Operation Manual

76 5: “Time Value of Money”-berekeningen
Voorbeeld: Maandelijkse betaling, dagelijks samenstellen. 9DQDI
YDQGDDJVWRUWXPDDQGHOLMNVRSHHQUHNHQLQJZDDURYHUUHQWH
ZRUGWEHWDDOGGLHGDJHOLMNVZRUGWVDPHQJHVWHOGGDJHQSHUMDDU:DW
LVKHWVDOGRQD]HYHQMDDU"
Punt 1. %HUHNHQGHRYHUHHQNRPVWLJHUHQWHELMPDDQGHOLMNVH
VDPHQVWHOOLQJ
$DQJH]LHQ120HQ,<5KHW]HOIGHUHJLVWHUJHEUXLNHQNXQWXGH]H
ZDDUGHGLUHFWLQGHUHVWYDQKHWYUDDJVWXNJHEUXLNHQ
Punt 2. 'HWRHNRPVWLJHZDDUGHEHUHNHQHQ
6WHOGH%HJLQPRGXVLQ'UXNRS
DOVXGHLQGLFDWRUQLHW]LHW
Toetsen: Display: Beschrijving:
5,00
6ODDWKHWSHUFHQWDJH
YDQGHQRPLQDOHUHQWH
RS
365,00
6ODDWKHWDDQWDO
SHULRGHVRSZDDULQGH
EDQNVDPHQVWHOW
5,13
%HUHNHQWGHMDDUOLMNVH
HIIHFWLHYHUHQWHYRHW
12,00
6ODDWGHPDDQGHOLMNVH
SHULRGHVRS
5,01
%HUHNHQWKHW
RYHUHHQNRPVWLJH
QRPLQDOHSHUFHQWDJH
ZDQQHHUPDDQGHOLMNV
ZRUGWVDPHQJHVWHOG
0,00
6ODDWGHKXLGLJHZDDUGH
RS
–25,00
6ODDWGHEHWDOLQJRS
84,00
6ODDWKHWDDQWDO
EHWDOLQJHQSHUMDDURS
2.519,61
%HUHNHQWKHWVDOGRQD
MDDU
10B.book Page 76 Wednesday, June 28, 2000 3:31 PM