User Manual

7-4
ﺔﻴﺑﺎﺴﳊﺍ ﺔﻴﻠﻤﻌﻟﺍ ﺞﺋﺎﺘﻧ ﺓﺀﺍﺮﻗ ﻭ ﻊﺒﺘﺗ ﻞﻴﻐﺸﺘﻟ !1(TRACE) ﻰﻠﻋ ﻂﻐﻀﻟﺍ ﻚﻨﻜﳝ ،
ﹰ
ﺎﻴﻧﺎﻴﺑ ﻢﺳﺮﻟﺍ ﻢﺳﺭ ﺪﻌﺑ
.ﻲﻧﺎﻴﺒﻟﺍ ﻢﺳﺮﻟﺍ ﻝﻮﻃ ﻰﻠﻋ
ﺓﺪﺋﺎﻔﻟﺍ
← (PV) ﺔﻴﻟﺎﳊﺍ ﺔﻤﻴﻘﻟﺍ :ﻞﺴﻠﺴﺘﻟﺍ ﻲﻓ ﺔﺿﻭﺮﻌﳌﺍ ﺔﻤﻴﻘﻟﺍ ﺭﻭﺪﺗ ﻊﺒﺘﺘﻟﺍ ﻞﻴﻐﺸﺗ ﺀﺎﻨﺛﺃ e ﻰﻠﻋ ﺔﻄﻐﺿ ﻞﻛ
.ﺱﻮﻜﻌﳌﺍ ﻩﺎﲡﻻﺍ ﻲﻓ ﺭﻭﺪﺗ
d ﻰﻠﻋ ﻂﻐﻀﻟﺎﺑ ﻭ .(SFV) ﺔﻄﻴﺴﺒﻟﺍ ﺔﻴﻠﺒﻘﺘﺴﳌﺍ ﺔﻤﻴﻘﻟﺍ ← (SI) ﺔﻄﻴﺴﺒﻟﺍ
.ﺕﻼﻣﺎﻌﳌﺍ ﺕﻼﺧﺪﻣ ﺔﺷﺎﺷ ﻰﻟﺍ ﺓﺩﻮﻌﻠﻟ
J ﻂﻐﺿﺍ
ﺔﺒﻛﺮﳌﺍ ﺓﺪﺋﺎﻔﻟﺍ .3
.ﺔﺒﻛﺮﳌﺍ ﺓﺪﺋﺎﻔﻟﺍ ﺏﺎﺴﳊ ﺔﻴﻟﺎﺘﻟﺍ ﺔﻳﺭﺎﻴﻌﳌﺍ ﻎﻴﺼﻟﺍ ﺔﺒﺳﺎﳊﺍ ﻩﺬﻫ ﻡﺪﺨﺘﺴﺗ
PV, PMT, FV, n u
I % ≠ 0
PMT =
PV + × FV
β
α
–
n =
log
(1+ iS) × PMT – FV × i
(1+ iS) × PMT + PV × i
{}
log (1+ i)
FV =
β
α
PV + × PMT
–
I
% = 0
PMT = –
n
PV + FV
PV = − (PMT × n + FV)
n =
PMT
PV + FV
–
FV = − (PMT × n + PV)
= (1+ i × S) ×
, = (1 + i)
i
1 –
–n
β
β
α
0
.........
1
.........
i =
100
I%
I%
(1+ ) –1
C/Y
P/Y
100 × [C/Y ]
............................... (P/Y = C/Y = 1)
ﺓﺭﻮﻛﺬﳌﺍ ﻚﻠﺗ ﻦﻋ)
(ﻩﻼﻋﺍ
{
S =
.....
{
End :Payment
(ﺩﺍﺪﻋﻹﺍ ﺔﺷﺎﺷ)
Begin :Payment
(ﺩﺍﺪﻋﻹﺍ ﺔﺷﺎﺷ)
PV =
– (α × PMT + × FV)
β