User guide

Non-Monthly Loans & Payments Per Year
(Pmt/Yr)
Most residential real estate loans are paid
monthly. If paying a non-monthly loan,
the number of payments per year must
be changed by entering the number of
payments per year then pressing
[Set]
[÷]
. as shown in the following exercise:
Steps/Keystrokes Display
1. Clear calculator
[On/C] [On/C] 0.00
2. Enter number of payments per year:
4 [Set] [÷] (Pmt/Yr) 4.00
To recall the currently stored number
of payments, press [Rcl] [÷]:
Steps/Keystrokes Display
1. Clear calculator:
[On/C] [On/C] 0.00
2. Recall number of payments per year:
[Rcl] [÷] ( Pmt/Yr ) 4.00
IMPORTANT: Complete steps 1 and 2
below to return your calculator to 12 pay-
ments per year (default).
Steps/Keystrokes Display
1. Clear calculator:
[On/C] [On/C] 0.00
2. Enter # of payments per year:
12 [Set] [÷] ( Pmt/Yr) 12.00
18 — Real Estate Master
®
IIx/Qualifier Plus
®
IIx