DUH KLGGHQ ZLWK WKH GUDZHU VKXW 2SHQ WKH GUDZHU 7KH FRQWUROV DUH RQ WKH ULJKW VLGH RI WKH IURQW IUDPH 7R XVH WKH ZDUPLQJ GUDZHU SUHVV WKH 21 2)) VZLWFK WR WKH 21 SRVLWLRQ 6OLGH WKH PRLVWXUH VHOHFWRU FRQWURO WR WKH RSHQ RU FORVHG VHWWLQJ 6HH WKH 0RLVWXUH 6HOHFWRU VHFWLRQ 7XUQ WKH FRQWURO NQRE FORFNZLVH WR WKH GHVLUHG VHWWLQJ 3522) ² ) 0(' ² ) /2:
VLQJ WKH :DUPLQJ 'UDZHU (OHFWULF :DUPLQJ 'UDZHU 5DFN 5DFN ZLOO ILW IURP IURQW WR EDFN 'RXEOH VWDFNLQJ LWHPV ZLWK WKH UDFN LQ SRVLWLRQ 3UHKHDW ZLWK WKH UDFN LQ SODFH 8VLQJ WKH UDFN DOORZV IRU GRXEOH VWDFNLQJ RI LWHPV :KHQ XVLQJ WKH ZDUPLQJ GUDZHU« 7KH ZDUPLQJ GUDZHU ZLOO NHHS KRW FRRNHG IRRGV DW VHUYLQJ WHPSHUDWXUH $OZD\V VWDUW ZLWK KRW IRRG 'R QRW XVH WR KHDW FROG IRRG RWKHU WKDQ SURRILQJ \HDVW GRXJK FULVSLQJ FUDFNHUV FKLSV RU GU\ FHUHDO 'R QRW OLQH WKH ZDUPLQJ GUDZHU ZLWK
7R SURRI \HDVW EUHDG GRXJK
8VLQJ WKH :DUPLQJ 'UDZHU (OHFWULF :DUPLQJ 'UDZHU 7HPSHUDWXUH VHOHFWLRQ FKDUW IRU PRLVW IRRGV 7R NHHS VHYHUDO GLIIHUHQW IRRGV KRW VHW WKH WHPSHUDWXUH WR WKH IRRG QHHGLQJ WKH KLJKHVW VHWWLQJ 3ODFH WKH LWHPV QHHGLQJ WKH KLJKHVW VHWWLQJ RQ WKH ERWWRP RI WKH GUDZHU DQG LWHPV QHHGLQJ OHVV KHDW RQ WKH UDFN 7LSV &RYHU IRRG ZLWK OLG RU DOXPLQXP IRLO 'R QRW SXW ZDWHU LQ WKH ZDUPLQJ GUDZHU 'R QRW XVH SODVWLF FRQWDLQHUV RU SODVWLF ZUDS 3UHKHDW SULRU WR XVH DFFRUGLQJ WR UHFRPPHQGHG WLPHV
&DUH DQG &OHDQLQJ (OHFWULF :DUPLQJ 'UDZHU %H VXUH WKH FRQWUROV DUH LQ WKH 2)) SRVLWLRQ DQG DOO VXUIDFHV DUH FRRO EHIRUH FOHDQLQJ DQ\ SDUW RI WKH ZDUPLQJ GUDZHU :DUPLQJ GUDZHU 8VH VRDS DQG ZDUP ZDWHU WR WKRURXJKO\ FOHDQ 5DFN &OHDQ WKH UDFN ZLWK GHWHUJHQW DQG ZDWHU $IWHU FOHDQLQJ ULQVH WKH UDFN ZLWK FOHDQ ZDWHU DQG GU\ ZLWK D FOHDQ FORWK 6WDLQOHVV VWHHO 'R QRW XVH D VWHHO ZRRO SDG LW ZLOO VFUDWFK WKH VXUIDFH 7R FOHDQ WKH VWDLQOHVV VWHHO VXUIDFH XVH ZDUP VXGV\ ZDWHU RU D VWDLQOHVV VWHHO
%HIRUH
1RWHV (OHFWULF :DUPLQJ 'UDZHU
&RQVXPHU 6HUYLFHV (OHFWULF :DUPLQJ 'UDZHU :LWK WKH SXUFKDVH RI \RXU QHZ 0RQRJUDP DSSOLDQFH UHFHLYH WKH DVVXUDQFH WKDW LI \RX HYHU QHHG LQIRUPDWLRQ RU DVVLVWDQFH IURP *( ZH·OO EH WKHUH $OO \RX KDYH WR GR LV FDOO³WROO IUHH *( $QVZHU &HQWHU ,Q WKH 86$ :KDWHYHU \RXU TXHVWLRQ DERXW DQ\ 0RQRJUDP PDMRU DSSOLDQFH *( $QVZHU &HQWHU LQIRUPDWLRQ VHUYLFH LV DYDLODEOH WR KHOS
:DUUDQW\ IRU FXVWRPHUV LQ WKH 86$ (OHFWULF :DUPLQJ 'UDZHU <285 0212*5$0 :$50,1* '5$:(5 :$55$17< 6WDSOH VDOHV VOLS RU FDQFHOOHG FKHFN KHUH 3URRI RI RULJLQDO SXUFKDVH GDWH LV QHHGHG WR REWDLQ VHUYLFH XQGHU ZDUUDQW\ :+$7 ,6 &29(5(' )URP WKH 'DWH RI WKH 2ULJLQDO 3XUFKDVH /,0,7(' 21( <($5 :$55$17< )RU RQH \HDU IURP GDWH RI RULJLQDO SXUFKDVH ZH ZLOO SURYLGH IUHH RI FKDUJH SDUWV DQG VHUYLFH ODERU LQ \RXU KRPH WR UHSDLU RU UHSODFH DQ\ SDUW RI WKH ZDUPLQJ GUDZHU WKDW IDLOV EHFDXVH RI D PDQXIDFWXULQJ G
:DUUDQW\ IRU FXVWRPHUV LQ &DQDGD (OHFWULF :DUPLQJ 'UDZHU <285 0212*5$0 :$50,1* '5$:(5 :$55$17< 6WDSOH VDOHV VOLS RU FDQFHOOHG FKHFN KHUH 3URRI RI RULJLQDO SXUFKDVH GDWH LV QHHGHG WR REWDLQ VHUYLFH XQGHU ZDUUDQW\ :+$7 ,6 &29(5(' )URP WKH 'DWH RI WKH 2ULJLQDO 3XUFKDVH /,0,7(' 21( <($5 :$55$17< :+$7 ,6 127 &29(5(' 6HUYLFH WULSV WR \RXU KRPH WR WHDFK \RX KRZ WR XVH WKH SURGXFW )RU RQH \HDU IURP GDWH RI RULJLQDO SXUFKDVH ZH ZLOO SURYLGH IUHH RI FKDUJH SDUWV DQG VHUYLFH ODERXU LQ \RXU KRPH