3LFWXUH 3DJH 6HWWLQJV EORFNLQJ DQRQ\PRXV FDOO +RWOLQH 7KH GHYLFH VXSSRUWV KRWOLQH GLDOLQJ $IWHU VHWWLQJ XS WKH KRWOLQH GLDOLQJ GLUHFWO\ SLFN XS WKH KDQGVHW KDQGV IUHH HDUSKRQH HWF DQG WKH SKRQH ZLOO DXWRPDWLFDOO\ FDOO DFFRUGLQJ WR WKH KRWOLQH GHOD\ WLPH z ,Q WKH SKRQH >0HQX@ !! >)HDWXUHV@ !! >+RWOLQH@ FOLFN WR HQWHU DQG DOO 6,3 OLQHV ZLOO EH GLVSOD\HG z 7KHQ VHW WKH KRWOLQH IRU HDFK 6,3 OLQH ZKLFK LV RII E\ GHIDXOW z 2SHQ WKH KRWOLQH VHW WKH KRWOLQH QXPEHU VHW WKH GHOD\ WLPH
z 2Q WKH ZHEVLWH >/LQH@ !! >6,3@ !! >%DVLF 6HWWLQJV@ FDQ DOVR VHW XS D KRWOLQH z 7KH VHWXS KRWOLQH DOVR FRUUHVSRQGV WR WKH 6,3 OLQH 7KDW LV WKH KRWOLQH VHW LQ WKH 6,3 ZHESDJH FDQ RQO\ EH DFWLYDWHG LQ WKH 6,3 OLQH 3LFWXUH +RWOLQH VHW XS RQ ZHESDJH (PHUJHQF\ &DOO 7KH HPHUJHQF\ FDOO IXQFWLRQ LV XVHG WR HQDEOH WKH NH\SDG ORFN 8VHUV FDQ VHW WKH FRUUHVSRQGLQJ HPHUJHQF\ FDOO QXPEHU RQ WKH SKRQH
LFWXUH 6HW XS DQ HPHUJHQF\ FDOO QXPEHU :KHQ WKH SKRQH VHW WKH NH\ERDUG ORFN \RX FDQ FDOO WKH HPHUJHQF\ FDOO QXPEHU ZLWKRXW XQORFNLQJ DV VKRZQ LQ WKH ILJXUH 3LFWXUH 'LDO WKH HPHUJHQF\ QXPEHU
$GYDQFH )XQFWLRQ z %/) %XV\ /DPS )LHOG &RQILJXUH WKH %/) )XQFWLRQDOLW\ 3DJH LQWHUIDFH ORJ LQ WKH SKRQH SDJH HQWHU WKH >)XQFWLRQ NH\@ !! >)XQFWLRQ NH\@ RU >6LGH NH\@ SDJH VHOHFW D '66 NH\ VHW WKH IXQFWLRQ NH\ W\SH DV PHPRU\ NH\ FKRRVH VXEW\SH DPRQJ %/) 1(: &$// %/) %;)(5 %/) $;)(5 %/) &21) VHW %/) '70) YDOXH DV WKH QXPEHU WR EH VXEVFULEHG VHW WKH FRUUHVSRQGLQJ 6,3 OLQH 7KH SLFNXS QXPEHU LV SURYLGHG E\ WKH VHUYHU 7KH VSHFLILF XVH RI UHIHUHQFH 3LFN XS 3LFWXUH :HE SDJH FR
3LFWXUH 3KRQH FRQILJXUDWLRQ %/) IXQFWLRQ NH\ 7DEOH %/) )XQFWLRQ NH\ VXEW\SH SDUDPHWHU OLVW 6XEW\SH 6WDQGE\ LV GHVFULEHG &DOOLQJ LV GHVFULEHG %/) 1(: 3UHVVLQJ WKH %/) NH\ ZKLOH VWDQGE\ WR :KHQ \RX SUHVV WKLV %/) NH\ ZKLOH &$// GLDO WKH VXEVFULEHU QXPEHU WDONLQJ WR DQRWKHU XVHU \RX FUHDWH D QHZ FDOO DORQJ ZLWK WKH VXEVFULEHG QXPEHU %/) %;)( 3UHVVLQJ WKH %/) NH\ ZKLOH VWDQGE\ WR :KHQ \RX SUHVV WKLV %/) NH\ ZKLOH 5 GLDO WKH VXEVFULEHU QXPEHU WDONLQJ WR DQRWKHU XVHU \RX EOLQG WUDQVIHU W
8VH WKH %/) )XQFWLRQ 7KH %/) DOVR NQRZQ DV D EXV\ OLJKW ILHOG QRWLILHV WKH XVHU RI WKH VWDWXV RI WKH VXEVFULEHG REMHFW DQG LV XVHG E\ WKH VHUYHU WR SLFN XS WKH FDOO %/) KHOSV \RX PRQLWRU WKH RWKHU SHUVRQ V VWDWXV LGOH ULQJLQJ WDONLQJ RII %/) IXQFWLRQ˖ z 0RQLWRU WKH VWDWXV RI VXEVFULEHG SKRQHV z &DOO WKH VXEVFULEHG QXPEHU z 7UDQVIHU FDOOV FDOOV WR WKH VXEVFULEHG QXPEHU z 3LFNXS LQFRPLQJ FDOOV IURP VXEVFULEHG QXPEHU ˅ 0RQLWRUV WKH VWDWXV RI VXEVFULEHG SKRQHV &RQILJXUDWLRQ %/)
3LFWXUH &RQILJXUH WKH %/) /LVW IXQFWLRQDOLW\ 8VH WKH %/) /LVW IXQFWLRQ ZKHQ WKH FRQILJXUDWLRQ LV FRPSOHWH WKH SKRQH ZLOO DXWRPDWLFDOO\ VXEVFULEH WR WKH FRQWHQWV RI WKH %/) /LVW JURXS 8VHUV FDQ PRQLWRU FDOO DQG WUDQVIHU WKH FRUUHVSRQGLQJ QXPEHU E\ SUHVVLQJ WKH %/) /LVW NH\ 3LFWXUH %/) /LVW QXPEHU GLVSOD\ 5HFRUG 7KH GHYLFH VXSSRUWV UHFRUGLQJ GXULQJ D FDOO
/RFDO 5HFRUG˄ ˄86% IODVK GLVN˅ /RFDO UHFRUGLQJ LV VXSSRUWHG ZKHQ 86% IODVK GULYH LV PRXQWHG :KHQ XVLQJ ORFDO UHFRUGLQJ LW LV QHFHVVDU\ WR VWDUW UHFRUGLQJ RQ WKH SKRQH SDJH >$SSOLFDWLRQ@ !! >0DQDJH UHFRUGLQJ@ VHOHFW WKH ORFDO W\SH DQG VHW WKH YRLFH FRGLQJ 7KH ZHESDJH LV DV IROORZV 3LFWXUH :(% ORFDO UHFRUGLQJ /RFDO UHFRUGLQJ VWHSV z 3OXJ WKH 8 GLVN LQWR WKH 86% SRUW RI WKH SKRQH RSHQ WKH UHFRUGLQJ RQ WKH ZHE SDJH DQG VHW WKH UHFRUGLQJ W\SH DV ORFDO UHFRUGLQJ z 6HW '66NH\ W\SH DV NH\
EXWWRQ RI 6RIW NH\ WR OLVWHQ WR WKH UHFRUGLQJ 6HUYHU 5HFRUG :KHQ XVLQJ WKH QHWZRUN VHUYHU WR UHFRUG LW LV QHFHVVDU\ WR RSHQ WKH UHFRUGLQJ LQ WKH SKRQH ZHE SDJH >$SSOLFDWLRQ@ !! >0DQDJH UHFRUGLQJ@ 7KH W\SH LV VHOHFWHG DV QHWZRUN DQG WKH DGGUHVV DQG SRUW RI WKH UHFRUGLQJ VHUYHU DUH ILOOHG LQ DQG WKH YRLFH FRGLQJ LV VHOHFWHG 7KH ZHE LV DV IROORZV 3LFWXUH :HE VHUYHU UHFRUGLQJ 1RWH WR EH XVHG ZLWK )DQYLO UHFRUGLQJ VRIWZDUH 6,3 ,1)2 5HFRUG 7KH SKRQH LV UHJLVWHUHG ZLWK D VHUYHU WK
3LFWXUH :HE 6,3 LQIR UHFRUGLQJ $JHQW $JHQW $JHQW IXQFWLRQ RI WKH SKRQH FDQ EH UHDOL]HG ZKHQ PXOWLSOH SHRSOH XVH D GHYLFH IRU $JHQW VHUYLFHV DW GLIIHUHQW WLPHV KH RU VKH FDQ TXLFNO\ UHJLVWHU KLV RU KHU 6,3 DFFRXQW RQ WKH VDPH VHUYHU 7KH $JHQW IXQFWLRQV RI WKH SKRQH FDQ EH GLYLGHG LQWR 1RUPDO DQG +RWHO *XHVW 7KH +RWHO *XHVW PRGH UHTXLUHV VHUYHU VXSSRUW 1RUPDO 0RGH˖ &RQILJXUH DJHQW IXQFWLRQ VHW D '66NH\ DV DJHQW SUHVV WKH IXQFWLRQ NH\ RU HQWHU WKH >0HQX@ !! >)HDWXUHV@ !! >%DVLF@ !! >$JHQW@ WR
3LFWXUH &RQILJXUH WKH SUR[\ DFFRXQW KRWHO *XHVW PRGH 7DEOH $JHQF\ PRGH 3DUDPHWHU 'HVFULSWLRQ 1RUPDO PRGH 1XPEHU 6HW WKH SUR[\ DFFRXQW QXPEHU 8VHU 6HW WKH SUR[\ DFFRXQW QXPEHU WR YHULI\ WKH XVHU QDPH 3DVVZRUG 6HW WKH SUR[\ DFFRXQW QXPEHU WR YHULI\ WKH SDVVZRUG /LQH 6HOHFW WKH 6,3 OLQH &DOO/RJ 8VHUV FDQ FKRRVH WR VDYH DOO W\SHV RU GHOHWH +RWHO *XHVW PRGH 1XPEHU 6HW WKH SUR[\ DFFRXQW QXPEHU 3DVVZRUG 6HW WKH SUR[\ DFFRXQW QXPEHU WR YHULI\ WKH SDVVZRUG /LQH 6HOHFW WKH 6,3 OLQH
3LFWXUH $JHQW ORJRQ SDJH ,QWHUFRP :KHQ WKH ,QWHUFRP LV HQDEOHG LW FDQ DXWRPDWLFDOO\ UHFHLYH FDOOV IURP WKH LQWHUFRP 3LFWXUH :HE ,QWHUFRP FRQILJXUH 7DEOH ,QWHUFRP FRQILJXUH 3DUDPHWHU 'HVFULSWLRQ (QDEOH ,QWHUFRP :KHQ LQWHUFRP LV HQDEOHG WKH GHYLFH ZLOO DFFHSW WKH LQFRPLQJ FDOO UHTXHVW
ZLWK D 6,3 KHDGHU RI $OHUW ,QIR LQVWUXFWLRQ WR DXWRPDWLFDOO\ DQVZHU WKH FDOO DIWHU VSHFLILF GHOD\ (QDEOH ,QWHUFRP 0XWH (QDEOH ,QWHUFRP 7RQH (QDEOH ,QWHUFRP %DUJH (QDEOH PXWH PRGH GXULQJ WKH LQWHUFRP FDOO ,I WKH LQFRPLQJ FDOO LV LQWHUFRP FDOO WKH SKRQH SOD\V WKH LQWHUFRP WRQH (QDEOH ,QWHUFRP %DUJH E\ VHOHFWLQJ LW WKH SKRQH DXWR DQVZHUV WKH LQWHUFRP FDOO GXULQJ D FDOO ,I WKH FXUUHQW FDOO LV LQWHUFRP FDOO WKH SKRQH ZLOO UHMHFW WKH VHFRQG LQWHUFRP FDOO 0&$67 7KLV IHDWXUH DOORZV XVHU WR PDNH VR
KLJKHVW SULRULW\ LV WKH ORZHVW (QDEOH 3DJH 3ULRULW\ 7KH YRLFH FDOO LQ SURJUHVV VKDOO WDNH SUHFHGHQFH RYHU DOO LQFRPLQJ SDJLQJ FDOOV 1DPH /LVWHQHG PXOWLFDVW VHUYHU QDPH +RVW SRUW /LVWHQHG PXOWLFDVW VHUYHU¶V PXOWLFDVW ,3 DGGUHVV DQG SRUW 0XOWLFDVW˖ z *R WR ZHE SDJH RI >)XQFWLRQ .H\@ !! >)XQFWLRQ .H\@ VHOHFW WKH W\SH WR PXOWLFDVW VHW WKH PXOWLFDVW DGGUHVV DQG VHOHFW WKH FRGHF z &OLFN $SSO\ z 6HW XS WKH QDPH KRVW DQG SRUW RI WKH UHFHLYLQJ PXOWLFDVW RQ WKH ZHE SDJH RI >3KRQH 6HWWLQJV@ !
