+2%6 86(5 ,16758&7,216 3,$1, &27785$ ,6758=,21, '¶862 ( ', ,167$//$=,21( 9$51e '(6.< 1$92' 328ä,7Ď &$1'< +229(5 *5283 6 5 / 9LD 3ULYDWD (GHQ )XPDJDOOL %UXJKHULR 0LODQR ,WDO\ *% ,7 &=
&217(17 *% 6$)(7< ,16758&7,216 *HQHUDO ZDUQLQJV 3URWHFWLRQ RI WKH HQYLURQPHQW ,QVWDOODWLRQ (OHFWULFDO FRQQHFWLRQ +RE FRRNZDUH DGYLFH 8VH
6$)(7< ,16758&7,216 :H UHFRPPHQG \RX NHHS WKH LQVWUXFWLRQV IRU LQVWDOODWLRQ DQG XVH IRU ODWHU UHIHUHQFH DQG EHIRUH LQVWDOOLQJ WKH KRE QRWH LWV VHULDO QXPEHU LQ FDVH \RX QHHG WR JHW KHOS IURP WKH DIWHU VDOHV VHUYLFH :$51,1* WKH DSSOLDQFH DQG LWV DFFHVVLEOH SDUWV EHFRPH KRW GXULQJ XVH &DUH VKRXOG EH WDNHQ WR DYRLG WRXFKLQJ KHDWLQJ HOHPHQWV &KLOGUHQ XQGHU \HDUV RI DJH PXVW EH NHSW DZD\ IURP WKH DSSOLDQFH XQOHVV WKH\ DUH FRQWLQXRXVO\ VXSHUYLVHG :$51,1* XVH RQO\ KRE JXDUGV GH
,GHQWLILFDWLRQ 3ODWH ORFDWHG XQGHU WKH KRE V ERWWRP FDVLQJ RE FP K PP K P RE F PP 352'8&7 &2'( 7 6ORW GHSWK PP PP *(1(5$/ :$51,1*6 %\ SODFLQJ WKH PDUN RQ WKLV DSSOLDQFH ZH DUH DVVXULQJ FRPSOLDQFH WR DOO (XURSHDQ 6DIHW\ +HDOWK DQG (QYLURQPHQW UHTXLUHPHQWV ZKLFK DUH DSSOLFDEOH IRU WKLV SURGXFW FDWHJRU\ )OXVK LQVWDOODWLRQ SHULPHWHU 1RWH ,QQHU SHULPHWHU GLPHQVLRQV DUH VDPH ZLWK V
$ ZDWHUWLJKW VHDO JDVNHW LV VXSSOLHG ZLWK WKH KRE )LW WKH VHDO JDVNHW DURXQG WKH ERWWRP KRE DV GHVFULEHG DQG PDNH VXUH WKDW LW LV SURSHUO\ ILWWHG WR DYRLG DQ\ OHDNDJH LQWR WKH VXSSRUWLQJ IXUQLWXUH (/(&75,&$/ &211(&7,21 %RWWRP $ % $ $ % $ % & % & ' $ & ' & $ % $ % & ' & ' % 1RUPDO )L[LQJ *HW WKH IL[LQJ FOLSV IURP DFFHVVRU\ EDJ DQG VFUHZ WKHP LQWR WKH SRVLWLRQ VKRZQ RQ ERWWRP ER[ 'R QRW WLJKWHQ WKH VFUHZV WR EORFN FOLSV WKH\ VKRXOG PRYH IUHHO
,QVWDOODWLRQ PXVW FRQIRUP WR WKH VWDQGDUGV GLUHFWLYHV 0DQXIDFWXUHU GHFOLQHV DOO UHVSRQVLELOLW\ IRU DQ\ GDPDJH WKDW PLJKW EH FDXVHG E\ XQVXLWDEOH RU XQUHDVRQDEOH XVH :$51,1* 0DQXIDFWXUHU FDQQRW EH KHOG UHVSRQVLEOH IRU DQ\ LQFLGHQW RU LWV FRQVHTXHQFHV WKDW PD\ DULVH GXULQJ WKH XVH RI DQ DSSOLDQFH QRW OLQNHG WR WKH HDUWK RU OLQNHG WR DQ HDUWK ZKRVH FRQWLQXLW\ LV GHIHFWLYH %HIRUH DQ\ HOHFWULFDO RSHUDWLRQ SOHDVH FKHFN WKH VXSSO\ WHQVLRQ VKRZQ RQ WKH HOHFWULFLW\ PHWHU WKH DGMXVW
