User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Testing Buyer Authentication Transactions Using the Payflow SDK
- Deactivating Fraud Protection Services
- Index
Testing Buyer Authentication Transactions Using the Payflow SDK
Buyer Authentication Testing Procedures
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114 Fraud Protection Services User’s Guide
Example PARES Value
PARES[3648]=eJzdWFmTokoW/isdPW9T0c3iUnLDNiKTXQUrWYU3NllEUUBAfv0kWl1l91TPXeb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