Warranty

of record the full purchase price of the Plan. Any refund due
to you will be credited to any outstanding balance of your
account, and the excess, if any, shall be refunded to you. A
ten (10) percent penalty per month shall be added to a
refund that is not paid or credited within forty-five (45) days
after you cancel the Plan. We shall mail a written notice to
you at your last known address contained in our records at
least fifteen (15) days before cancellation by us. Five days’
notice is required if the reason for cancellation is
nonpayment of the provider fee, a material
misrepresentation by you to us, or a substantial breach of
duties by you relating to the covered product or its use. The
notice must state the effective date of the cancellation and
the reason for the cancellation. A person, such as a bank,
savings association, lending institution, manufacturer, or
seller of any product shall not require the purchase of a
service contract as a condition of a loan or a condition for
the sale of any property. Insurers issuing reimbursement
insurance to providers are deemed to have received the
premiums for the insurance upon the payment of provider
fees by consumers for service contracts issued by the
insured providers.
Nevada Residents: If the contract is canceled, no claims
paid will be deducted from the refund to you. Fees may be
deducted when you cancel the contract. If you are the
original purchaser of this Plan you may cancel this Plan
within twenty (20) days of the receipt of this Plan if sent by
mail or within ten (10) days if delivered at the point of sale. If
no claim has been made under the Plan, the Plan is void and
we shall refund to you or credit your account or the account
of other payer of record the full purchase price of the Plan.
Any refund due to you will be credited to any outstanding
balance of your account, and the excess, if any, shall be
refunded to you. A ten (10) percent penalty per each thirty
(30) day period shall be added to a refund that is not paid or
credited within forty-five (45) days after you cancel the Plan.
If we cancel this Plan, no cancellation fee will be imposed. A
Plan that has been in effect for at least seventy (70) days
may not be cancelled by us before the expiration of the
agreed term or 1 year after the effective date of the service
contract, whichever occurs first, except on any of the
following grounds: (a) Failure by the holder to pay an amount
when due; (b) Conviction of the holder of a crime which
results in an increase in the service required under the
service contract; (c) Discovery of fraud or material
misrepresentation by the holder in obtaining the service
contract, or in presenting a claim for service thereunder; (d)
Discovery of: (1) An act or omission by the holder; or (2) A
violation by the holder of any condition of the service
contract, which occurred after the effective date of the
service contract and which substantially and materially
increases the service required under the service contract; or
(e) A material change in the nature or extent of the required
service or repair which occurs after the effective date of the
service contract and which causes the required service or
repair to be substantially and materially increased beyond
that contemplated at the time that the service contract was
issued or sold. No cancellation of a service contract may
become effective until at least fifteen (15) days after the
notice of cancellation is mailed to the holder. Arbitration
doesn't apply to Nevada Residents. There is no deductible
that you are required to pay under this contract. Any
exclusion for damages covered by insurance or another
service contract in this contract is deleted. Coverage under
this Plan is excess over coverage from any insurance or
service contract available to you.
New Hampshire Residents: Contact us at 1-866-298- 3372
with, questions, concerns, or complaints about the Plan. In
the event you do not receive satisfaction under this Plan, you
may contact the State of New Hampshire Insurance
Department, 21 South Fruit Street, Suite 14, Concord, New
Hampshire 03301, telephone number: 1- 603-271-2261.
Any civil action or alternative dispute resolution procedure
brought by you in connection to the Plan can be brought in
New Hampshire.
New Mexico Residents: If you are the original purchaser of
this Plan you may cancel this Plan within twenty (20) days
of the receipt of this Plan if sent by mail or within ten
(10) days if delivered at the point of sale. If no claim has
been made under the Plan, the Plan is void and we shall
refund to you or credit your account or the account of other
payer of record the full purchase price of the Plan. Any
refund due to you will be credited to any outstanding balance
of your account, and the excess, if any, shall be refunded to
you. A ten (10) percent penalty per each thirty
(30) day period based on purchase price shall be added to
a refund that is not paid or credited within sixty (60) days
after you cancel the Plan. If this Plan has been in force for a
period of seventy (70) days or more, we may not cancel it
before the expiration of the Plan term or one (1) year,
whichever occurs first, unless: (1) you fail to pay any amount
due; (2) you are convicted of a crime which results in an
increase in the service required under the Plan; (3) You
engaged in fraud or material misrepresentation in obtaining
this Plan; (4) you commit any act, omission, or violation of
any terms of this Plan after the effective date of this Plan
which substantially and materially increase the service
required under this Plan; or (5) any material change in the
nature or extent of the required service or repair occurs after
the effective date of this Plan and causes the required
service or repair to be substantially and materially increased
beyond that contemplated at the time you purchased this
Plan. No cancellation will be effective until at least fifteen
days after notice of cancellation is mailed to you.
Final contract price to be determined prior to presentation to
consumer for signature. See NMSA 1978 Section 59A- 58-
10.
This service contract is insured by Continental Casualty
Company. If the service contract provider fails to pay you or
otherwise provide you with the covered service within 60
days of your submission of a valid claim, you may submit
your claim to Continental Casualty Company at 333 S
Wabash Ave, Chicago, IL 60604, 1-800-831-4262. If you
have any concerns regarding the handling of your claim, you
may contact the Office of Superintendent of Insurance