Owner manual

U.S. ONLY KEYS:
s ˆ APR (Annual % Rate) ,
including mortgage insur-
ance, if entered
s p Interest-Only Payment
s 9 Estimated
annual mortgage
insurance, if applicable
(enter as percent or dollar
amount)
Note: The mortgage insurance
preference setting only works with
U.S. mortgage insurance
(s
9)
. It does not affect Canadian
mortgage insurance
(C) .
s q Interest-only qualifying
based on 32% - 40% ratios.
s Q Interest-only qualifying
based on 35% - 42% ratios.
s : Odd-days interest
Canadian/U.S. Interest Modes
Your calculator can easily be switched
between Canadian or U.S. Interest Mode
by pressing: s +
U.S. Mode allows:
• Entry/calculation of U.S. interest rates.
• Entry/calculation of U.S. mortgage
insurance (s 9).
• Entry/calculation of interest-only pay-
ment.
• APR calculation.
• Interest-Only Qualifying
POCKET REFERENCE GUIDE — 5