3LFWXUH 5HJLVWHU %URDG6RIW DFFRXQW z $IWHU WKH SKRQH VHW UHJLVWHUV ZLWK WKH %URDG6RIW VHUYHU D VHUYHU W\SH QHHGV WR EH VHW 6SHFLILFDOO\ ORJ LQ WR WKH ZHESDJH RI WKH SKRQH VHW FKRRVH >/LQH@ !! >6,3@ !! >$GYDQFHG 6HWWLQJV@ DQG VHW 6SHFLILF 6HUYHU 7\SH WR %URDG6RIW DV VKRZQ LQ WKH IROORZLQJ ILJXUH 3LFWXUH 6HW %URDG6RIW VHUYHU z ,I D )DQYLO SKRQH VHW QHHGV WR XVH WKH 6&$ IXQFWLRQ HQDEOH LW IRU WKH SKRQH VHW 6SHFLILFDOO\ ORJ LQ WR WKH ZHESDJH RI WKH SKRQH VHW FKRRVH
3LFWXUH (QDEOH 6&$ $IWHU DQ DFFRXQW LV FRQILJXUHG DQG VXFFHVVIXOO\ UHJLVWHUHG \RX FDQ FRQILJXUH OLQHV ZKRVH '66 .H\ LV 6KDUHG &DOO $SSHDUDQFH RQ WKH )XQFWLRQ .H\ SDJH WR IDFLOLWDWH YLHZLQJ WKH FDOO VWDWXV RI WKH JURXS (DFK OLQH NH\ UHSUHVHQWV D FDOO DSSHDUDQFH 8QGHUVWDQG WKH FDOO VWDWXV E\ UHIHUULQJ WR $SSHQGL[ ,,, ̢/(' 7R IDFLOLWDWH SULYDWH KROG FRQILJXUH NH\V ZKRVH '66 .H\ LV 3ULYDWH +ROG RQ WKH )XQFWLRQ .H\ SDJH 3D\ DWWHQWLRQ WKDW WKH SXEOLF KROG NH\ LV WKH VRIWNH\ >+ROG@ NH\ GXULQJ D FDO
$FWLYH *UHHQ 2Q 3XEOLF +HOG KROG +HOG SULYDWH SULYDWH KROG %ULGJH DFWLYH %DUJH LQ %ULGJH KHOG *UHHQ %OLQNLQJ
3LFWXUH 606 LFRQ 6HQG PHVVDJHV z *R WR >0HQX@ !! >0HVVDJH@ !! >606@ z 8VHUV FDQ FUHDWH QHZ PHVVDJHV VHOHFW OLQHV DQG VHQG QXPEHUV z $IWHU HGLWLQJ LV FRPSOHWH FOLFN 6HQG 9LHZ 606 ˖ ; &˖ z 8VH WKH QDYLJDWLRQ NH\V WR VHOHFW WKH VWDQGE\ LFRQ >PHVVDJH@ z $IWHU VHOHFWLQJ SUHVV WKH QDYLJDWLRQ NH\ >2.@ WR HQWHU WKH 606 LQER[ LQWHUIDFH z 6HOHFW WKH XQUHDG PHVVDJH DQG SUHVV >2.
0:,˄ ˄0HVVDJH :DLWLQJ ,QGLFDWRU˅ ,I WKH VHUYLFH RI WKH OLQHV VXSSRUWV YRLFH PHVVDJH IHDWXUH ZKHQ WKH XVHU LV QRW DYDLODEOH WR DQVZHU WKH FDOO WKH FDOOHU FDQ OHDYH D YRLFH PHVVDJH RQ WKH VHUYHU WR WKH XVHU 8VHU ZLOO UHFHLYH YRLFH PHVVDJH QRWLILFDWLRQ IURP WKH VHUYHU DQG GHYLFH ZLOO SURPSW D YRLFH PHVVDJH ZDLWLQJ LFRQ RQ WKH VWDQGE\ VFUHHQ 3LFWXUH 1HZ 9RLFH 0HVVDJH 1RWLILFDWLRQ 9RLFH PHVVDJH LFRQ 7R OLVWHQ WR D YRLFH PHVVDJH WKH XVHU PXVW ILUVW FRQILJXUH WKH YRLFHPDLO QXPEHU $IWHU WKH YR
3LFWXUH 9RLFH PHVVDJH LQWHUIDFH 3LFWXUH &RQILJXUH YRLFHPDLO QXPEHU 6,3 +RWVSRW 6,3 KRWVSRW LV D VLPSOH EXW SUDFWLFDO IXQFWLRQ :LWK VLPSOH FRQILJXUDWLRQV WKH 6,3 KRWVSRW IXQFWLRQ FDQ LPSOHPHQW JURXS ULQJLQJ 6,3 DFFRXQWV FDQ EH H[SDQGHG 3KRQH VHW IXQFWLRQV DV D 6,3 KRWVSRW DQG RWKHU SKRQH VHWV % DQG & IXQFWLRQ DV 6,3 KRWVSRW FOLHQWV :KHQ VRPHERG\ FDOOV SKRQH VHW $ SKRQH VHWV $ % DQG & DOO ULQJ :KHQ DQ\ SKRQH VHW DQVZHUV WKH FDOO RWKHU SKRQH VHWV VWRS ULQJLQJ 7KH FDOO FDQ EH DQVZHUH
7R VHW D 6,3 KRWVSRW UHJLVWHU DW OHDVW RQH 6,3 DFFRXQW 3LFWXUH 5HJLVWHU 6,3 DFFRXQW 7DEOH 6,3 KRWVSRW 3DUDPHWHUV 3DUDPHWHUV 'HVFULSWLRQ ,I \RXU SKRQH LV VHW WR ³6,3 KRWVSRW VHUYHU´ 'HYLFH 7DEOH ZLOO GLVSOD\ DV &OLHQW 'HYLFH 7DEOH 'HYLFH 7DEOH 6,3 KRWVSRW (QDEOH KRWVSRW 0RGH 0RQLWRU 7\SH 0RQLWRU $GGUHVV 5HPRWH 3RUW ZKLFK FRQQHFWHG WR \RXU SKRQH ,I \RXU SKRQH LV VHW WR ³6,3 KRWVSRW FOLHQW´ 'HYLFH 7DEOH ZLOO GLVSOD\ DV 6HUYHU 'HYLFH 7DEOH ZKLFK \RX FDQ FRQQHFW WR 6HW LW WR EH (QDEOH W
&RQILJXUH 6,3 KRWVSRW VHUYHU 3LFWXUH 6,3 KRWVSRW VHUYHU FRQILJXUDWLRQ &RQILJXUH 6,3 KRWVSRW FOLHQW 7R VHW DV D 6,3 KRWVSRW FOLHQW QR 6,3 DFFRXQW QHHGV WR EH VHW 7KH 3KRQH VHW ZLOO DXWRPDWLFDOO\ REWDLQ DQG FRQILJXUH D 6,3 DFFRXQW 2Q WKH 6,3 +RWVSRW WDE SDJH VHW 0RGH WR &OLHQW 7KH YDOXHV RI RWKHU RSWLRQV DUH WKH VDPH DV WKRVH RI WKH KRWVSRW 3LFWXUH 6,3 KRWVSRW FOLHQW FRQILJXUDWLRQ $V WKH KRWVSRW VHUYHU WKH GHIDXOW H[WHQVLRQ QXPEHU LV :KHQ WKH SKRQH LV XVHG DV WKH FOLHQW WKH H[WHQVLRQ
&DOO H[WHQVLRQ QXPEHU z 7KH KRWVSRW VHUYHU DQG WKH FOLHQW FDQ GLDO HDFK RWKHU WKURXJK WKH H[WHQVLRQ QXPEHU z )RU H[DPSOH H[WHQVLRQ GLDOV H[WHQVLRQ
3KRQH 6HWWLQJV %DVLF 6HWWLQJV /DQJXDJH 7KH XVHU FDQ VHW WKH SKRQH ODQJXDJH WKURXJK WKH SKRQH LQWHUIDFH DQG ZHE LQWHUIDFH z 3KRQH HQG˖$IWHU UHVHWWLQJ WKH IDFWRU\ VHWWLQJV WKH XVHU QHHGV WR VHW WKH ODQJXDJH ZKHQ VHWWLQJ WKH ODQJXDJH GXULQJ VWDQGE\ JR WR >0HQX@ !! >%DVLF@ !! >8, 3UHIHUHQFH@ !! >/DQJXDJH@ 6HWWLQJV DV VKRZQ LQ WKH ILJXUH 3LFWXUH 3KRQH ODQJXDJH VHWWLQJ z :HE LQWHUIDFH /RJ LQ WR WKH SKRQH ZHESDJH DQG VHW WKH ODQJXDJH LQ WKH GURS GRZQ ER[ DW WKH WRS ULJKW FRUQHU RI W
7LPH 'DWH 8VHUV FDQ VHW WKH SKRQH WLPH WKURXJK WKH SKRQH LQWHUIDFH DQG ZHE LQWHUIDFH z 3KRQH HQG :KHQ WKH SKRQH LV LQ WKH GHIDXOW VWDQGE\ VWDWH SUHVV WKH >0HQX@ !! >%DVLF@ !! >8, 3UHIHUHQFH@ !! >7LPH 'DWH@ XVH WKH XS GRZQ QDYLJDWLRQ EXWWRQ WR HGLW SDUDPHWHUV SUHVV WKH >2.
