User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Testing Buyer Authentication Transactions Using the Payflow SDK
- Deactivating Fraud Protection Services
- Index
7
Content
IP Address Match Filter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .102
Shipping/Billing Mismatch Filter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .102
Total Item Ceiling Filter. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .103
Total Purchase Price Ceiling Filter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .103
Total Purchase Price Floor Filter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .104
USPS Address Validation Failure Filter . . . . . . . . . . . . . . . . . . . . . . . . . . .104
ZIP Risk List Match Filter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .105
Appendix C Testing Buyer Authentication Transactions Using the Payflow
SDK 107
Testing Buyer Authentication Transactions . . . . . . . . . . . . . . . . . . . . . . . . .107
Buyer Authentication Test Server . . . . . . . . . . . . . . . . . . . . . . . . . . . .107
Payflow Test Server . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .107
Test Case Descriptions and Account Numbers . . . . . . . . . . . . . . . . . . . . . . .107
Test Cases . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .108
Expected Result Codes for Buyer Authentication . . . . . . . . . . . . . . . . . . . . . .109
Buyer Authentication Testing Procedures . . . . . . . . . . . . . . . . . . . . . . . . . . 110
Perform the Verify Enrollment Transaction . . . . . . . . . . . . . . . . . . . . . . .110
Verify Enrollment Transaction Test Cases . . . . . . . . . . . . . . . . . . . . . . . 111
Example Return Values . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 111
Validate Authentication Transaction Test Cases . . . . . . . . . . . . . . . . . . . . 113
Procedure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .113
Example Return Values . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .115
Appendix D Deactivating Fraud Protection Services . . . . . . . . . . 117
Index. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 119