Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
94 APPENDIX - Reference Information
Error Possible Causes
operations
• A calculation tried to use more than 8 pending
operations.
Error 4
Out of range
• Amortization worksheet: the value entered for
P1 or
P2 is outside the range 1-9,999.
• TVM worksheet: the P/Y or C/Y value 0.
• Cash Flow worksheet: the F
nn
value is outside the
range 0.5-9,999.
• Bond worksheet: the RV, CPN, or PRI value _0.
• Date worksheet: the computed date is outside the
range January 1, 1980 through December 31,
2079.
• Depreciation worksheet: the value entered for:
declining balance percent 0;
LIF 0;YR_ 0; CST <
0; SAL < 0; orM011 M01 13.
• Interest Conversion worksheet: the C/Y value 0.
• The DEC value is outside the range 0-9.
Error 5
No solution
exists
• TVM worksheet: the calculator computed
I/Y when
FV, (N Q PMT), and PV all have the same sign.
(Make sure cash inflows are positive and outflows
are negative.)
• TVM, Cash Flow, and Bond worksheets: the LN
(logarithm) input is not > 0 during calculations.
• Cash Flow worksheet: the calculator computed IRR
without at least one sign change in the cash-flow
list.
Error 6
Invalid date
• Bond and Date worksheets: a date is invalid (for
example, January 32) or in the wrong format (for
example,
MM.DDYYYY
instead of
MM.DDYY
.
• Bond worksheet: the calculator attempted a
calculation with a redemption date earlier than or
the same as the settlement date.
Error 7
• TVM worksheet: the calculator computed I/Y for a