,I DQ\ FRRNLQJ VWDJH LV LQ SRVLWLRQ WKLV GLVSOD\ ZLOO VZLWFK 2)) DXWRPDWLFDOO\ DIWHU VHFRQGV DQG WKH ]RQH 2)) VHTXHQFH ZLOO VRXQG +2% &22.:$5( $'9,&( 8VLQJ JRRG TXDOLW\ FRRNZDUH LV FULWLFDO IRU VHWWLQJ WKH EHVW SHUIRUPDQFH IURP \RXU KRE ,I WKHUH LV UHVLGXDO KHDW LQGLFDWLRQ LQ WKH GLVSOD\ ZKLFK LV 2)) + ZLOO EH GLVSOD\HG (YHQ ORFN IXQFWLRQ LV DFWLYH \RX FDQ VZLWFK 2)) D ]RQH $OZD\V XVH JRRG TXDOLW\ FRRNZDUH ZLWK SHUIHFWO\ IODW DQG WKLFN EDVHV XVLQJ WKLV W\SH RI F
'RXEOH 7ULSOH ]RQHV 5HVLGXDO +HDW ,QGLFDWRU ,Q UDGLDQW KHDWHUV ! FDOFXODWHG 7R VZLWFK 21 GRXEOH H[WHQVLRQ ULQJ DVVRFLDWHG PDLQ ]RQH PXVW EH DOUHDG\ 21 DQG ,QGLFDWLQJ SRZHU OHYHO PXVW EH KLJKHU WKDQ 'RXEOH ]RQH 21 VW 6KRUW 3UHVV RQ H[WHQVLRQ NH\ 6ZLWFKHV 21 H[WHQVLRQ ULQJ /(' RYHU H[WHQVLRQ NH\ WXUQV 21 LI ([WHQVLRQ ULQJ LV 21 QG 6KRUW 3UHVV RQ H[WHQVLRQ NH\ 6ZLWFKHV 2)) H[WHQVLRQ ULQJ 6KRUW EHHS HDFK SUHVV RQ H[WHQVLRQ NH\ 7ULSOH ]RQH 21 VW 6KRUW 3UHVV RQ H[WHQVLRQ NH\ 6ZLWFKHV 2
1% 'DUN VWDLQV 8VH D UD]RU EODGH DQG IROORZ WKH &/($1,1* VHFWLRQ 0D[L /LJKW VXUIDFHV RQ WKH KRE 0DUNV IURP DQ DOXPLQLXP RU FRSSHU SDQ EXW DOVR PLQHUDO ZDWHU RU IRRG GHSRVLWV WKH\ FDQ EH UHPRYHG XVLQJ WKH FUHDP FOHDQHU 'R QRW XVH D VSRQJH ZKLFK LV WRR ZHW 1HYHU XVH D NQLIH RU D VFUHZGULYHU $ VFUDSHU ZLWK D UD]RU EODGH ZLOO QRW GDPDJH WKH VXUIDFH DV ORQJ DV LW LV NHSW DW DQ DQJOH RI 1HYHU OHDYH D VFUDSHU ZLWK D UD]RU EODGH ZLWKLQ WKH UHDFK RI FKLOGUHQ 1HYHU XVH DEUDV
5(9 *% 7KH PDQXIDFWXUHU ZLOO QRW EH UHVSRQVLEOH IRU DQ\ LQDFFXUDF\ UHVXOWLQJ IURP SULQWLQJ RU WUDQVFULSW HUURUV FRQWDLQHG LQ WKLV EURFKXUH :H UHVHUYH WKH ULJKW WR FDUU\ RXW PRGLILFDWLRQV WR SURGXFWV DV UHTXLUHG LQFOXGLQJ WKH LQWHUHVWV RI FRQ VXPSWLRQ ZLWKRXW SUHMXGLFH WR WKH FKDUDFWHUL VWLFV UHODWLQJ WR VDIHW\RU IXQFWLRQ ,7 ,O 3URGXWWRUH QRQ VL DVVXPH UHVSRQVDELOLWj SHU HYHQWXDOL HUURUL GL VWDPSD R HUURUL GL WUDVFUL]LRQH DOO LQWHUQR GL TXHVWD EURFKXUH &L ULVHUYLDPR LO GLULWWR