Developer's Guide

Table Of Contents
TeleCheck Electronic Check Processing
TeleCheck Authorization Requirements
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154 07 January 2014 Gateway Developer Guide and Reference
merchant should link directly to the TeleCheck-hosted URL provided above. State fees are
updated on a regular basis and linking to a TeleCheck-hosted page will minimize the number
of maintenance updates required. The merchant may choose how to display the state fees.
Suggestions include a new pop-up window, a full browser window, or directly on the checkout
page.
Authorization – Sales Decline/Error
Authorization requests can fail for a number of reasons, ranging from missing or invalid fields
to business decisions based on risk assessment. These different scenarios need to be handled
differently by the merchant, and require different legal language to be displayed to the
customer.
Sale Decline Required Language
We are sorry that we cannot accept your check at this time. Our decision is based, in whole or
in part, on information provided to us by TeleCheck. We encourage you to call TeleCheck at 1-
800.366.2425 or write TeleCheck Customer Care at P.O. Box 4513, Houston, TX 77210-4513.
Please provide TeleCheck your driver's license number and the state where it was issued, and
the complete banking numbers printed on the bottom of your check. Under the Fair Credit
Reporting Act, you have the right to a free copy of your information held in TeleCheck's files
within 60 days from today. You may also dispute the accuracy or completeness of any
information in TeleCheck's consumer report. TeleCheck did not make the adverse decision to
not accept your payment item and is unable to explain why this decision was made.
Sale Error Responses
We are unable to process this transaction with the payment information provided. Please use a
different form of payment at this time.
AK
$30-
AL
$30
AR
$25
AZ
$25
CA
$25
CO
$20-
CT
$20-
DE
$40
DC
$25
FL
$25_ƒ
GA
$30^
GU
$20
HI
$30-
IA
$30
ID
$20-
IL
$25-
IN
$20-
KS
$30
KY
$50
LA
$25^
MA
$25
MD
$35
ME
$25
MI
$25
MN
$30_œ
MO
$25
MS
$40
MT
$30
NC
$25
ND
$30
NE
$35
NH
$25
NJ
$30
NM
$30
NV
$25
NY
$20-
OH
$30^^
OK
$25
OR
$25
PA
$30
PR
$10
RI
$25
SC
$30
SD
$40
TN
$30-
TX
$30†~
UT
$20-
VA
$50
VI
$20
VT
$25‡
WA
$30_
WI
$25-
WV
$25
WY
$30