Operation Manual
110 8: Outros Exemplos
Hipotecas Canadenses
(PKLSRWHFDVFDQDGHQVHVRVSHUtRGRVGHFRPSRVLomRHSDJDPHQWRQmR
VmRLJXDLV2MXURpFRPSRVWRVHPHVWUDOPHQWHHQTXDQWRRVSDJDPHQWRV
VmRIHLWRVPHQVDOPHQWH3DUDXVDUDDSOLFDomR790GD+3%,,VHUi
QHFHVViULRFDOFXODUXPIDWRUGHKLSRWHFDFDQDGHQVHTXHpXPDWD[DGHMXUR
DMXVWDGDSDUDDUPD]HQDUHP,<5
3DUDREWHUPDLVLQIRUPDo}HVVREUHFRQYHUV}HVGHWD[DVGHMXURVFRQVXOWH
´&RQYHUV}HVGH7D[DVGH-XURVµSiJLQD
Exemplo. 4XDOpRYDORUGRSDJDPHQWRPHQVDOQHFHVViULRSDUD
DPRUWL]DUWRWDOPHQWHXPDKLSRWHFDFDQDGHQVHGHSRUDQRV
VHDWD[DGHMXURDQXDOpGH"
Teclas: Visor: Descrição:
12,00
2,00
$UPD]HQDRSHUFHQWXDO
QRPLQDOFRQKHFLGRHR
Q~PHURGHSHUtRGRVGH
FRPSRVLomR
12,36
&DOFXODDWD[DHIHWLYD
DQXDO
12,00
'HILQHRVSDJDPHQWRV
SRUDQR
11,71
&DOFXODRIDWRUGHKLSRWHFD
FDQDGHQVHWD[DGHMXUR
DMXVWDGD
130.000
360,00
$UPD]HQDRXWURV
YDORUHVFRQKHFLGRV
SDUDKLSRWHFD
–1.308,30
&DOFXODRSDJDPHQWR
PHQVDOSDUDKLSRWHFD
FDQDGHQVH
CHAPT_8.FM Page 110 Sunday, June 25, 2000 2:38 PM










