Operation Manual

5: Annuitätenrechnung (TVM) 59
Teil 2. :HOFKHU=LQVVDW]LVWQ|WLJGDPLW,KUHPRQDWOLFKHQ=DKOXQJHQEHL
HLQHP%HWUDJYRQ XP DXI JHVHQNWZHUGHQ"
Teil 3. :LHKRFKGDUIGHU.DXISUHLVVHLQEHLHLQHP=LQVVDW]YRQ 
ZHQQ6LH,KUHPRQDWOLFKH=DKOXQJDXI YHUULQJHUQ"
Beispiel: Hypothekendarlehen. 6LHVWHOOHQIHVWGDVVGLHPD[LPDOH
PRQDWOLFKH%HODVWXQJ]XU7LOJXQJHLQHU+\SRWKHN EHWUDJHQ
N|QQWH'D6LHDOV%DUPLWWHO DXIEULQJHQN|QQHQXQGYRQHLQHP
-DKUHV]LQVVDW]YRQ EHLHLQHUMlKULJHQ/DXI]HLWDXVJHKHQZlUH
GHU+|FKVWSUHLV]XEHVWLPPHQ
–372,53
5HGX]LHUWGHQ
8UVSUXQJVEHWUDJYRQ
 
2,03
%HUHFKQHWGHQ
-DKUHV]LQVIUGLH
YHUULQJHUWH=DKOXQJ
10,50
6SHLFKHUW
XUVSUQJOLFKHQ
=LQVVDW]
–375,00
6SHLFKHUW
JHZQVFKWH
=DKOXQJ
11.537,59
%HUHFKQHWHUODXEWHQ
.UHGLWEHWUDJ
13.037,59
$GGLHUWGLH
$Q]DKOXQJ]XU
.UHGLWVXPPHZRPLW
VLFKGHUDQJHVWUHEWH
.DXISUHLVIUGHQ
1HXZDJHQHUJLEW
CHAPT_5.FM Page 59 Sunday, June 25, 2000 3:10 PM