Operation Manual

8: Outros Exemplos 113
Poupanças
Poupança para Pagamento de Universidade
6XSRQKDTXHYRFrFRPHFHDHFRQRPL]DUDJRUDSDUDDFRPRGDUXPDVpULH
IXWXUDGHIOX[RVGHFDL[D8PH[HPSORpDHFRQRPLDGHGLQKHLURSDUDR
SDJDPHQWRGHFXUVRVXSHULRU3DUDGHWHUPLQDURYDORUDVHUHFRQRPL]DGR
SDUDFDGDSHUtRGRpQHFHVViULRVDEHUTXDQGRYRFrSUHFLVDUiGRGLQKHLUR
RYDORUQHFHVViULRHDWD[DGHMXURTXHYRFrSRGHLQYHVWLUQRVVHXV
GHSyVLWRV
Exemplo. 6XDILOKDPDLVYHOKDLUiSDUDDIDFXOGDGHHPDQRVHYRFr
HVWiFRPHoDQGRDIRUPDUXPIXQGRSDUDVXDHGXFDomR(ODSUHFLVDUiGH
DRLQtFLRGHFDGDDQRSRUTXDWURDQRV2IXQGRUHQGHGH
MXURVDQXDLVFRPSRVWRVPHQVDOPHQWHHYRFrSODQHMDID]HUGHSyVLWRV
PHQVDLVFRPHoDQGRDRILPGRPrVDWXDO2VGHSyVLWRVWHUPLQDUmR
TXDQGRHODHQWUDUQDIDFXOGDGH4XDQWRYRFrSUHFLVDUiGHSRVLWDUDFDGD
PrV"
(VVHSUREOHPDpUHVROYLGRHPGXDVHWDSDV3ULPHLURFDOFXOHRYDORU
QHFHVViULRSDUDTXDQGRHODHQWUDUQDIDFXOGDGH&RPHFHFRPXPD
FRQYHUVmRGHWD[DGHMXURSRUFDXVDGDFRPSRVLomRPHQVDO
CHAPT_8.FM Page 113 Sunday, June 25, 2000 2:38 PM