7DEOH 7LPH 6HWWLQJV 3DUDPHWHUV 3DUDPHWHUV 'HVFULSWLRQ 0RGH $XWR 0DQXDO $XWR (QDEOH QHWZRUN WLPH V\QFKURQL]DWLRQ YLD 6173 SURWRFRO GHIDXOW HQDEOHG 0DQXDO 8VHU FDQ PRGLI\ GDWD PDQXDOO\ 6173 6HUYHU 6173 VHUYHU DGGUHVV 7LPH ]RQH 6HOHFW WKH WLPH ]RQH 7LPH IRUPDW 6HOHFW WLPH IRUPDW IURP RQH RI WKH IROORZLQJV -$1 021 -DQXDU\ 0RQGD\ -$1 021 -DQXDU\ 0RQGD\ 021 -$1 0RQGD\ -DQXDU\ 021 -$1 0RQGD\ -DQXDU\ '' 00 << '' 00 <<<< 00 '' <<
3LFWXUH 6HW VFUHHQ SDUDPHWHUV RQ SKRQH z :HE HQG *R WR >3KRQH 6HWWLQJV@ !! >$GYDQFHG@ $GYDQFHG HGLW WKH VFUHHQ SDUDPHWHUV DQG FOLFN $SSO\ WR VDYH %ULJKWQHVV DQG EDFNOLJKW z 6HW WKH EULJKWQHVV OHYHO LQ XVH IURP WR > @ RU >!@ VZLWFK EULJKWQHVV OHYHO z 6HW WKH EULJKWQHVV OHYHO LQ WKH HQHUJ\ VDYLQJ PRGH IURP WR > @ RU >!@ VZLWFK WKH EULJKWQHVV OHYHO z 6HW WKH EDFNOLJKW WLPH WR VHFRQGV E\ GHIDXOW
z 6FUHHQ 6DYHU 3UHVV >6FUHHQ 6HWWLQJV@ WR ILQG WKH >6FUHHQ SURWHFWLRQ@ EXWWRQ SUHVV >OHIW@ >ULJKW@ EXWWRQ WR RSHQ FORVH WKH VFUHHQ SURWHFWLRQ VHW WKH WLPHRXW WLPH WKH GHIDXOW LV 6 DIWHU FRPSOHWLRQ SUHVV >2.@ EXWWRQ WR VDYH z $IWHU VDYLQJ UHWXUQ WR VWDQGE\ PRGH DQG HQWHU WKH VFUHHQ VDYHU DIWHU V DV IROORZV 3LFWXUH 3KRQH VFUHHQ VDYHU 5LQJ :KHQ WKH GHYLFH LV LQ WKH GHIDXOW VWDQGE\ PRGH z 3UHVV VRIW EXWWRQ >0HQX@ WLOO \RX ILQG WKH >%DVLF@ LWHP z (QWHU >5LQJ z (
NH\V WR DGMXVW WKH DXGLR YROXPH IRU GLIIHUHQW PRGH z 6DYH WKH DGMXVWPHQW E\ SUHVVLQJ >2.@ ZKHQ GRQH *UHHWLQJ :RUGV :KHQ WKH GHYLFH LV LQ WKH GHIDXOW VWDQGE\ PRGH z 3UHVV VRIW EXWWRQ >0HQX@ WLOO \RX ILQG WKH >%DVLF@ LWHP z (QWHU >8, 3UHIHUHQFH@ LWHP WLOO \RX ILQG >*UHHWLQJ :RUGV@ LWHP z 3UHVV >2.@ WR HQWHU WKH VHWWLQJ LQWHUIDFH WR HGLW WKH *UHHWLQJV :RUGV z 6DYH WKH DGMXVWPHQW E\ SUHVVLQJ >2.@ ZKHQ GRQH 127,&( 7KH ZHOFRPH PHVVDJH FDQ RQO\ EH GLVSOD\HG LQ WKH XSSHU OHIW FRUQHU RI VW
3LFWXUH 3KRQH ERRN VFUHHQ 127,&( 7KH GHYLFH FDQ VDYH XS WR WRWDO FRQWDFW UHFRUGV 3LFWXUH /RFDO 3KRQH ERRN :KHQ WKHUH DUH FRQWDFW UHFRUGV LQ WKH SKRQH ERRN WKH FRQWDFW UHFRUGV ZLOO EH DUUDQJHG LQ WKH DOSKDEHW RUGHU 8VHU PD\ EURZVH WKH FRQWDFWV ZLWK XS GRZQ QDYLJDWRU NH\V 7KH UHFRUG LQGLFDWRU WHOOV XVHU ZKLFK FRQWDFW LV FXUUHQWO\ IRFXVHG 8VHU PD\ FKHFN WKH FRQWDFW¶V LQIRUPDWLRQ E\ SUHVVLQJ >2.
z &RQWDFW 1DPH z 7HO 1XPEHU z 0RELOH 1XPEHU z 2WKHU 1XPEHU z /LQH z 5LQJ 7RQH z &RQWDFW *URXS z 3KRWR 3LFWXUH $GG 1HZ &RQWDFW 8VHU FDQ HGLW D FRQWDFW E\ SUHVVLQJ >2SWLRQ@ !! >(GLW@ EXWWRQ 7R GHOHWH D FRQWDFW XVHU VKRXOG PRYH WKH UHFRUG LQGLFDWRU WR WKH SRVLWLRQ RI WKH FRQWDFW WR EH GHOHWHG SUHVV >2SWLRQ@ !! >'HOHWH@ EXWWRQ DQG FRQILUP ZLWK >2.@ $GG (GLW 'HOHWH *URXS %\ GHIDXOW WKH JURXS OLVW LV EODQN 8VHU FDQ FUHDWH KLV KHU RZQ JURXSV HGLW WKH JURXS QDPH DGG RU
3LFWXUH *URXS /LVW %URZVH DQG $GG 5HPRYH &RQWDFWV LQ *URXS 8VHU FDQ EURZVH FRQWDFWV LQ D JURXS E\ RSHQLQJ WKH JURXS LQ JURXS OLVW ZLWK >2.@ EXWWRQ 3LFWXUH %URZVLQJ &RQWDFWV LQ D *URXS :KHQ XVHU LV EURZVLQJ FRQWDFWV RI D JURXS XVHU FDQ DOVR DGG FRQWDFWV LQ WKDW JURXS E\ SUHVVLQJ >$GG@ EXWWRQ WR HQWHU WKH JURXS FRQWDFWV PDQDJHPHQW VFUHHQ WKHQ SUHVV >2.@ EXWWRQ WR VDYH WKH FRQWDFW 7KH FRQWDFW ZLOO DOVR EH DGGHG LQ ORFDO SKRQHERRN 8VHU FDQ GHOHWH FRQWDFW IURP JURXS E\ >2SWLRQ@ !! >
3LFWXUH $GG &RQWDFWV LQ D *URXS %ODFN OLVW 7KH GHYLFH 6XSSRUW EODFNOLVW VXFK DV WKH QXPEHU DGGHG WR WKH EODFNOLVW WKH QXPEHU RI FDOOV GLUHFWO\ UHIXVHG WR WKH HQG WKH HQG RI WKH SKRQH VKRZV QR LQFRPLQJ FDOOV %ODFNOLVWHG 1XPEHUV FDQ EH FDOOHG RXW QRUPDOO\ z 7KHUH DUH PXOWLSOH ZD\V WR DGG D QXPEHU WR %ODFNOLVW RQ WKH GHYLFH ,W FDQ EH DGGHG GLUHFWO\ RQ >0HQX@ !! >3KRQH%RRN@ !! >%ODFN z :KLWH@ !! >%ODFNOLVW@ 6HOHFW DQ\ QXPEHU LQ WKH SKRQH ERRN ERWK ORFDO DQG QHWZRUN IRU FRQILJXUDWLRQ DGG
DGGHG LQ WKH >3KRQH ERRN@ !! >&DOO OLVW@ !! >5HVWULFWHG ,QFRPLQJ &DOOV@ z 6HOHFW DQ\ QXPEHU LQ WKH SKRQH ERRN ERWK ORFDO DQG QHWZRUN IRU FRQILJXUDWLRQ DGGLWLRQ z 6HOHFW DQ\ QXPEHU LQ WKH FDOO ORJ IRU FRQILJXUDWLRQ DGGLWLRQ 3LFWXUH :HE %ODFNOLVW &ORXG 3KRQH %RRN &RQILJXUH &ORXG 3KRQH ERRN &ORXG SKRQHERRN DOORZV XVHU WR FRQILJXUH WKH GHYLFH E\ GRZQORDGLQJ D SKRQHERRN IURP D FORXG VHUYHU 7KLV LV FRQYHQLHQW IRU RIILFH XVHUV WR XVH WKH SKRQHERRN IURP D VLQJOH VRXUFH DQG VDYH WK
3LFWXUH &ORXG SKRQH ERRN OLVW 'RZQORDGLQJ &ORXG 3KRQH ERRN ,Q FORXG SKRQH ERRN VFUHHQ XVHU FDQ RSHQ D FORXG SKRQH ERRN E\ SUHVVLQJ >2.@ >(QWHU@ EXWWRQ 7KH GHYLFH ZLOO VWDUW GRZQORDGLQJ WKH SKRQH ERRN 7KH XVHU ZLOO EH SURPSWHG ZLWK D ZDUQLQJ PHVVDJH LI GRZQORDGLQJ IDLOHG 2QFH WKH FORXG SKRQH ERRN LV GRZQORDGHG FRPSOHWHO\ WKH XVHU FDQ EURZVH WKH FRQWDFW OLVW DQG GLDO WKH FRQWDFW QXPEHU VDPH DV LQ ORFDO SKRQHERRN 3LFWXUH %URZVLQJ &RQWDFWV LQ &ORXG 3KRQH ERRN &DOO /RJ 7K
,Q WKH FDOO ORJV VFUHHQ XVHU PD\ EURZVH WKH FDOO ORJV ZLWK XS GRZQ QDYLJDWRU NH\V (DFK FDOO ORJ UHFRUG LV SUHVHQWHG ZLWK µFDOO W\SH¶ DQG µFDOO SDUW\ QXPEHU QDPH¶ 8VHU FDQ FKHFN IXUWKHU FDOO ORJ GHWDLO E\ SUHVVLQJ >2.@ EXWWRQ DQG GLDO WKH QXPEHU ZLWK >'LDO@ EXWWRQ RU DGG WKH FDOO ORJ QXPEHU WR SKRQHERRN ZLWK SUHVVLQJ >2SWLRQ@ !! >$GG WR &RQWDFW@ 8VHU FDQ GHOHWH D FDOO ORJ E\ SUHVVLQJ >'HOHWH@ EXWWRQ DQG FDQ FOHDU DOO FDOO ORJV E\ SUHVVLQJ >'HOHWH $OO@ EXWWRQ 3LFWXUH &DOO/RJ 8VHUV FDQ DOVR ILO
3LFWXUH )LOWHU FDOO UHFRUG W\SHV z )XQFWLRQ .H\ ; & IXQFWLRQ NH\ 6HWWLQJV ; & VFUHHQ VKRZV VKRUWFXW NH\V LQ VWDQGE\ PRGH HDFK RI ZKLFK FDQ EH FXVWRPL]HG 6LGH '66NH\ 7KHUH DUH SDJHV LQ WRWDO DQG SDJHV DUH GLVSOD\HG E\ GHIDXOW 8VHUV FDQ FXVWRPL]H DQG FRQILJXUH HDFK VKRUWFXW NH\ RQ HDFK SDJH 8VHUV FDQ DGG GHOHWH '66NH\ SDJHV WKURXJK WKH ZHESDJH DQG FDQ XVH WKH SDJH VZLWFK NH\ WR VZLWFK '66NH\ SDJHV ,Q DGGLWLRQ XVHUV FDQ DOVR ORQJ SUHVV HDFK VKRUWFXW NH\ PRGLI\ WKH FRUUHVSRQGLQJ
