User's Guide
Table Of Contents
- Payflow Pro Fraud Protection Services User’s Guide
- Preface
- Overview
- How Fraud Protection Services Protect You
- Configuring the Fraud Protection Services Filters
- Assessing Transactions that Triggered Filters
- Activating and Configuring the Buyer Authentication Service
- Performing Buyer Authentication Transactions Using the SDK
- Testing the Buyer Authentication Service
- Buyer Authentication Transaction Overview
- Buyer Authentication Terminology
- Buyer Authentication Server URLs
- Detailed Buyer Authentication Transaction Flow
- Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
- Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
- Call 3: Validate the PARES authentication data returned by the ACS server
- Call 4: Submit the intended transaction request to the Payflow server
- Example Buyer Authentication Transactions
- Buyer Authentication Transaction Parameters and Return Values
- ECI Values
- Logging Transaction Information
- Screening Transactions Using the Payflow SDK
- Downloading the Payflow SDK (Including APIs and API Documentation)
- Transaction Data Required by Filters
- Transaction Parameters Unique to the Filters
- Existing Payflow Parameters Used by the Filters
- Response Strings for Transactions that Trigger Filters
- Accepting or Rejecting Transactions That Trigger Filters
- Logging Transaction Information
- Responses to Credit Card Transaction Requests
- Fraud Filter Reference
- Testing the Transaction Security Filters
- Good and Bad Lists
- AVS Failure Filter
- BIN Risk List Match Filter
- Country Risk List Match Filter
- Email Service Provider Risk List Match Filter
- Freight Forwarder Risk List Match Filter
- Geo-location Failure Filter
- International IP Address Filter
- International Shipping/Billing Address Filter
- IP Address Match Filter
- Shipping/Billing Mismatch Filter
- Total Item Ceiling Filter
- Total Purchase Price Ceiling Filter
- Total Purchase Price Floor Filter
- USPS Address Validation Failure Filter
- ZIP Risk List Match Filter
- Testing Buyer Authentication Transactions Using the Payflow SDK
- Deactivating Fraud Protection Services
- Index
Fraud Protection Services User’s Guide 77
A
Fraud Filter Reference
This appendix describes the filters that make up part of the Fraud Protection Services. Filters
analyze transactions and act on those that show evidence of potential fraudulent activity.
Filters can set such transactions aside for your review or reject them outright, depending on
settings that you specify.
Filters are grouped to help you to assess the risk types and to take action (accept, reject, or
continue in the review state).
In This Appendix
z “Filters Included with the Fraud Protection Services” on page 77
z “About the Fraud Risk Lists” on page 78
z “Filters Applied After Processing” on page 79
z “Unusual Order Filters” on page 79
z “High-risk Payment Filters” on page 81
z “High-risk Address Filters” on page 86
z “High-risk Customer Filters” on page 90
z “International Order Filters” on page 91
z “Accept Filters” on page 93
z “Custom Filters” on page 94
Filters Included with the Fraud Protection Services
Fraud Protection Services offers Basic and Advanced options. The filters included with each
option are listed here. In addition, the optional Buyer Authentication Failure filter is
described on page 78.
Filters Included with the Basic Fraud Protection Services Option
z “Total Purchase Price Ceiling Filter” on page 79
z “Total Item Ceiling Filter” on page 80
z “Shipping/Billing Mismatch Filter” on page 80
z “AVS Failure Filter” on page 81
z “Card Security Code Failure Filter” on page 83
z “ZIP Risk List Match Filter” on page 87