User's Manual

Getting Started
Managing Your PayPal Merchant Account
3
32 May, 2005 Merchant User Manual and Integration Guide
Addresses to help you make informed decisions when shipping goods. To be eligible for
PayPal's Seller Protection Policy, and to help reduce your risk of dealing with fraudulent
buyers, ship to a buyer’s Confirmed Address.
There are three choices for this preference:
z Yes: All payments from U.S. buyers without a Confirmed Address will be blocked. All
U.S. buyers will be required to provide a Confirmed Address in order to pay you.
z No: All payments will be accepted. To maximize your sales, select No.
z Ask Me: You may choose whether to accept or deny payment without a Confirmed
Address on a case-by-case basis. This option allows you the flexibility to decide whether
you want to take on the risk of not having the buyer’s Confirmed Address for each
transaction. If you accept the payment, it becomes a completed transaction. If you deny a
particular payment, the sender of the payment will be notified that the payment has been
denied and will be credited with the payment amount. PayPal does not charge fees for
denied payments.
Blocking Payments in a Currency You Do Not Hold
You can use your PayPal account to accept payments in U.S. Dollars, Canadian Dollars,
Euros, Pounds Sterling, and Yen.
When you receive a payment in a currency you do not hold, PayPal will prompt you to open a
balance for that currency, convert it to your primary balance, or deny the payment. Payments
in currencies for which you hold a balance will automatically be applied to the correct balance,
and you will see a summary of each currency balance in your Account Overview page.
There are three choices for this preference:
z Yes: Accepts the payment regardless of the currency in which the payment is made.
z No, accept them and convert them to U.S. Dollars: Accepts the payment but
automatically converts to U.S. Dollars.
z Ask Me: You may choose to accept or deny a payment that is received in a currency you
do not currently hold on a transaction-by-transaction basis. If you accept the payment, it
becomes a completed transaction. If you deny a particular payment, the sender of the
payment will be notified that the payment has been denied and will be credited with the
payment amount. PayPal does not charge fees for denied payments.
Blocking Payments From Users With Non-U.S. PayPal Accounts
Since many international addresses cannot be confirmed, you may choose to block payments
from users with non-U.S. PayPal accounts in order to qualify for the Seller Protection Policy
(SPP).
Blocking Payments Initiated From the Pay Anyone Subtab
This preference allows you to choose whether or not to receive payments initiated via the Pay
Anyone subtab of the Send Money tab on the PayPal website.
If you choose to block these payments, you will accept only payments initiated via PayPal’s
Buy Now Buttons, Donations, PayPal Shopping Cart, Subscriptions and Recurring Payments,
Winning Buyer Notification, Mass Payments, Money Requests, Post-Sale Manager Invoices,