Operation Manual

118 8: Outros Exemplos
Exemplos de Fluxos de Caixa
Hipotecas Refinanciadas
8PDKLSRWHFDUHILQDQFLDGDpXPDFRPELQDomRGHUHILQDFLDPHQWRH
HPSUpVWLPRFRPJDUDQWLDGHXPLPyYHO*HUDOPHQWHDVGXDV
TXDQWLGDGHVFRQKHFLGDVQDKLSRWHFDUHILQDQFLDGDVmRRQRYRSDJDPHQWR
HDWD[DGHUHWRUQRDRILQDQFLDGRU3DUDFKHJDUDXPDVROXomRp
QHFHVViULRXVDUDVDSOLFDo}HV790HGHIOX[RGHFDL[D
Exemplo. 9RFrWHPSDJDPHQWRVPHQVDLVGHDSDJDUHPVXD
KLSRWHFDGHGHL[DQGRXPVDOGRUHVWDQWHGH9RFrJRVWDULD
GHUHILQDQFLDUDTXHODKLSRWHFDHWRPDUHPSUHVWDGRXPYDORUDGLFLRQDOGH
SDUDRXWURLQYHVWLPHQWR9RFrHQFRQWUDXPILQDQFLDGRUGLVSRVWR
DUHILQDQFLDUXPDKLSRWHFDGHDSRUDQRV4XDLVVmR
RVQRYRVSDJDPHQWRVHTXDOVHUiRUHWRUQRREWLGRSHORILQDQFLDGRU"
2FiOFXORGRSDJDPHQWRpXPSXURFiOFXORGHSDJDPHQWR790FRPR
QRYRYDORUFRPR39
&RQILJXUHRPRGR(QG3UHVVLRQH
VHDLQGLFDomRBEGINHVWLYHU
VHQGRH[LELGD
Teclas: Visor: Descrição:
0,00
$SDJDWRGRVRV
UHJLVWUDGRUHV
12,00
'HILQHRVSDJDPHQWRV
SRUDQR
82.510,22
$UPD]HQDRYDORUGR
HPSUpVWLPRVREUHRTXDO
VHXQRYRSDJDPHQWRp
FDOFXODGR
9,50
$UPD]HQDDWD[DGHMXURV
0,00
$UPD]HQDRVDOGRILQDO
180,00
$UPD]HQDRQ~PHURGH
SDJDPHQWRVPHQVDLVTXH
VHUmRIHLWRV
–861,59
&DOFXODVHXQRYR
SDJDPHQWR
CHAPT_8.FM Page 118 Sunday, June 25, 2000 2:38 PM