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Table Of Contents
- Payflow Pro Developer’s Guide
- Contents
- Introduction
- Downloading, Installing, and Activating
- Simple Payflow Transaction
- Credit Card Transactions
- Credit Card Features
- About Credit Card Processing
- Parameters Used in Credit Card Transactions
- Submitting Sale Transactions
- Submitting Authorization/Delayed Capture Transactions
- When To Use Authorization/Delayed Capture Transactions
- Required Authorization Transaction Parameters
- Typical Authorization Transaction Parameter String
- Required Delayed Capture Transaction Parameters
- Delayed Capture Transaction: Capturing Transactions for Lower Amounts
- Delayed Capture Transaction: Capturing Transactions for Higher Amounts
- Delayed Capture Transaction: Error Handling and Retransmittal
- Submitting Voice Authorization Transactions
- Submitting Credit Transactions
- Submitting Void Transactions
- Submitting Inquiry Transactions
- Recharging to the Same Credit Card (Reference Transactions)
- Submitting Card-Present (SWIPE) Transactions
- Submitting Purchasing Card Transactions
- Using Address Verification Service
- Processing Platforms Supporting Address Verification Service
- Example Address Verification Service Request Parameter List
- Example Address Verification Service Response
- Card Security Code Validation
- Credit Card Testing
- Responses to Transaction Requests
- Processors Requiring Additional Transaction Parameters
- American Express
- First Data Merchant Services (FDMS) Nashville
- First Data Merchant Services (FDMS) South
- First Data Merchant Services (FDMS) North
- Merchant e-Solutions
- Elavon (Formerly Nova)
- Paymentech
- TSYS Acquiring Solutions
- Performing TeleCheck Electronic Check Transactions
- Submitting Purchasing Card Level 2 and Level 3 Transactions
- About Purchasing Cards
- About Program Levels
- About American Express Purchasing Card Transactions - Phoenix Processor
- American Express Phoenix Purchasing Card Transaction Processing
- First Data Merchant Services (FDMS) Nashville Purchasing Card Transaction Processing
- First Data Merchant Services (FDMS) North Purchasing Card Transaction Processing
- First Data Merchant Services South (FDMS) Purchasing Card Transaction Processing
- Global Payments - Central Purchasing Card Transaction Processing
- Global Payments - East Purchasing Card Transaction Processing
- Merchant e-Solutions Purchasing Card Transaction Processing
- Elavon (Formerly Nova) Purchasing Card Transaction Processing
- Paymentech Salem (New Hampshire) Purchasing Card Transaction Processing
- Paymentech Tampa Level 2 Purchasing Card Transaction Processing
- TSYS Acquiring Solutions Purchasing Card Transaction Processing
- VERBOSITY: Viewing Processor- Specific Transaction Results
- Additional Reporting Parameters
- ISO Country Codes
- Codes Used by FDMS South Only
- XMLPay
- Index
Payflow Pro Developer’s Guide 29
Credit Card Transactions
Submitting Authorization/Delayed Capture Transactions
Submitting Authorization/Delayed Capture Transactions
An Authorization (TRXTYPE=A) transaction places a hold on the cardholder’s open-to-buy
limit, lowering the cardholder’s limit by the amount of the transaction. It does not transfer
funds.
A Delayed Capture (TRXTYPE=D) transaction is performed after an Authorization to capture
the original Authorization amount. The Delayed Capture is scheduled for settlement during the
next settlement period.
Because Visa and MasterCard regulations prohibit capturing credit card transaction funds until
a product or service has shipped to the buyer, most processing networks implement an
Authorization transaction followed by a Delayed Capture transaction.
When To Use Authorization/Delayed Capture Transactions
If your business does not provide immediate fulfillment of products or services, you should
use this two-stage transaction solution, also known as Delayed Capture processing, because it
enables you to capture credit card transaction funds when your are ready to collect them.
N OTE: If you signed up for the PayPal processor with Fraud Protection Services, you must use
delayed capture processing for all sale transactions.
If your business provides immediate fulfillment and you are not using the PayPal processor
with Fraud Protection Services, you can use a simple Sale transaction instead. For details, see
“Submitting Sale Transactions” on page 28. If you need to recharge a credit card and you are
not storing the credit card information in your local database, you can perform a new reference
transaction based on a Sale. For details, see “Submitting Authorization/Delayed Capture
Transactions” on page 29.
IMPORTANT: Only one Delayed Capture transaction is allowed per Authorization
transaction.
Required Authorization Transaction Parameters
To perform an Authorization transaction, you are required to pass the following parameters:
z ACCT
z AMT
z EXPDATE
Typical Authorization Transaction Parameter String
A typical parameter string passed in an Authorization transaction is the same as a Sale
transaction string. The only difference is that the TRXTYPE value is A in an Authorization.