Operation Manual

CID088A/03012013
Page 5 of 52
1 INTRODUCTION
1.1 The CCV Mobile payment terminal
The VX 680 payment terminal allows you to process transactions with payment cards, loyalty cards and
customer cards. The payment terminal is future-proof and conforms to the latest national security
standards as well as the EMV standard. The EMV standard was developed by the credit card companies
Europay, MasterCard, Visa and JCB to prevent payment card fraud. The security of the transaction
process is enhanced because the payment terminal reads the EMV chip on the payment card, rather
than a magnetic strip.
1.2 Parties facilitating the transaction process
This User Manual makes frequent reference to the different parties involved in the processing of
transactions. An overview of these parties is provided below.
Party Explanation
Payment terminal
supplier
You purchased your payment terminal from a payment terminal supplier
(in this case CCV).
Cashier The cashier operates the payment terminal during the transaction.
Card holder The card holder is the person to whom you charge an amount for a
product or service. The card holder also operates the payment terminal
during the transaction.
Mobile data
communications provider
Your transaction data are sent to a transaction processor via a GPRS
connection. For this purpose, your payment terminal has been equipped
with a GPRS modem and a Subscriber Identity Module (SIM) card.
Transaction processor The transaction processor forwards the transaction data to acquirers for
further processing. Acquirers are banks or credit card companies.
Acquirer The acquirer contacts the issuer of the payment card to check if the
payment card transaction can be processed.
Issuer of payment card Payment cards are usually issued by a bank or financial institution.
Payment cards are used by card holders to carry out transactions.