Operation Manual

74 5: Cálculos del valor del dinero en función del tiempo
&DOFXOHODDPRUWL]DFLyQFRUUHVSRQGLHQWHDOVHJXQGRDxR
(OLPSRUWHSDJDGRGHLQWHUpV\FDSLWDO 
HTXLYDOHDOWRWDOGHORVSDJRVPHQVXDOHVï 
(OVDOGRUHVWDQWHHTXLYDOHDOYDORULQLFLDOGHOSUpVWDPRPHQRVODFDQWLGDG
FRUUHVSRQGLHQWHDOFDSLWDO²² 
'XUDQWHHOVHJXQGRDxRVHGHVWLQDDOFDSLWDOXQDFDQWLGDGPD\RUTXHOD
DSOLFDGDGXUDQWHHOSULPHUDxR(VWDPLVPDWHQGHQFLDFRQWLQXDUiHQORV
DxRVVLJXLHQWHV
Ejemplo: Amortización de un pago único. $PRUWLFHORVSDJRV
Q~PHUR\GHXQFRQWUDWRGHDUUHQGDPLHQWR(OYDORUGHO
DUUHQGDPLHQWRHVGH\ODWDVDGHLQWHUpVHVGHO/RVSDJRV
VRQPHQVXDOHV\VHLQLFLDQLQPHGLDWDPHQWH
$FWLYHHOPRGR3ULQFLSLR6LQRVHPXHVWUDHQSDQWDOODQLQJ~QLQGLFDGRU
SXOVH

13– 24
0XHVWUDHOLQGLFDGRU3(5\HO
VLJXLHQWHJUXSRGHSHULRGRV
–1.706,69
0XHVWUDHOLQGLFDGRU35,1\HO
FDSLWDOSDJDGRHQHOVHJXQGR
DxR
–13.767,79
0XHVWUDHOLQGLFDGRU,17\HO
LQWHUpVSDJDGRHQHOVHJXQGR
DxR
176.713,49
0XHVWUDHOLQGLFDGRU%$/\HO
VDOGRGHOSUpVWDPRGHVSXpVGH
ORVSDJRV
Teclas: Pantalla: Descripción:
12,00
(VWDEOHFHHOQ~PHURGHSDJRV
SRUDxR
60,00
$OPDFHQDHOQ~PHURWRWDOGH
SDJRV
11,50
$OPDFHQDHOLQWHUpVDQXDO
14.250,00
$OPDFHQDHOYDORUDFWXDO
0,00
$OPDFHQDHOYDORUIXWXUR
–310,42
&DOFXODHOSDJRPHQVXDO
10B.book Page 74 Sunday, June 25, 2000 1:26 PM