User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Testing Buyer Authentication Transactions Using the Payflow SDK
- Deactivating Fraud Protection Services
- Index
Index
120 Fraud Protection Services User’s Guide
H
hacking 13
High-risk Address Filters 86
High-risk Payment Filters 81
I
instant fulfillment 14
IP Address Match Filter 88
IP Address Velocity Filter 90
L
libraries, .NET 25
libraries, Java 25
logging transaction information 47, 62
logging transaction results 47
M
Merchant Plug-in 32
O
Observe mode 15, 17
P
PAREQ 32
PARES 32
Payflow parameters
RESULT 73
PNREF 66
format of value 67
PNREF value 67
Product Watch List Filter 81
R
recurring transactions 14
rejected transactions 20
rejecting transactions 22
RESPMSG 66
RESPMSG value 68
responses 54
credit card transaction 65
RESULT 66
RESULT value 68
RESULT values
communication errors 73
Reviewed transactions 20
reviewing transactions 20
risk lists 78
S
Shipping/Billing Mismatch Filter 80
T
Test phase 15
testing 16
Buyer Authentication transactions 107
filters 95
Total Item Ceiling Filter 80
Total Purchase Price Ceiling Filter 79
transaction response
PNREF parameter 67
RESPMSG parameter 68
RESULT parameter 68
transaction status values 21
transactions
logging 62
rejecting 22
U
Unusual Order Filters 79
USPS Address Validation Failure Filter 87
V
Validate Authentication call 36
VERBOSITY parameter 54
Verify Enrollment call 26, 33
X
XID 32
XMLPay
Buyer Authentication Service 33