HP 30b Business Professional Quick Start Guide Edition 1 HP Part Number: NW238-90201 i
Legal Notices This manual and any examples contained herein are provided "as is" and are subject to change without notice. Hewlett-Packard Company makes no warranty of any kind with regard to this manual, including, but not limited to, the implied warranties of merchantability, non-infringement and fitness for a particular purpose. In this regard, HP shall not be liable for technical or editorial errors or omissions contained in the manual.
HP 30b Business Professional iii
Keyboard Map Legend No. iv Feature No.
Table of Contents HP 30b Business Professional ......................................... iii Keyboard Map Legend.................................................. iv Welcome to your HP 30b Business Professional financial calculator..........................................................................1 The Keys.......................................................................1 The Shift Key.................................................................2 The Input Key ..............................
Replacing the Batteries................................................. 24 Customer Care............................................................ 26 Product Regulatory & Environment Information ................ 31 Federal Communications Commission Notice..................
1 Getting Started Welcome to your HP 30b Business Professional financial calculator This booklet is intended to get you started quickly with the basic features of your HP 30b Business Professional financial calculator. Use it for quick reference. For more detailed information about the HP 30b Business Professional, refer to the HP website, www.hp.com/calculators.
• To specify the primary function on the upperface of the key, press the key alone. • To specify the shifted function printed in blue on the lower face of the key, press and release the : key, followed by the desired function key. • To specify the function printed above a key, press and hold : and simultaneously press the key below the printed function. The Shift Key Pressing the shift key,:, turns on a status indicator called an annunciator at the top of the display.
a number on the stack or duplicate it. The Equals Key The Equals key,=, is used at the end of a mathematical operation to calculate the final result. For example, pressing 1+2= in Alge- braic mode returns a final result of 3. The = key, when pressed outside of a mathematical operation, also allows you to request a calculation for the value of an item. This request only applies to items that can be calculated.
The top line of the screen displays operation status, operator symbols, annunciators, and abbreviations of the registers, variables, and menu names. This line is referred to as the top line. In Figure 2, SIN is on the top line. Note the RPN annunciator to the right of the display, indicating that the calculator’s operating mode is RPN. The bottom line displays numbers you have entered, or results. This line is referred to as the bottom line.
Table 1-1 Customizing the Calculator Display/ Function Description FIX= Display precision (the number of digits displayed to the right of the decimal point). Default is 2. Key in the number of digits you want and press or press I, = until the number of digits you want is displayed. The display precision can be any number from 0-11. If you specify -1, the calculator displays numbers with the most appropriate number of digits after the decimal point.
Table 1-1 Customizing the Calculator Display/ Function Description mm.ddyyyy or Format for dates. December 3, 2010 is entered as 12.032010 in mm.ddyyyy format, or 3.122010 in dd.mmyyyy format. Note the (.) in both formats separating the first and second groups. Default is mm.ddyyyy format. dd.mmyyyy Pressing I toggles between these options. Note that when a date is displayed, a number between 1 and 7 also displays at the right of the screen.
Table 1-1 Customizing the Calculator Display/ Function Description Chain, Algebraic, or RPN Calculation mode. Default is Chain. For more information on operating modes, refer to the sections titled, Reverse Polish Notation (RPN) Mode, Algebraic Mode, and Chain Mode below. Pressing I cycles through these options. English, Français, Deutch, or Español Actual or Cal.360 Language setting for messages displayed on screen. Default is English. Pressing Calendar options for bonds and date calculations.
Menus, Menu Items, and Assigning Values to Menu Items Many of the calculator's functions are located within menus. A menu is a catalog which permits you to select an item from a list of options. To access a menu, press the key, or secondary-function, key combination for the menu in which you wish to work. To exit a menu, press O. For example, to access the Bond menu, press B. Once opened, you can scroll through the items in < or > repeatedly.
Figure 4 At this point, to return to the display of the Fixed menu item shown in Figure 3, press O. There are four types of menu items: 1. Read/write. Read/write menu items, such as Fixed in the Break-even menu shown above, are easily recognizable, because when they are selected, both the INPUT and small (=) annunciators are lit. When lit, these annunciators indicate that keying in a number and pressing I will store the entered number in the displayed menu item.
pressed. Depending on the menu, this action can be the selection of a sub-menu (%calc), changing a mode or setting (Mode menu), or erasing data (Reset menu). The Reset Menu The Reset menu allows you to reset some, or all, of the menu items, variables, and registers to their default values. To open the Reset menu, press :x. TVM displays on the top line. Press < or > repeatedly to scroll to a specific item. To validate a choice and reset the selected items, press I. Press O to cancel.