8VHUV FDQ XVH WKH SDJH VZLWFK NH\ WR VZLWFK '66 GLVSOD\ SDJHV TXLFNO\ ,Q DGGLWLRQ WKH XVHU FDQ DOVR ORQJ SUHVV HDFK '66 NH\ WR PRGLI\ WKH FRUUHVSRQGLQJ NH\ 6HWWLQJV 3LFWXUH '66 /&' NH\ 3DJH &RQILJXUDWLRQ 6FUHHQ 7KH '66 .H\ FRXOG EH FRQILJXUHG DV IROORZLQJV 0HPRU\ .H\ 6SHHG 'LDO ,QWHUFRP %/) 3UHVHQFH &DOO 3DUN &DOO )RUZDUG WR VRPHRQH /LQH .H\ (YHQW 0:, '1' +ROG 7UDQVIHU 3KRQHERRN 5HGLDO 3LFNXS &DOO )RUZDUG WR VSHFLILHG OLQH +HDGVHW 606 5HOHDVH '70) $FWLRQ 85/ %/) /LV
3LFWXUH '66 /&' 6FUHHQ &RQILJXUDWLRQ :HESDJH LQWHUIDFH >)XQFWLRQ NH\@ !! >)XQFWLRQ NH\@ 3LFWXUH '66 VHWWLQJV 0RUHRYHU XVHU DOVR FDQ DGG WKH XVHU GHILQHG WLWOH IRU WKH '66 .H\V ZKLFK LV FRQILJXUHG DV 0HPRU\ .H\ /LQH 85/ 0XOWLFDVW 3UHIL[ 127,&( 8VHU GHILQHG WLWOH LV XS WR FKDUDFWHUV 0RUH GHWDLOHG LQIRUPDWLRQ UHIHUV WR )XQFWLRQ .H\ DQG $SSHQGL[ ,,, ̢ /(' 'HILQLWLRQ
:L )L 7KH GHYLFH VXSSRUWV ZLUHOHVV ,QWHUQHW DFFHVV DQG UHTXLUHV WKH XVH RI D VSHFLILHG 86% :,), GRQJOH :KHQ WKH GHYLFH LV LQ WKH GHIDXOW VWDQGE\ PRGH z 3UHVV VRIW EXWWRQ >0HQX@ WLOO \RX ILQG WKH >%DVLF@ LWHP z (QWHU >%OXHWRRWK z 3UHVV >:/$1@ WR HQWHU WKH VHWWLQJ LQWHUIDFH z 6HOHFW WKH ZLUHOHVV QHWZRUN DQG XVH WKH OHIW DQG ULJKW NH\V WR DFWLYDWH LW (QDEOH WKH :L )L@ LWHP WLOO \RX ILQG >:,),@ LWHP GHYLFH WR VHDUFK WKH FXUUHQW ZLUHOHVV QHWZRUN DXWRPDWLFDOO\ z 6HOHFW WR WKH DYDLODEOH QHW
z 2Q WKH ZHESDJH >3KRQH VHWWLQJV@ !! >)HDWXUHV@ \RX FDQ VHW WKH KHDGVHW DQVZHULQJ IXQFWLRQ DQG WKH ULQJ WRQH IRU KHDGVHW 3LFWXUH +HDGVHW IXQFWLRQ VHWWLQJV %OXHWRRWK +HDGVHW 7KH GHYLFH VXSSRUWV %OXHWRRWK KHDGVHW FRPSDWLEOH ZLWK &65 FKLS %OXHWRRWK KHDGVHW QR QHHG WR XVH 86% GRQJOH 7KH SKRQH KDV EXLOW LQ %OXHWRRWK DQG %OXHWRRWK DQWHQQD :KHQ WKH GHYLFH LV LQ WKH GHIDXOW VWDQGE\ PRGH z 3UHVV VRIW EXWWRQ >0HQX@ WLOO \RX ILQG WKH >%DVLF@ LWHP z (QWHU >%OXHWRRWK z 3UHVV >%OXHWRRW
7KH XVH RI %OXHWRRWK KHDGVHW FDQ EH GLYLGHG LQWR WKUHH W\SHV FDOO DQVZHULQJ +DQJ XS %OXHWRRWK UHGLDO z FDOO DQVZHULQJ :KHQ WKH %OXHWRRWK KHDGVHW LV FRQQHFWHG WR WKH SKRQH WKH LQFRPLQJ FDOO FDQ EH DQVZHUHG E\ SUHVVLQJ WKH %OXHWRRWK DQVZHU EXWWRQ z +DQJ XS :KHQ WDONLQJ ZLWK %OXHWRRWK KHDGVHW \RX FDQ KDQJ XS WKH SKRQH E\ SUHVVLQJ WKH EXWWRQ RQ %OXHWRRWK KHDGVHW :KHQ WKHUH LV DQ LQFRPLQJ FDOO GRXEOH FOLFN WKH DQVZHU EXWWRQ WR UHMHFW WKH FDOO :KHQ WKH FDOOHU LV LQ WKH ULQJLQJ VWDWH SUHVV WKH
$GYDQFHG /LQH &RQILJXUDWLRQV 3KRQH DFFHVV >0HQX@ !! >$GYDQFHG@ !! >$FFRXQWV@ !! >%DVLF@ \RX FDQ FRQILJXUH WKH 6,3 OLQH RQ WKH SKRQH 3LFWXUH 6,3 DGGUHVV DQG DFFRXQW LQIRUPDWLRQ 6DYH WKH DGMXVWPHQW E\ SUHVVLQJ >2.@ ZKHQ GRQH )RU XVHUV ZKR ZDQW WR FRQILJXUH PRUH RSWLRQV XVHU VKRXOG XVH ZHE PDQDJHPHQW SRUWDO WR PRGLI\ RU $GYDQFHG 6HWWLQJV LQ DFFRXQWV RQ WKH LQGLYLGXDO OLQH WR FRQILJXUH WKRVH RSWLRQV 3LFWXUH &RQILJXUH $GYDQFHG /LQH 2SWLRQV
1HWZRUN 6HWWLQJV 1HWZRUN 6HWWLQJV 3KRQH DFFHVV >0HQX@ !! >$GYDQFHG@ !! >1HWZRUN@ !! >1HWZRUN@ \RX FDQ FRQILJXUH WKH 6,3 OLQH RQ WKH SKRQH ,3 0RGH 7KHUH DUH QHWZRUN SURWRFRO PRGH RSWLRQV ,3Y ,3Y DQG ,3Y ,3Y 8VHU FRXOG VHOHFW DYDLODEOH PRGH YLD ³ ´ RU ³!´ 7KH VHOHFWHG ,3 PRGH ZLOO EH DFWLYDWHG DIWHU SUHVVLQJ >2.
3LFWXUH '+&3 QHWZRUN PRGH :KHQ XVLQJ '+&3 PRGH SKRQH ZLOO JHW WKH ,3 DGGUHVV IURP '+&3 VHUYHU URXWHU z 8VH '+&3 '16 ,W LV HQDEOHG DV GHIDXOW ³(QDEOH´ PHDQV SKRQH ZLOO JHW '16 DGGUHVV IURP '+&3 VHUYHU DQG ³GLVDEOH´ PHDQV QRW z 8VH '+&3 WLPH˖,W LV GLVDEOHG DV GHIDXOW ³(QDEOH´ WR PDQDJH WKH WLPH RI JHW '16 DGGUHVV IURP '+&3 VHUYHU DQG ³GLVDEOH´ PHDQV QRW 3LFWXUH 333R( QHWZRUN PRGH :KHQ XVLQJ 333R( SKRQH ZLOO JHW WKH ,3 DGGUHVV IURP 333R( VHUYHU z 8VHUQDPH 333R( XVHU QDPH z 3D
3LFWXUH 6WDWLF ,3 QHWZRUN PRGH :KHQ XVLQJ 6WDWLF ,3 PRGH XVHU PXVW FRQILJXUH WKH ,3 DGGUHVV PDQXDOO\ z ,3 $GGUHVV˖3KRQH ,3 DGGUHVV z 0DVN VXE PDVN RI \RXU /$1 z *DWHZD\˖7KH JDWHZD\ ,3 DGGUHVV 3KRQH FRXOG DFFHVV WKH RWKHU QHWZRUN YLD LW z 3ULPDU\ '16 ˖ 3ULPDU\ '16 DGGUHVV 7KH GHIDXOW LV *RRJOH '16 VHUYHU DGGUHVV z 6HFRQGDU\ '16˖6HFRQGDU\ '16 :KHQ SULPDU\ '16 LV QRW DYDLODEOH LW ZLOO ZRUN ,3Y ,Q ,3Y WKHUH DUH FRQQHFWLRQ PRGH RSWLRQV '+&3 DQG 6WDWLF ,3 z '+&3 FR
4R6 9/$1 //'3 /LQN /D\HU 'LVFRYHU\ 3URWRFRO //'3 LV D YHQGRU LQGHSHQGHQW OLQN OD\HU SURWRFRO XVHG E\ QHWZRUN GHYLFHV IRU DGYHUWLVLQJ WKHLU LGHQWLW\ FDSDELOLWLHV WR QHLJKERUV RQ D /$1 VHJPHQW 3KRQH FRXOG XVH //'3 WR ILQG WKH 9/$1 VZLWFK RU RWKHU 9/$1 GHYLFHV DQG XVH //'3 OHDUQ IHDWXUH WR DSSO\ WKH 9/$1 ,' IURP 9/$1 VZLWFK WR SKRQH LWV VHOI &'3 &LVFR 'LVFRYHU\ 3URWRFRO &'3 LV D QRW IRU SURILW FKDULW\ WKDW UXQV WKH JOREDO GLVFORVXUH V\VWHP IRU LQYHVWRUV FRPSDQLHV FLWLHV VWDWHV DQG UH
931 9LUWXDO 3ULYDWH 1HWZRUN 931 LV D WHFKQRORJ\ WR DOORZ GHYLFH WR FUHDWH D WXQQHOLQJ FRQQHFWLRQ WR D VHUYHU DQG EHFRPHV SDUW RI WKH VHUYHU¶V QHWZRUN 7KH QHWZRUN WUDQVPLVVLRQ RI WKH GHYLFH PD\ EH URXWHG WKURXJK WKH 931 VHUYHU )RU VRPH XVHUV HVSHFLDOO\ HQWHUSULVH XVHUV D 931 FRQQHFWLRQ PLJKW EH UHTXLUHG WR EH HVWDEOLVKHG EHIRUH DFWLYDWH D OLQH UHJLVWUDWLRQ 7KH GHYLFH VXSSRUWV WZR 931 PRGHV /D\HU 7UDQVSRUWDWLRQ 3URWRFRO / 73 DQG 2SHQ931 7KH 931 FRQQHFWLRQ PXVW EH FRQILJXUHG DQG VWDUWHG RU
