Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
Compute-Only Variables
You cannot enter values manually for compute-only variables, for example, net
present value (NPV). To compute a value, display a compute-only variable and
press C. The calculator computes and displays the value based on the
values of other variables.
When you display a compute-only variable, the COMPUTE indicator reminds
you to press C to compute its value. After you press C, the 7 indicator
confirms that the displayed value has been computed.
Automatic-Compute Variables
When you press # or " to display an automatic-compute variable (for
example, the Amortization worksheet INT variable), the calculator computes
and displays the value automatically without you having to press C.
Enter-or-Compute Variables in the TVM Worksheet
You can either enter or compute values for the TVM worksheet variables (N, I/Y,
PV, PMT, and FV).
Note: Although you do not have to be in the standard-calculator mode to assign
values to these variables, you must be in the standard-calculator mode to
compute their values.
• To assign the value of a TVM variable, key in a number and press a
variable key.
• To compute the value of a TVM variable, press C, and then press the
variable key. The calculator computes and displays the value based on the
values of other variables.
Enter-or-Compute Variables in Prompted Worksheets
You can either enter or compute values for some prompted worksheet
variables (for example, the Bond worksheet YLD and PRI variables). When you
select an enter-or-compute variable, the calculator displays the variable label
with the ENTER and COMPUTE indicators.
• The ENTER indicator prompts you to press ! to assign the keyed-in
value to the displayed variable.
• The COMPUTE indicator prompts you to press C to compute a value for
the variable.
Overview of Calculator Operations 19