Memory and the Memory Menu The Memory menu contains the following items: memories 1–9 (Mem 1–9) and 0 (Mem 0), Cash Flow, Statistics (Stats), and Memory. To enter the menu, press :t. Press < or > repeatedly to scroll through the items starting with memory 1 (Mem 1). The Cash Flow and Statistics menus share the same memory and are limited to a combined total of 50 memory slots. The number displayed with Memory refers to the number of remaining memory slots.
by an operation key. Pressing the I key is optional after entering a number, if the next key pressed is an operation. Each time you press an operation or function key in RPN, the answer is calculated immediately and displayed. For example, suppose you wanted to add two numbers in RPN, 1 and 2. Press 1I2+. The result, 3.00, is calculated and displayed immediately. There are four special registers used for storing numbers during calculations, which are stacked on top of one another.
One way to calculate this problem is to key in the numbers and operations within the parentheses first, followed by the operation outside of the parentheses. See Table 1-2. Table 1-2 Keys Display and Description 3I 4+ Inputs the numbers and the operation in the first set of parentheses. Intermediate results are displayed. Note the (+) and (RPN) annunciators. 5I 6+ Inputs the numbers and the operation in the second set of parentheses. Intermediate results are displayed. Note the (+) annunciator.
Keys Used to Manipulate the RPN Stack • Press ( to perform a roll down of the stack. Note the small arrow on the key. A roll down moves the numbers in each register down one level, and the number in the bottom register moves up to the top of the stack. • Press Dto perform a swap of the stack. Note the small symbol on the key. A swap operation exchanges the numbers of the X and Y registers of the stack.
order of operation, if you wish to override the left-to-right order of entry. Keys and Functions Table 1-3 describes the keys and their functions. Use this table for quick reference. For a complete list of functions, refer to the HP 30b Business Professional User’s Guide. Table 1-3 Keys and Descriptions Keys Description N Stores or calculates the number of payments or compounding periods. :^ Multiplies a value by the number of payments per year and stores as N.
Table 1-3 Keys and Descriptions Keys Description :[ Stores the number of payments or compounding periods per year. F Stores or calculates the future value (FV), a final cash flow. FV always occurs at the end of the last compounding period. :] Sets End mode (End). Payments occur at the end of each compounding period. A Amortization. The Amortization menu calculations are based on values stored in the following TVM registers: N, I/R, PV, PMT, P/YR. :\ Depreciation menu.
Table 1-3 Keys and Descriptions Keys :z :P B :@ :B Description Statistics menu. Note: if you attempt to open the Statistics (Stats) menu before entering data, you will be redirected to the Data menu. When opened, the Stats menu displays 2 Vars for two-variable statistics. Press I repeatedly to select the type of statistical operations desired, twovariable, (2 Vars ), one-variable, (1 Var ), or one-variable weighted (1 Weight ).
Table 1-3 Keys and Descriptions Keys Description Percent. Multiplies the displayed number by 100. % :# Percent Calculation menu. Used for analyzing business problems involving markup, margin, percent change, and percent of total. L Recall. Recalls numbers stored in designated memory registers. :$ :t (D :u :E } 18 Store. Stores numbers in memory registers. Memory menu.
Table 1-3 Keys and Descriptions Keys :w { :x :o :j :p :q :r :s :k Description Scientific notation. Displays numbers in scientific notation. Backspace. Deletes one number at a time to the left of the cursor, starting with the most recently entered number. Reset menu. Resets some, or all, of the registers. Insert. Inserts a number into a list. Delete. Deletes a number from a list. Calculates sine. Calculates cosine. Calculates tangent. Math menu.
Table 1-3 Keys and Descriptions Keys Description :l :m :n Calculates natural exponent to the power of x. Calculates square of x. Calculates square root. :f Executes the Random function. Returns a random number in the range 0 < x <1. :g Calculates factorial of x (where – 253 < x ≤ 253 ). The Gamma function is used to calculate x! for non-integers or negative numbers. :h :i Calculates y to the x power. Calculates the reciprocal. :b nPr: the number of permutations of n items taken r at a time.
Table 1-3 Keys and Descriptions Keys Description :e Rounds x internally to the number specified by the display format. Basic Financial Calculation Example Table 1-4 illustrates how easily you can perform financial calculations using the HP 30b Business Professional. For more examples and information on financial problems, including cash flows and using cash flow diagrams, refer to the materials available on www.hp.com\calculators. Calculate the monthly payment amount on a 30-year loan of 125,000.
