Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
16 Overview of Calculator Operations
Using Worksheets: Tools for Financial Solutions
The calculator contains worksheets with embedded formulas
to solve specific problems. You apply settings or assign
known values to worksheet variables and then compute the
unknown value. Changing the values lets you ask
what if
questions and compare results.
Except for TVM variables, accessed in the standard-calculator
mode, all variables are
prompted
.
For example, to assign values to amortization variables, you
must first press & \ to access the Amortization
worksheet.
Each worksheet is independent of the others: operations in a worksheet do not
affect variables in other worksheets. When you exit a worksheet or turn off the
calculator, the calculator retains all worksheet data.
To select Function Press
TVM worksheet
Analyzes equal cash flows, for
example, annuities, loans,
mortgages, leases, and
savings
,, -, .,
/, 0, or
& [
Amortization worksheet
Performs amortization
calculations and generates an
amortization schedule
& \
Cash Flow worksheet
Analyzes unequal cash flows
by calculating net present
value and internal rate of
return
& '
Bond worksheet
Computes bond price and
yield to maturity or call
& l
Depreciation worksheet
Generates a depreciation
schedule using one of six
depreciation methods
& p
Statistics worksheet
Analyzes statistics on one- or
two-variable data using four
& k