&OLHQW .H\ FOLHQW NH\ 8VHU FDQ XSORDG WKHVH ILOHV WR WKH GHYLFH LQ WKH ZHE SDJH >1HWZRUN@ !! >931@ VHOHFW 2SHQ931 )LOHV 7KHQ XVHU VKRXOG FKHFN ³(QDEOH 931´ DQG VHOHFW ³2SHQ931´ LQ 931 0RGH DQG FOLFN ³$SSO\´ WR HQDEOH 2SHQ931 FRQQHFWLRQ 6DPH DV / 73 FRQQHFWLRQ WKH FRQQHFWLRQ ZLOO EH HVWDEOLVKHG HYHU\ WLPH ZKHQ V\VWHP UHERRWHG XQWLO XVHU GLVDEOH LW PDQXDOO\ KWWS ZZZ IDQYLO FRP 8SORDGV 7HPS GRZQORDG ED EIFI SGI :HE 6HUYHU 7\SH &RQILJXUH WKH :HE 6HUYHU PRGH WR EH +773 RU +77
3LFWXUH 0HQX SDVVZRUG DQG 6HWWLQJV 0HQX SDVVZRUG LV WKH SHUPLVVLRQ IRU DFFHVVLQJ WKH DGYDQFHG VHWWLQJ z >&XUUHQW SDVVZRUG@ LV WKH SDVVZRUG XVHU FRQILJXUHG EHIRUH ,I QR FRQILJXUDWLRQ EHIRUH WKH GHIDXOW SDVVZRUG LV z >1HZ SDVVZRUG@ LV WKH QHZ SDVVZRUG XVHU WR XVH z $IWHU FRQILJXULQJ WKH PHQX SDVVZRUG LW ZLOO ZRUN LPPHGLDWHO\ 3LFWXUH .H\SDG ORFN SDVVZRUG .H\ERDUG SDVVZRUG LV XVHG WR XQORFN WKH SKRQH RQFH LW¶V ORFNHG
3LFWXUH 6HW WKH NH\SDG ORFN SDVVZRUG 8VHU FRXOG RQO\ VHW WR HQDEOH RU GLVDEOH WKH NH\ERDUG SDVVZRUG LQ /&' VFUHHQ z (QWHU >.H\ERDUG SDVVZRUG@ VHWWLQJ E\ SUHVVLQJ >FRQILUP@ RU >2.@ EXWWRQ DIWHU SDVVZRUG HQWHUHG ,I QR PHQX SDVVZRUG FRQILJXUDWLRQ EHIRUH LW LV DV GHIDXOW z ,I WKH PHQX SDVVZRUG LV FRUUHFW SKRQH ZLOO JR WR NH\ERDUG SDVVZRUG LQWHUIDFH $V GHIDXOW WKH NH\ERDUG SDVVZRUG LV GLVDEOHG :KHQ LW LV HQDEOHG WKH NH\ERDUG ZLOO EH ORFNHG DIWHU WLPHRXW z ,I XVHU GRHV QRW FRQILJXUH WKH N
3LFWXUH :HE NH\ERDUG ORFN SDVVZRUG 6HWWLQJV 0DLQWHQDQFH 3KRQH :HESDJH /RJLQ DQG JR WR >6\VWHP@ !! >$XWR SURYLVLRQ@ 3LFWXUH 3DJH DXWR SURYLVLRQ 6HWWLQJV /&'˖ >0HQX@ !! >$GYDQFHG VHWWLQJ@ !! >0DLQWHQDQFH@ !! >$XWR 3URYLVLRQ@
3LFWXUH 3KRQH DXWR SURYLVLRQ VHWWLQJV )DQYLO GHYLFHV VXSSRUW 6,3 3Q3 '+&3 RSWLRQV 6WDWLF SURYLVLRQ 75 ,I DOO RI WKH PHWKRGV DUH HQDEOHG WKH SULRULW\ IURP KLJK WR ORZ DV EHORZ 313!'+&3!75 ! 6WDWLF 3URYLVLRQLQJ 7UDQVIHUULQJ SURWRFRO )73ǃ 7)73ǃ +773ǃ +7736 'HWDLOV UHIHU WR )DQYLO $XWR 3URYLVLRQ LQ KWWS ZZZ IDQYLO FRP 8SORDGV 7HPS GRZQORDG ED I G I SGI 7DEOH $XWR 3URYLVLRQ 3DUDPHWHUV 'HVFULSWLRQ %DVLF VHWWLQJV &3( 6HULDO 1XPEHU 'LVSOD\ WKH GHYLFH 61 $XWKHQWLFDWLRQ 1D
'RZQORDG &RPPRQ &RQILJ HQDEOHG (QDEOH 6HUYHU 'LJHVW :KHWKHU SKRQH ZLOO GRZQORDG WKH FRPPRQ FRQILJXUDWLRQ ILOH :KHQ WKH IHDWXUH LV HQDEOH LI WKH FRQILJXUDWLRQ RI VHUYHU LV FKDQJHG SKRQH ZLOO GRZQORDG DQG XSGDWH '+&3 2SWLRQ &RQILXJUH '+&3 RSWLRQ '+&3 RSWLRQ VXSSRUWV '+&3 FXVWRP 2SWLRQ 9DOXH RSWLRQ _ '+&3 RSWLRQ _ '+&3 RSWLRQ PHWKRGV WR JHW WKH SURYLVLRQ 85/ 7KH GHIDXOW LV 2SWLRQ &XVWRP 2SWLRQ 9DOXH (QDEOH '+&3 2SWLRQ &XVWRP 2SWLRQ YDOXH LV DOORZHG IURP WR 7KH RSWLRQ YDOXH
75 (QDEOH 75 (QDEOH 75 DIWHU VHOHFWLRQ $&6 6HUYHU 7\SH 7KHUH DUH RSWLRQV 6HUYH W\SH FRPPRQ DQG &7& $&6 6HUYHU 85/ $&6 VHUYHU DGGUHVV $&6 8VHU $&6 VHUYHU XVHUQDPH XS WR LV FKDUDFWHU $&6 3DVVZRUG $&6 VHUYHU SDVVZRUG XS WR LV FKDUDFWHU (QDEOH 75 :DUQLQJ ,I 75 LV HQDEOHG WKHUH ZLOO EH D SURPSW WRQH ZKHQ 7RQH FRQQHFWLQJ 7/6 9HUVLRQ 7/6 YHUVLRQ 7/6 7/6 7/6 ,1)250 6HQGLQJ 3HULRG ,1)250 VLJQDO LQWHUYDO WLPH ,W UDQJHV IURP V WR V 6781 6HUYHU $GGUHVV &R
3LFWXUH )LUPZDUH XSJUDGH LQIRUPDWLRQ GLVSOD\ 7DEOH )LUPZDUH XSJUDGH 3DUDPHWHU 'HVFULSWLRQ 8SJUDGH VHUYHU (QDEOH DXWRPDWLF XSJUDGH ,I WKHUH LV D QHZ YHUVLRQ W[W (QDEOH $XWR 8SJUDGH DQG QHZ VRIWZDUH ILUPZDUH RQ WKH VHUYHU SKRQH ZLOO VKRZ D SURPSW XSJUDGH PHVVDJH DIWHU 8SGDWH ,QWHUYDO 8SJUDGH 6HUYHU $GGUHVV 6HW DYDLODEOH XSJUDGH VHUYHU DGGUHVV 8SJUDGH 6HUYHU $GGUHVV 6HW DYDLODEOH XSJUDGH VHUYHU DGGUHVV 8SGDWH ,QWHUYDO 6HW 8SGDWH ,QWHUYDO )LUPZDUH ,QIRUPDWLRQ &XUUHQW 6RIWZDUH 9HUVL
z 7;7 ILOH IRUPDW PXVW EH 87) z YHQGRUBPRGHOBKZ 7;7 7KH ILOH IRUPDW LV DV IROORZV˖ 9HUVLRQ )LUPZDUH )LUPZDUH [[[ [[[ ] 85/ˈ5HODWLYH SDWKV DUH VXSSRUWHG DQG DEVROXWH SDWKV DUH SRVVLEOH GLVWLQJXLVKHG E\ WKH SUHVHQFH RI SURWRFRO KHDGHUV %XLOG7LPH ,QIR 7;7_;0/ ;[[[[ ;[[[[ ;[[[[ ;[[[[ z $IWHU WKH LQWHUYDO RI XSGDWH F\FOH DUULYHV LI WKH VHUYHU KDV DYDLODEOH ILOHV DQG YHUVLRQV WKH SKRQH ZLOO SURPSW DV VKRZQ EHORZ &OLFN >YLHZ@ WR FKHFN WKH YHUVLRQ LQIRUPDWLRQ DQG XSJUDGH 3L
)DFWRU\ 5HVHW 7KH SKRQH LV LQ GHIDXOW VWDQGE\ PRGH z 3UHVV >0HQX@ WR ILQG >$GYDQFHG 6HWWLQJV@ DQG SUHVV >2.@ z 3UHVV >$GYDQFHG 6HWWLQJV@ WR HQWHU WKH SDVVZRUG GHIDXOW SDVVZRUG LV WR HQWHU WKH LQWHUIDFH z 3UHVV WKH >5HVWRUH IDFWRU\ 6HWWLQJV@ EXWWRQ WR VHOHFW WKH ILOH WR EH FOHDUHG 3UHVV >2.@ WR FOHDU DIWHU FRPSOHWLRQ :KHQ \RX VHOHFW FOHDU FRQILJXUDWLRQ ILOH DQG FOHDU DOO WKH SKRQH ZLOO UHVWDUW DXWRPDWLFDOO\ DIWHU FOHDULQJ 3LFWXUH 5HVHW WR GHIDXOW
:HE &RQILJXUDWLRQV :HE 3DJH $XWKHQWLFDWLRQ 7KH XVHU FDQ ORJ LQWR WKH ZHE SDJH RI WKH SKRQH WR PDQDJH WKH XVHU V SKRQH LQIRUPDWLRQ DQG RSHUDWH WKH SKRQH 8VHUV PXVW SURYLGH WKH FRUUHFW XVHU QDPH DQG SDVVZRUG WR ORJ LQ 6\VWHP !! ,QIRUPDWLRQ 8VHU FDQ JHW WKH V\VWHP LQIRUPDWLRQ RI WKH GHYLFH LQ WKLV SDJH LQFOXGLQJ 0RGHO +DUGZDUH 9HUVLRQ 6RIWZDUH 9HUVLRQ 8SWLPH $QG VXPPDUL]DWLRQ RI QHWZRUN VWDWXV 1HWZRUN 0RGH 0$& $GGUHVV ,3 6XEQHW 0DVN 'HIDXOW *DWHZD\ %HVL
&OHDU &RQILJXUDWLRQV 6HOHFW WKH PRGXOH LQ WKH FRQILJXUDWLRQ ILOH WR FOHDU 6,3 DFFRXQW FRQILJXUDWLRQ $8723529,6,21 DXWRPDWLFDOO\ XSJUDGHV WKH FRQILJXUDWLRQ 75 75 UHODWHG FRQILJXUDWLRQ 00, 00, PRGXOH LQFOXGLQJ DXWKHQWLFDWLRQ XVHU LQIRUPDWLRQ ZHE DFFHVV SURWRFRO HWF '66 .H\ '66 .H\ FRQILJXUDWLRQ &OHDU 7DEOHV 6HOHFW WKH ORFDO GDWD WDEOH WR EH FOHDUHG DOO VHOHFWHG E\ GHIDXOW 5HVHW 3KRQH 7KH SKRQH GDWD ZLOO EH FOHDUHG LQFOXGLQJ FRQILJXUDWLRQ DQG GDWDEDVH WDEOHV 6\VWHP !! 8SJ
