Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
Resetting Variables
• To reset
CFo, C
nn
, and F
nn
to default values, press ' and then &
z.
• To reset NPV to the default value, press ( and then & z.
• To reset IRR to the default value, press ) and then & z.
• To reset all calculator variables and formats to default values, including all
Cash Flow worksheet variables, press & } !.
Entering Cash Flows
• You must enter an initial cash flow (
CFo). The calculator accepts up to 24
additional cash flows (C01–C24). Each cash flow can have a unique value.
• Enter positive values for cash inflows (cash received) and negative values
for cash outflows (cash paid out). To enter a negative value, key in a
number and press S.
Inserting and Deleting Cash Flows
The calculator displays
INS or DEL to confirm that you can press & X or &
W to insert or delete cash flows.
Uneven and Grouped Cash Flows
Uneven Cash Flows
The Cash Flow worksheet analyzes unequal cash flows over equal time
periods. Cash-flow values can include both inflows (cash received) and
outflows (cash paid out).
Cash Flow Worksheet 43