User`s guide

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UIDE

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The QU A L I F I E R PL U S I I I X was custom-designed for mortgage lenders and

residential real estate professionals. With the push of a few buttons,

it will pre-qualify prospective buyers instantly and solve hundreds of

mortgage loan problems with ease! It’s the most complete and easy-

to-use real estate finance calculator on the market!

Features:

• Easy and Complete Buyer Qualifying

• Find Qualifying Loan Amount, Income Required and

Maximum Allowable Debt

• Use 2 Qualifying Ratios at Once to Compare Different Loans

(e.g., conventional vs. FHA/VA loans)

• Find the Restricted and Unrestricted Qualifying Loan Amount

• Instant P&I, PITI and Total Payment

• Interest-Only Payment

• Expanded Tax and Insurance Capabilities

• Built-in Sales Price and Down Payment

• Works in Annual Term and Interest

• Flexible, “what if” Loan or TVM Calculations — Finds Loan

Amount, Term, Interest or Payment

• Future Value and Appreciation

• Complete Amortization

• Remaining Balances/Balloon Payments

• Adjustable Rate Mortgages (ARMs)

• APR and Total Finance Charges

• Bi-Weekly Loans

• Trust Deeds (investments)

• Date Math

• Also Works as a Standard Math Calculator

New!

• 1st and 2nd Trust Deeds (80:10:10/80:15:5),

or Combo Loans

• APR, including Mortgage Insurance

• Income Tax Savings, Mortgage Interest Deduction

• Interest-Only Payments

• Loan-to-Value (LTV)

• Odd-Days Interest (ODI) and Month Offset

• Rent vs. Buy

Introducing the QUALIFIER PLUS

IIIX

Mortgage Loan Calculator