1HWZRUN !! %DVLF 7KLV SDJH DOORZV XVHUV WR FRQILJXUH QHWZRUN FRQQHFWLRQ W\SHV DQG SDUDPHWHUV 1HWZRUN !! 6HUYLFH 3RUW 7KLV SDJH SURYLGHV VHWWLQJV IRU :HE SDJH ORJLQ SURWRFRO SURWRFRO SRUW VHWWLQJV DQG 573 SRUW 3LFWXUH 6HUYLFH 3RUW 6HWWLQJV 7DEOH 6HUYLFH SRUW 3DUDPHWHU 'HVFULSWLRQ :HE 6HUYHU 7\SH 5HERRW WR WDNH HIIHFW DIWHU VHWWLQJV 2SWLRQDOO\ WKH ZHE SDJH ORJLQ LV +773 +7736 :HE /RJRQ 7LPHRXW 'HIDXOW DV PLQXWHV WKH WLPHRXW ZLOO DXWRPDWLFDOO\ H[LW WKH ORJLQ SDJH
HDFK FDOO WKH YDOXH RI YRLFH DQG YLGHR SRUW LV DGGHG 573 3RUW 4XDQWLW\ 1XPEHU RI FDOOV 1HWZRUN !! 931 8VHUV FDQ FRQILJXUH D 931 FRQQHFWLRQ RQ WKLV SDJH 6HH 931 IRU PRUH GHWDLOV 1HWZRUN !! $GYDQFHG $GYDQFHG QHWZRUN 6HWWLQJV DUH W\SLFDOO\ FRQILJXUHG E\ WKH ,7 DGPLQLVWUDWRU WR LPSURYH WKH TXDOLW\ RI WKH SKRQH VHUYLFH )RU FRQILJXUDWLRQ TXHU\ WKH DGYDQFHG 6HWWLQJV /LQH !! 6,3 &RQILJXUH WKH /LQH VHUYLFH FRQILJXUDWLRQ RQ WKLV SDJH 7DEOH /LQH FRQILJXUDWLRQ RQ
6,3 6HUYHU 6HUYHU $GGUHVV (QWHU WKH ,3 RU )4'1 DGGUHVV RI WKH 6,3 VHUYHU 6HUYHU 3RUW (QWHU WKH 6,3 VHUYHU SRUW GHIDXOW LV 7UDQVSRUW 3URWRFRO 6HW XS WKH 6,3 WUDQVSRUW OLQH XVLQJ 7&3 RU 8'3 RU 7/6 5HJLVWUDWLRQ ([SLUDWLRQ 6HW 6,3 H[SLUDWLRQ GDWH 6,3 6HUYHU 6HUYHU $GGUHVV (QWHU WKH ,3 RU )4'1 DGGUHVV RI WKH 6,3 VHUYHU 6HUYHU 3RUW (QWHU WKH 6,3 VHUYHU SRUW GHIDXOW LV 7UDQVSRUW 3URWRFRO 6HW XS WKH 6,3 WUDQVSRUW OLQH XVLQJ 7&3 RU 8'3 RU 7/6 5HJLVWUDWLRQ ([SLUDWLRQ 6HW 6,3 H[SLUDWL
&DOO )RUZDUG 1XPEHU IRU 1R $QVZHU 6HW WKH QXPEHU RI FDOO IRUZDUG RQ QR DQVZHU &DOO )RUZDUG 'HOD\ IRU 1R $QVZHU 6HW WKH GHOD\ WLPH RI QRW DQVZHUHG FDOO EHIRUH EHLQJ IRUZDUGHG 7UDQVIHU 7LPHRXW 6HW WKH WLPHRXW RI FDOO WUDQVIHU SURFHVV &RQIHUHQFH 7\SH 6HW WKH W\SH RI FDOO FRQIHUHQFH /RFDO VHW XS FDOO FRQIHUHQFH E\ WKH GHYLFH LWVHOI PD[LPXP VXSSRUWV WZR UHPRWH SDUWLHV 6HUYHU VHW XS FDOO FRQIHUHQFH E\ GLDOLQJ WR D FRQIHUHQFH URRP RQ WKH VHUYHU 6HUYHU &RQIHUHQFH 1XPEHU 6HW WKH FRQIHUHQFH URRP QX
8VH 6781 6HW WKH OLQH WR XVH 6781 IRU 1$7 WUDYHUVDO (QDEOH )DLOEDFN :KHWKHU WR VZLWFK WR WKH SULPDU\ VHUYHU ZKHQ LW LV DYDLODEOH )DLOEDFN ,QWHUYDO $ 5HJLVWHU PHVVDJH LV XVHG WR SHULRGLFDOO\ GHWHFW WKH WLPH LQWHUYDO IRU WKH DYDLODELOLW\ RI WKH PDLQ 3UR[\ 6LJQDO )DLOEDFN 0XOWLSOH SUR[\ FDVHV ZKHWKHU WR DOORZ WKH LQYLWH UHJLVWHU UHTXHVW WR DOVR H[HFXWH IDLOEDFN 6LJQDO 5HWU\ &RXQWV 7KH QXPEHU RI DWWHPSWV WKDW WKH 6,3 5HTXHVW FRQVLGHUV SUR[\ XQDYDLODEOH XQGHU PXOWLSOH SUR[\ VFHQDULRV &RGHFV 6HWWLQ
WUDQVPLVVLRQ ZLOO EH HQFU\SWHG (QDEOH 6HVVLRQ 7LPHU 6HW WKH OLQH WR HQDEOH FDOO HQGLQJ E\ VHVVLRQ WLPHU UHIUHVKPHQW 7KH FDOO VHVVLRQ ZLOO EH HQGHG LI WKHUH LV QRW QHZ VHVVLRQ WLPHU HYHQW XSGDWH UHFHLYHG DIWHU WKH WLPHRXW SHULRG 6HVVLRQ 7LPHRXW 6HW WKH VHVVLRQ WLPHU WLPHRXW SHULRG (QDEOH %/) /LVW (QDEOH 'LVDEOH %/) /LVW %/) /LVW 1XPEHU %/) /LVW DOORZV RQH %/) NH\ WR PRQLWRU WKH VWDWXV RI D JURXS 0XOWLSOH %/) OLVWV DUH VXSSRUWHG 5HVSRQVH 6LQJOH &RGHF ,I VHWWLQJ HQDEOHG WKH GHYLFH ZLOO XVH VLQJOH
(QDEOH 35$&. 6HW WKH OLQH WR VXSSRUW 35$&. 6,3 PHVVDJH '16 0RGH 6HOHFW '16 PRGH $ 659 1$375 (QDEOH /RQJ &RQWDFW $OORZ PRUH SDUDPHWHUV LQ FRQWDFW ILHOG SHU 5)& (QDEOH 6WULFW 3UR[\ (QDEOHV WKH XVH RI VWULFW URXWLQJ :KHQ WKH SKRQH UHFHLYHV SDFNHWV IURP WKH VHUYHU ˈ LW ZLOO XVH WKH VRXUFH ,3 DGGUHVV QRW WKH DGGUHVV LQ YLD ILHOG &RQYHUW 85, &RQYHUW QRW GLJLW DQG DOSKDEHW FKDUDFWHUV WR KK KH[ FRGH 8VH 4XRWH LQ 'LVSOD\ 1DPH :KHWKHU WR DGG TXRWH LQ GLVSOD\ QDPH L H ³)DQYLO´ YV )DQYLO (QDEO
3LFN8S 1XPEHU 6HW WKH VFUDPEOH QXPEHU ZKHQ WKH 3LFNXS LV HQDEOHG -RLQ&DOO 1XPEHU 6HW -RLQ&DOO 1XPEHU ,QWHUFRP 1XPEHU 6HW ,QWHUFRP 1XPEHU 8QUHJLVWHU 2Q %RRW :KHWKHU WR HQDEOH ORJRXW IXQFWLRQ (QDEOH 0$& +HDGHU :KHWKHU WR RSHQ WKH UHJLVWUDWLRQ RI 6,3 SDFNDJH ZLWK XVHU DJHQW ZLWK 0$& RU QRW (QDEOH 5HJLVWHU 0$& +HDGHU :KHWKHU WR RSHQ WKH UHJLVWUDWLRQ LV XVHU DJHQW ZLWK 0$& RU QRW %/) 'LDORJ 6WULFW 0DWFK :KHWKHU WR HQDEOH DFFXUDWH PDWFKLQJ RI %/) VHVVLRQV 37LPH PV 6HW ZKHWKHU WR EULQJ SWLPH
7DEOH 3KRQH GLDOLQJ PHWKRGV 3DUDPHWHUV 'HVFULSWLRQ 3UHVV WR LQYRNH GLDOLQJ 7KH XVHU GLDOV WKH RWKHU SDUW\ V QXPEHU DQG WKHQ DGGV WKH QXPEHU WR GLDO RXW 'LDO )L[HG /HQJWK 7KH QXPEHU HQWHUHG E\ WKH XVHU LV DXWRPDWLFDOO\ GLDOHG RXW ZKHQ LW UHDFKHV D IL[HG OHQJWK 7LPHRXW GLDO 7KH V\VWHP GLDOV DXWRPDWLFDOO\ DIWHU WLPHRXW 3UHVV WR 'R %OLQG 7UDQVIHU 7KH XVHU HQWHUV WKH QXPEHU WR EH WUDQVIHUUHG DQG WKHQ SUHVVHV WKH NH\ WR WUDQVIHU WKH FXUUHQW FDOO WR D WKLUG SDUW\ %OLQG 7UDQVIHU RQ 2QKRR
7DEOH 'LDO XS UXOH FRQILJXUDWLRQ WDEOH 3DUDPHWHUV 'HVFULSWLRQ 'LDO UXOH 7KHUH DUH WZR W\SHV RI PDWFKLQJ )XOO 0DWFKLQJ RU 3UHIL[ 0DWFKLQJ ,Q )XOO PDWFKLQJ WKH HQWLUH SKRQH QXPEHU LV HQWHUHG DQG WKHQ PDSSHG SHU WKH 'LDO 3HHU UXOHV ,Q SUHIL[ PDWFKLQJ RQO\ SDUW RI WKH QXPEHU LV HQWHUHG IROORZHG E\ 7 7KH PDSSLQJ ZLWK WKHQ WDNH SODFH ZKHQHYHU WKHVH GLJLWV DUH GLDOHG 3UHIL[ PRGH VXSSRUWV D PD[LPXP RI GLJLWV 1RWH 7ZR GLIIHUHQW VSHFLDO FKDUDFWHUV DUH XVHG [ 0DWFKHV DQ\ VLQJOH GLJLW WKDW
3LFWXUH 'LDO UXOHV WDEOH ([DPSOH 3DUWLDO 6XEVWLWXWLRQ 7R GLDO D ORQJ GLVWDQFH FDOO WR %HLMLQJ UHTXLUHV GLDOLQJ DUHD FRGH EHIRUH WKH ORFDO SKRQH QXPEHU 8VLQJ WKLV IHDWXUH FDQ EH VXEVWLWXWHG IRU )RU H[DPSOH WR FDOO ZRXOG RQO\ UHTXLUH GLDOLQJ LQVWHDG RI 3LFWXUH 'LDO UXOHV WDEOH ([DPSOH $GGLWLRQ 7ZR H[DPSOHV DUH VKRZQ ,Q WKH ILUVW FDVH LW LV DVVXPHG WKDW PXVW EH GLDOHG EHIRUH DQ\ GLJLW QXPEHU EHJLQQLQJ ZLWK ,Q WKH VHFRQG
/LQH 6HW XS RXWJRLQJ OLQHV 8VHUQDPH %LQG WKH XVHU QDPH RI WKH ,3 FDPHUD 3DVVZRUG %LQG ,3 FDPHUD SDVVZRUG 85/ 9LGHR VWUHDPLQJ LQIRUPDWLRQ 8VHU $JHQW 6HW XVHU DJHQW LQIRUPDWLRQ /LQH !! %DVLF 6HWWLQJV 6HW XS WKH UHJLVWHU JOREDO FRQILJXUDWLRQ 7DEOH 6HW WKH OLQH JOREDO FRQILJXUDWLRQ RQ WKH ZHE SDJH 3DUDPHWHUV 'HVFULSWLRQ 6781 6HWWLQJV 6HUYHU $GGUHVV 6HW WKH 6781 VHUYHU DGGUHVV 6HUYHU 3RUW 6HW WKH 6781 VHUYHU SRUW GHIDXOW LV %LQGLQJ 3HULRG 6HW WKH 6781 ELQGLQJ SHULRG ZKLFK