Table 1-4 Keys Display and Description :] Verifies payments occur at the end of each compounding period (optional, as End mode is the default setting). 12:[ Enters 12 as the number of payments per year as required by the problem. To change the number of payments per year, key in the desired number, then press I. Note this value remains stored until you change it. 360N Enters the number of monthly compounding periods (N) for a 30-year loan (12 payments per year for 30 years).
Table 1-4 Keys Display and Description 6.9Y Enters the annual interest rate as 6.9%. 1250 00V Enters the present value of the loan. 0F Enters the future value of the loan after it has been paid off. MT Calculates monthly payment amount. Note the sign is negative; it is money you pay out.
Warranty and Contact Information Replacing the Batteries The calculator uses two, 3 Volt CR2032 Lithium batteries. The low battery symbol (¤) appears when battery power is nearly exhausted. Use only fresh batteries when replacing the battery. Do not use rechargeable batteries. To install a new battery: 1. Turn off the calculator. Changing the batteries with the calculator on may erase the contents of the Continuous Memory. 2. Remove only one battery at a time. Gently pry open the back cover.
THIS SECTION. Some countries, states or provinces do not allow limitations on the duration of an implied warranty, so the above limitation or exclusion might not apply to you. This warranty gives you specific legal rights and you might also have other rights that vary from country to country, state to state, or province to province. TO THE EXTENT ALLOWED BY LOCAL LAW, THE REMEDIES IN THIS WARRANTY STATEMENT ARE YOUR SOLE AND EXCLUSIVE REMEDIES.
of the product with proof of purchase. HP products may contain remanufactured parts equivalent to new in performance or may have been subject to incidental use. Warranty does not apply to defects resulting from (a) improper or inadequate maintenance or calibration, (b) software, interfacing, parts or supplies not supplied by HP, (c) unauthorized modification or misuse, (d) operation outside of the published environmental specifications for the product, or (e) improper site preparation or maintenance.
Table 1-5 Customer Care Country Hotline Phone Country Hotline Phone Bolivia 800-100-193 Botswana www.hp.com/ support Brazil 0-800-709-7751 British Virgin Islands 1-800-711-2884 Bulgaria www.hp.com/ support Canada 800-HP-INVENT Cayman Island 1-800-711-2884 Chile 800-360-999 China 800-820-9669 Columbia 01-8000-51-47468368 (01-8000-51HP INVENT) Costa Rica 0-800-011-0524 Croatia www.hp.
Table 1-5 Customer Care 28 Country Hotline Phone Country Hotline Phone France 01 4993 9006 French Antilles 0-800-990-011; 800-711-2884 French Guiana 0-800-990-011; 800-711-2884 Germany 069 9530 7103 Ghana www.hp.com/ support Greece 210 969 6421 Grenada 1-800-711-2884 Guadelupe 0-800-990-011; 800-711-2884 Guatemala 1-800-999-5105 Guyana 159 ; 800-7112884 Haiti 183 ; 800-7112884 Honduras 800-0-123 ; 800711-2884 Hong Kong 800-933011 Hungary www.hp.
Table 1-5 Customer Care Country Hotline Phone Country Hotline Phone Martinica 0-800-990-011; 877-219-8671 Mauritius www.hp.com/ support Mexico 01-800-47468368 (800 HP INVENT) Montenegro www.hp.com/ support Montserrat 1-800-711-2884 Morocco www.hp.com/ support Namibia www.hp.
Table 1-5 Customer Care Country Hotline Phone Country Hotline Phone Slovakia www.hp.com/ support South Africa 0800980410 South Korea 00798-862-0305 Spain 913753382 St Vincent 01-800-711-2884 St Kitts & Nevis 1-800-711-2884 St Lucia 1-800-478-4602 St Marteen 1-800-711-2884 Suriname 156 ; 800-7112884 Swaziland www.hp.
Product Regulatory & Environment Information Federal Communications Commission Notice This equipment has been tested and found to comply with the limits for a Class B digital device, pursuant to Part 15 of the FCC Rules. These limits are designed to provide reasonable protection against harmful interference in a residential installation.
To identify your product, refer to the part, series, or model number located on the product. Canadian Notice This Class B digital apparatus meets all requirements of the Canadian Interference-Causing Equipment Regulations. Avis Canadien Cet appareil numérique de la classe B respecte toutes les exigences du Règlement sur le matériel brouilleur du Canada.
Japanese Notice Disposal of Waste Equipment by Users in Private Household in the European Union This symbol on the product or on its packaging indicates that this product must not be disposed of with your other household waste. Instead, it is your responsibility to dispose of your waste equipment by handing it over to a designated collection point for the recycling of waste electrical and electronic equipment.
34 Getting Started