Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
4 Overview of Calculator Operations
Setting Calculator Formats
You can change these calculator formats:
To Select Press Display Default
Number of
decimal
places
&
|
DEC 0–9 (Press 9
for floating-
decimal)
2
Angle units
#
DEG (degrees)
RAD (radians)
DEG
Dates
#
US (mm-dd-yyyy)
Eur (dd-mm-yyyy)
US
Number
separators
#
US (1,000.00 )
Eur (1.000,00)
US
Calculation
method
#
Chn (chain)
AOSé (algebraic
operating system)
Chn
1. To access format options, press & |. The DEC indicator appears
with the selected number of decimal places.
2. To change the number of decimal places displayed, key in a value and
press !.
3. To access another calculator format, press # or " once for each format.
For example, to access the angle unit format, press #. To access the
number-separator format, press " " " or # # #.
4. To change the selected format, press & V.
5. To change another calculator format, repeat step 3 and step 4.
— or —
To return to the standard-calculator mode, press & U.
— or —
To access a worksheet, press a worksheet key or key sequence.