VHQGLQJ 3HULRG IRU ,QWHUYDO 5HSRUW a 7KH WLPH LQWHUYDO DW ZKLFK 94 UHSRUWV DUH VHQW SHULRGLFDOO\ :DUQLQJ WKUHVKROG IRU 0RVOT a :KHQ WKH SKRQH FDOFXODWHG WKH 0RVOT YDOXH [ EHORZ WKH VHW WKUHVKROG D ZDUQLQJ ZDV LVVXHG &ULWLFDO WKUHVKROG IRU 0RVOT a :KHQ WKH SKRQH FDOFXODWHV WKH 0RVOT YDOXH [ EHORZ WKH VHW WKUHVKROG WKH FULWLFDO UHSRUW LV LVVXHG :DUQLQJ 7KUHVKROG IRU 'HOD\ a :KHQ WKH RQH ZD\ GHOD\ RI WKH SKRQH LV JUHDWHU WKDQ WKH VHW WKUHVKROG ZDUQLQJ LV LVVXHG &ULWLFDO 7KU
SKRQH XVHU SUHVV µDQVZHU¶ NH\ RU OLQH NH\ WR DQVZHU D FDOO ZLWK WKH KHDGVHW DXWRPDWLFDOO\ (QDEOH 6LOHQW 0RGH :KHQ HQDEOHG WKH SKRQH LV PXWHG WKHUH LV QR ULQJLQJ ZKHQ FDOOV \RX FDQ XVH WKH YROXPH NH\V DQG PXWH NH\ WR XQPXWH 'LVDEOH 0XWH IRU 5LQJ :KHQ LW LV HQDEOHG \RX FDQ¶W PXWH WKH SKRQH (QDEOH 'HIDXOW /LQH ,I HQDEOHG XVHU FDQ DVVLJQ GHIDXOW 6,3 OLQH IRU GLDOLQJ RXW UDWKHU WKDQ 6,3 (QDEOH $XWR 6ZLWFK /LQH (QDEOH SKRQH WR VHOHFW DQ DYDLODEOH 6,3 OLQH DV GHIDXOW DXWRPDWLFDOO\ 'HIDXOW ([W /LQ
5HVWULFW $FWLYH 85, 6RXUFH ,3 6HW WKH GHYLFH WR DFFHSW $FWLYH 85, FRPPDQG IURP VSHFLILF ,3 DGGUHVV 0RUH GHWDLOV SOHDVH UHIHU WR WKLV OLQN KWWS ZZZ IDQYLO FRP 8SORDGV 7HPS GRZQORD G ED IH D SGIDŽ 3XVK ;0/ 6HUYHU &RQILJXUH WKH 3XVK ;0/ 6HUYHU ZKHQ SKRQH UHFHLYHV UHTXHVW LW ZLOO GHWHUPLQH ZKHWKHU WR GLVSOD\ FRUUHVSRQGLQJ FRQWHQW RQ WKH SKRQH ZKLFK VHQW E\ WKH VSHFLILHG VHUYHU RU QRW (QDEOH 3UH 'LDO 'LVDEOH WKLV IHDWXUH XVHU HQWHU QXPEHU ZLOO RSHQ DXGLR FKDQQHO DXWRPDWLFDOO\ (QDEOH WK
'1' 6WDUW 7LPH 6HW '1' 6WDUW 7LPH '1' (QG 7LPH 6HW '1' (QG 7LPH ,QWHUFRP 6HWWLQJV (QDEOH ,QWHUFRP :KHQ LQWHUFRP LV HQDEOHG WKH GHYLFH ZLOO DFFHSW WKH LQFRPLQJ FDOO UHTXHVW ZLWK D 6,3 KHDGHU RI $OHUW ,QIR LQVWUXFWLRQ WR DXWRPDWLFDOO\ DQVZHU WKH FDOO DIWHU VSHFLILF GHOD\ (QDEOH ,QWHUFRP 0XWH (QDEOH PXWH PRGH GXULQJ WKH LQWHUFRP FDOO (QDEOH ,QWHUFRP 7RQH ,I WKH LQFRPLQJ FDOO LV LQWHUFRP FDOO WKH SKRQH SOD\V WKH LQWHUFRP WRQH (QDEOH ,QWHUFRP %DUJH (QDEOH ,QWHUFRP %DUJH E\ VHOHFWLQJ LW WKH SKRQH D
7KH VWDWH RI WKH SRZHU ODPS ZKHQ WKHUH LV D 0LVVHG PLVVHG FDOO LQFOXGLQJ RII RQ VORZ IODVK TXLFN IODVK WKH GHIDXOW VORZ IODVK 7DON 'LDO ,Q WKH WDON GLDO VWDWH WKH SRZHU ODPS VWDWH RII LV RII RQ LV DOZD\V UHG EULJKW WKH GHIDXOW LV RII 3RZHU ODPS VWDWXV ZKHQ WKHUH LV DQ LQFRPLQJ 5LQJLQJ FDOO LQFOXGLQJ RII RQ VORZ IODVK TXLFN IODVK GHIDXOW IODVK 0XWH 3RZHU ODPS VWDWXV LQ PXWH PRGH LQFOXGLQJ RII RQ VORZ IODVK TXLFN IODVK RII E\ GHIDXOW 7KH SRZHU ODPS VWDWH LQFOXGLQJ RII RQ VORZ +ROG +HOG
3DUDPHWHU 'HVFULSWLRQ &RGHFV 6HWWLQJV 6HOHFW HQDEOH RU GLVDEOH YRLFH HQFRGLQJ * $ 8 * * * * * * * ,/%& $05 $05 :% 2SXV $XGLR 6HWWLQJV +DQGVHW 9ROXPH 6HW WKH +DQGVHW YROXPH WKH YDOXH PXVW EH a 'HIDXOW 5LQJ 7\SH &RQILJXUH GHIDXOW ULQJWRQHV ,I QR VSHFLDO ULQJWRQH LV VHW IRU WKH SKRQH QXPEHU WKH GHIDXOW ULQJWRQH ZLOO EH XVHG 6SHDNHUSKRQH 9ROXPH 6HW WKH KDQGV IUHH YROXPH WR +HDGVHW 5LQJ 9ROXPH 6HW WKH YROXPH RI WKH HDUSKRQH ULQJWRQH WR a +HDG
$OHUW ,QIR 5LQJ 6HWWLQJV 9DOXH 6HW WKH YDOXH WR VSHFLI\ WKH ULQJ W\SH 5LQJ 7\SH 7\SH 7\SH 3KRQH VHWWLQJV !! 0&$67 7KLV IHDWXUH DOORZV XVHU WR PDNH VRPH NLQG RI EURDGFDVW FDOO WR SHRSOH ZKR DUH LQ PXOWLFDVW JURXS 8VHU FDQ FRQILJXUH D PXOWLFDVW '66 .H\ RQ WKH SKRQH ZKLFK DOORZV XVHU WR VHQG D 5HDO 7LPH 7UDQVSRUW 3URWRFRO 573 VWUHDP WR WKH SUH FRQILJXUHG PXOWLFDVW DGGUHVV ZLWKRXW LQYROYLQJ 6,3 VLJQDOLQJ
7DEOH ± 7LPH 3DUDPHWHUV 'DWH VHWWLQJV 'HVFULSWLRQ 1HWZRUN 7LPH 6HUYHU 6HWWLQJV 7LPH 6\QFKURQL]HG YLD 6173 (QDEOH WLPH V\QF WKURXJK 6173 SURWRFRO 7LPH 6\QFKURQL]HG YLD '+&3 (QDEOH WLPH V\QF WKURXJK '+&3 SURWRFRO 3ULPDU\ 7LPH 6HUYHU 6HW SULPDU\ WLPH VHUYHU DGGUHVV 6HFRQGDU\ 7LPH 6HUYHU 6HW VHFRQGDU\ WLPH VHUYHU DGGUHVV ZKHQ SULPDU\ VHUYHU LV QRW UHDFKDEOH WKH GHYLFH ZLOO WU\ WR FRQQHFW WR VHFRQGDU\ WLPH VHUYHU WR JHW WLPH V\QFKURQL]DWLRQ 7LPH =RQH 6HOHFW WKH WLPH ]RQH 5HV\QF 3HULRG 7LPH RI
3KRQH VHWWLQJV !! 7RQH 7KLV SDJH DOORZV XVHUV WR FRQILJXUH D SKRQH SURPSW
3KRQHERRN !! &RQWDFW 8VHU FDQ DGG GHOHWH RU HGLW FRQWDFWV LQ WKH SKRQHERRN LQ WKLV SDJH 8VHU FDQ EURZVH WKH SKRQHERRN DQG VRUWLQJ LW E\ QDPH SKRQHV RU ILOWHU WKHP RXW E\ JURXS 7R DGG D QHZ FRQWDFW XVHU VKRXOG HQWHU FRQWDFW¶V LQIRUPDWLRQ DQG SUHVV ³$GG´ EXWWRQ WR DGG LW 7R HGLW D FRQWDFW FOLFN RQ WKH FKHFNER[ LQ IURQW RI WKH FRQWDFW WKH FRQWDFW LQIRUPDWLRQ ZLOO EH FRSLHG WR WKH FRQWDFW HGLW ER[HV SUHVV ³0RGLI\´ EXWWRQ DIWHU ILQLVKHG HGLWLQJ 7R GHOHWH RQH RU PXOWLSOH FRQWDFWV FKHFN RQ WKH F
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
UHFHLYH FDOOV IURP WKH VWRUHG QXPEHU XQWLO WKH XVHU UHPRYHV LW IURP WKH OLVW 8VHUV FDQ DGG VSHFLILF 1XPEHUV WR WKH EODFNOLVW RU DGG VSHFLILF SUHIL[HV WR WKH EODFNOLVW WR EORFN FDOOV ZLWK DOO 1XPEHUV ZLWK WKLV SUHIL[ $OORZHG ,QFRPLQJ &DOOV˖ :KHQ '1' LV HQDEOHG WKH LQFRPLQJ FDOO QXPEHU FDQ VWLOO EH FDOOHG 5HVWULFWHG 2XWJRLQJ &DOOV˖ $GGV D QXPEHU WKDW UHVWULFWV RXWJRLQJ FDOOV DQG FDQQRW EH FDOOHG XQWLO WKH QXPEHU LV UHPRYHG IURP WKH WDEOH 3KRQHERRN !! :HE 'LDO 8VH ZHE SDJHV IRU FDOO UHSO\
8VHUV FDQ DOVR GLDO WKH ZHE SDJH E\ FOLFNLQJ RQ WKH QXPEHU LQ WKH FDOO ORJ 8VHUV FDQ DOVR GRZQORDG FDOO UHFRUGV FRQGLWLRQDOO\ DQG VDYH WKHP ORFDOO\ )XQFWLRQ .H\ !! )XQFWLRQ .H\ z ; )XQFWLRQ .H\ &RQILJXUDWLRQ˖ 2QH NH\ WUDQVIHU 6HWWLQJV HVWDEOLVK QHZ FDOO EOLQG WUDQVIHU DWWHQWLRQ WUDQVIHU RQH NH\ WKUHH SDUW\ 3OD\ '70) '66 .H\ KRPH SDJH 1RQH 3DJH 3DJH 3DJH 3DJH 7KH GHYLFH SURYLGHV XVHU GHILQHG VKRUWFXWV WKDW XVHUV FDQ FRQILJXUH RQ D ZHE SDJH z ; & LV QR VKRUWFXW NH\ FRQILJXUDWLRQ
