Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
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18 Overview of Calculator Operations
Accessing Prompted-Worksheet Variables
After you access a worksheet, press # or " to select variables. For example,
press & \ to access the Amortization worksheet, and then press # or "
to select the amortization variables (
P1, P2, BAL, PRN, INT). See: TVM and
Amortization Worksheet Variables.
Indicators prompt you to select settings, enter values, or compute results. For
example, the # and " indicators remind you to press # or " to select other
variables.
To return to the standard-calculator mode, press & U.
Types of Worksheet Variables
• Enter-only
• Compute-only
• Automatic-compute
• Enter-or-compute
• Settings
Note: The = sign displayed between the variable label and value indicates that
the variable is assigned the value.
Enter-Only Variables
Values for enter-only variables must be entered, cannot be computed, and are
often limited to a specified range, for example, P/Y and C/Y. The value for an
enter-only variable can be:
• Entered directly from the keyboard.
• The result of a math calculation.
• Recalled from memory.
• Obtained from another worksheet using the last answer feature.
When you access an enter-only variable, the calculator displays the variable
label and ENTER indicator. The ENTER indicator reminds you to press !
after keying in a value to assign the value to the variable. After you press !,
the 1 indicator confirms that the value is assigned.