Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
12 Overview of Calculator Operations
Scientific Notation ;
When you compute a value in the standard-decimal format that is either too
large or small to be displayed, the calculator displays it in scientific notation,
that is, a base value (or
mantissa
), followed by a blank space, followed by an
exponent.
With AOS selected, you can press ; to enter a number in scientific notation.
(See “Choosing Calculation Methods”.)
For example, to enter 3 Q 103, key in 3 < 10 ; 3.
Memory Operations
You can store values in any of 10 memories using the
standard calculator keys.
Note: You can also use the Memory worksheet. (See
Memory Worksheet.)
• You can store in memory any numeric value within the
range of the calculator.
• To access a memory M0 through M9, press a numeric
key (0 through 9).
Clearing Memory
Clearing memory before you begin a new calculation is a critical step in
avoiding errors.
• To clear an individual memory, store a zero value in it.
• To clear all 10 calculator memories, press & { & z.
Storing to Memory
To store a displayed value to memory, press D and a numeric key (0–9).
• The displayed value replaces any previous value stored in the memory.
• The Constant Memory feature retains all stored values when you turn off
the calculator.
Recalling From Memory
To recall a number stored in memory, press J and a numeric key (0–9).
Note: The recalled number remains in memory.