WKH NH\ WR LQLWLDWH WKH PXOWLFDVW $FWLRQ 85/ 7KH XVHU FDQ XVH D VSHFLILF 85/ WR PDNH EDVLF FDOOV WR WKH SKRQH ;0/ EURZVHU 8VHUV FDQ VHW WKH '66 .H\ IRU VSHFLILF 85/ GRZQORDG DQG RWKHU RSHUDWLRQV )XQFWLRQ .H\ !! 6LGH .H\ z ; 6LGH .H\ FRQILJXUDWLRQ 7KH GHYLFH SURYLGHV XVHU GHILQHG 6LGH NH\V WKDW XVHUV FDQ FRQILJXUH RQ D ZHE SDJH z ; & 6LGH .H\ FRQILJXUDWLRQ (DFK SDJH RI WKH GHYLFH SURYLGHV 6LGH NH\V D WRWDO RI SDJHV RI FXVWRP 6LGH NH\V 8VHUV FDQ FRQILJXUH HDFK 6LGH .H\ RQ WKH
'66 .H\ (QGLQJ 5HGLDO (QG +HDGVHW 5HOHDVH '66 .H\ 'LDO D% 'HOHWH ([LW &DOO %DFN /RFDO &RQWDFWV 5HGLDO 3UHGLFWLYH 'LDOHU 3LFNXS 0:, -RLQ &DOO/RJ 5HOHDVH 0LVVHG 3DXVH 'LDOHG +HDGVHW 9LGHR $XGLR 5HPRWH ;0/ '66 .H\ OQ 1H[W OLQH 3UHY OLQH 5LQJLQJ $QVZHU )RUZDUG 5HMHFW 0XWH 5HOHDVH +HDGVHW 9LGHR $XGLR '66 NH\ +ROG 7UDQVIHU &RQIHUHQFH (QG 0XWH 5HOHDVH 1HZ &DOO 7DONLQJ /RFDO &RQWDFWV /LVWHQ &DOO/RJ 1H[W FDOO 3UHY FDOO 3ULYDWH +HDGVHW 9LGHR $XGLR '66 .H\ 7UDQVIHU $OHUWLQJ (QG 7UDQVIHU +HDGVHW 5HOHDV
3LFWXUH ,3 &DPHUD /LVW $SSOLFDWLRQ !! 0DQDJH 5HFRUGLQJ 6HH 5HFRUG IRU GHWDLOV RI UHFRUGLQJ 6HFXULW\ !! :HE )LOWHU 7KH XVHU FDQ VHW XS D FRQILJXUDWLRQ PDQDJHPHQW SKRQH WKDW DOORZV RQO\ PDFKLQHV ZLWK D FHUWDLQ QHWZRUN VHJPHQW ,3 DFFHVV 3LFWXUH :HE )LOWHU VHWWLQJV 3LFWXUH :HE )LOWHU 7DEOH $GG DQG UHPRYH ,3 VHJPHQWV WKDW DUH DFFHVVLEOH &RQILJXUH WKH VWDUWLQJ ,3 DGGUHVV ZLWKLQ WKH VWDUW ,3 HQG WKH ,3 DGGUHVV ZLWKLQ WKH HQG ,3 DQG FOLFN >$GG@ WR VXEPLW WR WDNH HIIHFW $
GHOHWHG IURP WKH GURS GRZQ PHQX DQG WKHQ FOLFN >'HOHWH@ WR WDNH HIIHFW (QDEOH ZHE SDJH ILOWHULQJ FRQILJXUH HQDEOH GLVDEOH ZHE SDJH DFFHVV ILOWHULQJ &OLFN WKH DSSO\ EXWWRQ WR WDNH HIIHFW 1RWH LI WKH GHYLFH \RX DUH DFFHVVLQJ LV LQ WKH VDPH QHWZRUN VHJPHQW DV WKH SKRQH SOHDVH GR QRW FRQILJXUH WKH ILOWHU VHJPHQW RI WKH ZHE SDJH WR EH RXWVLGH \RXU RZQ QHWZRUN VHJPHQW RWKHUZLVH \RX ZLOO QRW EH DEOH WR ORJ LQ WKH ZHE SDJH 6HFXULW\ !! 7UXVW &HUWLILFDWHV 6HW ZKHWKHU WR RSHQ OLFHQVH FHUWLILFDWH DQG
3LFWXUH 'HYLFH FHUWLILFDWH VHWWLQJ 6HFXULW\ !! )LUHZDOO 3LFWXUH 1HWZRUN ILUHZDOO 6HWWLQJV 7KURXJK WKLV SDJH FDQ VHW ZKHWKHU WR HQDEOH WKH LQSXW RXWSXW ILUHZDOO DW WKH VDPH WLPH FDQ VHW WKH ILUHZDOO LQSXW DQG RXWSXW UXOHV XVLQJ WKHVH 6HWWLQJV FDQ SUHYHQW VRPH PDOLFLRXV QHWZRUN DFFHVV RU UHVWULFW LQWHUQDO XVHUV DFFHVV WR VRPH UHVRXUFHV RI WKH H[WHUQDO QHWZRUN LPSURYH VHFXULW\ )LUHZDOO UXOH VHW LV D VLPSOH ILUHZDOO PRGXOH 7KLV IHDWXUH VXSSRUWV WZR W\SHV RI UXOHV LQSXW UXOHV DQG RXWS
7DEOH 1HWZRUN )LUHZDOO 3DUDPHWHU 'HVFULSWLRQ (QDEOH ,QSXW 5XOHV ,QGLFDWHV WKDW WKH LQSXW UXOH DSSOLFDWLRQ LV HQDEOHG (QDEOH 2XWSXW 5XOHV ,QGLFDWHV WKDW WKH RXWSXW UXOH DSSOLFDWLRQ LV HQDEOHG ,QSXW 2XWSXW 7R VHOHFW ZKHWKHU WKH FXUUHQWO\ DGGHG UXOH LV DQ LQSXW RU RXWSXW UXOH 'HQ\ 3HUPLW 3URWRFRO 6UF 3RUW 5DQJH 7R VHOHFW ZKHWKHU WKH FXUUHQW UXOH FRQILJXUDWLRQ LV GLVDEOHG RU DOORZHG 7KHUH DUH IRXU W\SHV RI ILOWHULQJ SURWRFROV 7&3 _ 8'3 _ ,&03 _ ,3 )LOWHU SRUW UDQJH 6RXUFH DGGUHVV FDQ EH KRVW
QHWZRUN VHJPHQW FDQ VWLOO UHFHLYH WKH UHVSRQVH SDFNHW IURP WKH GHVWLQDWLRQ KRVW QRUPDOO\ 3LFWXUH 'HOHWH ILUHZDOO UXOHV 6HOHFW WKH OLVW \RX ZDQW WR GHOHWH DQG FOLFN >'HOHWH@ WR GHOHWH WKH VHOHFWHG OLVW 'HYLFH /RJ !! 'HYLFH /RJ
7URXEOH 6KRRWLQJ :KHQ WKH SKRQH LV QRW LQ QRUPDO XVH WKH XVHU FDQ WU\ WKH IROORZLQJ PHWKRGV WR UHVWRUH QRUPDO RSHUDWLRQ RI WKH SKRQH RU FROOHFW UHOHYDQW LQIRUPDWLRQ DQG VHQG D SUREOHP UHSRUW WR )DQYLO WHFKQLFDO VXSSRUW PDLOER[ *HW 'HYLFH 6\VWHP ,QIRUPDWLRQ 8VHUV FDQ JHW LQIRUPDWLRQ E\ SUHVVLQJ WKH >0HQX@ !! >6WDWXV@ RSWLRQ LQ WKH SKRQH 7KH IROORZLQJ LQIRUPDWLRQ ZLOO EH SURYLGHG 7KH QHWZRUN LQIRUPDWLRQ (TXLSPHQW LQIRUPDWLRQ PRGHO VRIWZDUH DQG KDUGZDUH YHUVLRQ HWF 5HERRW 'HYLFH 8VHUV
FDQ FDSWXUH WKHP LQ WKH LQWHUIDFH ZLWK SUREOHPV 3LFWXUH 6FUHHQVKRW 1HWZRUN 3DFNHWV &DSWXUH 6RPHWLPHV LW LV KHOSIXO WR GXPS WKH QHWZRUN SDFNHWV RI WKH GHYLFH IRU LVVXH LGHQWLILFDWLRQ 7R JHW WKH SDFNHWV GXPS RI WKH GHYLFH XVHU QHHGV WR ORJ LQ WKH GHYLFH ZHE SRUWDO RSHQ SDJH >6\VWHP@ !! >7RROV@ DQG FOLFN >6WDUW@ LQ ³1HWZRUN 3DFNHWV &DSWXUH´ VHFWLRQ $ SRS XS PHVVDJH ZLOO EH SURPSW WR DVN XVHU WR VDYH WKH FDSWXUH ILOH 8VHU WKHQ VKRXOG SHUIRUP UHOHYDQW RSHUDWLRQV VXFK DV DFWLYDWH GHDFWLYDWH
3LFWXUH :HE FDSWXUH 8VHU PD\ H[DPLQH WKH SDFNHWV ZLWK D SDFNHW DQDO\]HU RU VHQG LW WR )DQYLO VXSSRUW PDLOER[ *HW /RJ ,QIRUPDWLRQ /RJ LQIRUPDWLRQ LV KHOSIXO ZKHQ HQFRXQWHULQJ DQ H[FHSWLRQ SUREOHP ,Q RUGHU WR JHW WKH ORJ LQIRUPDWLRQ RI WKH SKRQH WKH XVHU FDQ ORJ LQ WKH SKRQH ZHE SDJH RSHQ WKH SDJH >'HYLFH ORJ@ FOLFN WKH >6WDUW@ EXWWRQ IROORZ WKH VWHSV RI WKH SUREOHP XQWLO WKH SUREOHP DSSHDUV DQG WKHQ FOLFN WKH >(QG@ EXWWRQ >6DYH@ WR ORFDO DQDO\VLV RU VHQG WKH ORJ WR WKH WHFKQLFLDQ WR ORF
V\VWHP LPDJH KDV EHHQ GDPDJHG 3OHDVH FRQWDFW ORFDWLRQ WHFKQLFDO VXSSRUW WR KHOS \RX UHVWRUH WKH SKRQH V\VWHP 'HYLFH FRXOG QRW UHJLVWHU WR D 3OHDVH FKHFN LI GHYLFH LV ZHOO FRQQHFWHG WR WKH QHWZRUN 7KH VHUYLFH SURYLGHU QHWZRUN (WKHUQHW FDEOH VKRXOG EH FRQQHFWHG WR WKH >1HWZRUN@ SRUW 127 WKH >3&@ SRUW ,I WKH FDEOH LV QRW ZHOO FRQQHFWHG WR WKH QHWZRUN LFRQ >:$1 GLVFRQQHFWHG@ ZLOO EH IODVKLQJ LQ WKH PLGGOH RI WKH VFUHHQ 3OHDVH FKHFN LI WKH GHYLFH KDV DQ ,3 DGGUHVV &KHFN WKH V\VWHP LQIRUPDWLRQ L