User guide

If the previous loan started in July, find
the “after-tax” payment.
Steps/Keystrokes Display
1. Set Month 1 Offset to July:
7 [Set] [:] 7.00
2. Enter tax bracket to find annual tax
deduction:
28 [Set] [Pmt] 2,255.09
3. Find monthly tax deduction:
[Pmt] 375.85
4. Find “after-tax” payment:
[Pmt] 1,067.05
Amortization & Remaining Balance
Using the amortization function, you
can find the total interest, principal
and remaining balance for an entire
loan, a range of payments/years, or an
individual payment/year, for fully or
partially amortized loans.
1. When entering a range of payments
using the Colon [:] key, all three
possible outputs: Interest, Principal
and Remaining Balance, can be
found without having to re-enter the
range each time.
2. You can find Remaining Balance by
entering a year or range of years,
period or range of periods, then
pressing
[Set] [Amort]. (i.e., to find
the remaining balance after the 10th
User’s Guide — 27