User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Testing Buyer Authentication Transactions Using the Payflow SDK
- Deactivating Fraud Protection Services
- Index
Testing the Transaction Security Filters
International IP Address Filter
B
100 Fraud Protection Services User’s Guide
"TRXTYPE=A&ACCT=5105105105105100&AMT[8]=$1000.00&BROWSERCOUNTRYCODE=203&BROWSERTIME[2
2]=July 11, 2002 12:12:12&BROWSERUSERAGENT=BROWSERUSERAGENT&CITY=No
City&COMMENT1=Automated testing from
AdminTester&COUNTRY=US&COUNTRYCODE=USA&CUSTIP=66.218.71.93&CUSTREF=CUSTREF&DESC=DESC&
DL=CA111111&DOB=CA123456&EMAIL[20]=admin@merchant.com&EXPDATE=1209&FIRSTNAME=John&FRE
IGHTAMT=1.11&LASTNAME=Johnson&L_COST0=11.11&L_DESC0=L_DESC0&L_QTY0=1&L_SKU0=L_SKU0&L_
TYPE0=L_TYPE0&L_UPC0=L_UPC0&MIDDLENAME=Z&ORDERTIMEZONE=1&PARTNER=PayPal&PHONENUM=650-
555-
0123&PONUM=PONUM&PWD=testing1&SHIPCARRIER=SHIPCARRIER&SHIPMETHOD=SHIPMETHOD&SHIPTOCIT
Y=No
City&SHIPTOEMAIL[20]=admin@merchant.com&SHIPTOFIRSTNAME=SHIPTOFIRSTNAME&SHIPTOLASTNAM
E=SHIPTOLASTNAME&SHIPTOMIDDLENAME=SHIPTOMIDDLENAME&SHIPTOPHONE=650-555-
0124&SHIPTOPHONE2=650-555-0125&SHIPTOSTATE=CA&SHIPTOSTREET=123 Main
St.&SHIPTOSTREET2=123 SHIPTOSTREET 2&SHIPTOZIP=00101&SS=565796510&STATE=CA&STREET=123
Main St.&BILLTOSTREET2=123 SHIPTOSTREET
2&TAXAMT=1.01&TENDER=C&USER=TESTInternationalAVSReject&VENDOR=TESTInternationalAVSRej
ect&ZIP=00101"
Expected Response Message
resp mesg=RESULT=125&PNREF=VBCA25032988&RESPMSG=Declined by Fraud
Service&AUTHCODE=890PNI&AVSADDR=Y&AVSZIP=Y&IAVS=Y&PREFPSMSG=No Rules
Triggered&POSTFPSMSG=Reject InternationalAVS
!!ERROR 15:30:41 result=125 TRXTYPE=A!!
International IP Address Filter
Pass in the specified IP address.
"TRXTYPE=A&ACCT=5105105105105100&AMT[8]=$1000.00&BROWSERCOUNTRYCODE=203&BROWSERTIME[2
2]=July 11, 2002
12:12:12&BROWSERUSERAGENT=BROWSERUSERAGENT&CITY=Campbell&COMMENT1=Automated testing
from
AdminTester&COUNTRY=US&COUNTRYCODE=US&CUSTIP=194.213.32.220&CUSTREF=CUSTREF&DESC=DESC
&DL=CA111111&DOB=CA123456&EMAIL[18]=fraud@asiamail.com&EXPDATE=1209&FIRSTNAME=John&FR
EIGHTAMT=1.11&LASTNAME=Johnson&L_COST0=11.11&L_DESC0=L_DESC0&L_QTY0=1&L_SKU0=L_SKU0&L
_TYPE0=L_TYPE0&L_UPC0=L_UPC0&MIDDLENAME=Z&ORDERTIMEZONE=1&PARTNER=PayPal&PHONENUM=650
-555-
0123&PONUM=PONUM&PWD=testing1&SHIPCARRIER=SHIPCARRIER&SHIPMETHOD=SHIPMETHOD&SHIPTOCIT
Y=Mountain
View&SHIPTOEMAIL[18]=fraud@asiamail.com&SHIPTOFIRSTNAME=SHIPTOFIRSTNAME&SHIPTOLASTNAM
E=SHIPTOLASTNAME&SHIPTOMIDDLENAME=SHIPTOMIDDLENAME&SHIPTOPHONE=650-555-
0124&SHIPTOPHONE2=650-555-0125&SHIPTOSTATE=CA&SHIPTOSTREET=487 East Middlefield
Road&SHIPTOSTREET2=487 East Middlefield
Road&SHIPTOZIP=94043&SS=565796510&STATE=CA&STREET=236 W. Rincon
Ave&BILLTOSTREET2=Unit
C&TAXAMT=1.01&TENDER=C&USER=TESTNonUSIPAddressReject&VENDOR=TESTNonUSIPAddressReject&
ZIP=95008"