Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
1. Turn off the calculator and turn it over with the back facing you.
2. Using a small Phillips screwdriver, remove the four screws from the back
cover.
3. Carefully pry off the back cover.
4. Using a small Phillips screwdriver, remove the screws from the metal
battery cover and lift the cover off the battery.
5. Tip the calculator slightly to remove the battery.
Caution: Avoid contact with other calculator components.
6. Install the new battery with the positive sign (+) sign down (not showing).
7. Replace the battery cover and the screws that hold it in place.
8. Align the screw holes in the back cover with those in the calculator, then
snap the back cover onto the calculator. Replace the screws.
Battery Precautions
• Do not leave batteries within the reach of children.
• Do not mix new and used batteries. Do not mix brands (or types within
brands) of batteries.
• Do not mix rechargeable and nonrechargeable batteries.
• Install batteries according to polarity (+ and –) diagrams.
• Do not place nonrechargeable batteries in a battery recharger.
• Properly dispose of used batteries immediately.
• Do not incinerate or dismantle batteries.
In Case of Difficulty
Use this list of possible solutions to difficulties you might encounter with the
calculator to determine if you can correct a problem before having to return it
for service.
Difficulty Solution
The calculator computes
wrong answers.
Check the settings of the current
worksheet to make sure they are correct
for the problem you are working; for
example, in the TVM worksheet, check
END and BGN and be sure the unused
APPENDIX - Reference Information 97