Operation Manual

5: Cálculo do Valor Temporal do Dinheiro 57
Parte 2. &RPRSUHoRGHTXDOpDWD[DGHMXURVQHFHVViULDSDUD
TXHRSDJDPHQWRVRIUDXPDUHGXomRGHSDVVDQGRSDUD"
Parte 3. &RPMXURGHTXDOpRYDORUPi[LPRTXHSRGHUiSDJDU
SRUXPFDUURFRPSDJDPHQWRVPHQVDLVGH"
Exemplo: Hipoteca de uma Casa. 8PLQGLYtGXRFRQFOXLTXHSRGH
SDJDUQRPi[LPRXPDSUHVWDomRPHQVDOGH(OHSRGHRIHUHFHU
XPDHQWUDGDGH2VMXURVDQXDLVSUDWLFDGRVDFWXDOPHQWHVmR
GH6HRLQGLYtGXRREWLYHUXPDKLSRWHFDGHDQRVTXDOpRSUHoR
Pi[LPRGHFRPSUDGHTXHSRGHUiGL"
–372,53
5HGX]RSDJDPHQWR
PHQVDOGH
2,03
&DOFXODDWD[DGH
MXURDQXDOSDUDR
SDJDPHQWR
UHGX]LGR
10,50
$UPD]HQDDWD[DGH
MXURRULJLQDO
–375,00
$UPD]HQDR
SDJDPHQWRPHQVDO
GHVHMDGR
11.537,59
&DOFXODD
LPSRUWkQFLDDVHU
ILQDQFLDGD
13.037,59
6RPDDHQWUDGDDR
YDORUILQDQFLDGRSDUD
REWHURSUHoRWRWDO
GRDXWRPyYHO
10B.book Page 57 Sunday, June 25, 2000 1:17 PM