Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
48 Cash Flow Worksheet
Year Cash Flow Number Cash Flow Estimate
Purchase
CFo
-$7,000
1
C01
3,000
2–5
C02
5,000 each year
6
C03
4,000
As the time line shows, the cash flows are a combination of equal and unequal
values. As an outflow, the initial cash flow (CFo) appears as a negative value.
Entering Cash-Flow Data
To Press Display
Select Cash Flow worksheet. '
CFo= 0.00
Enter initial cash flow.
7000 S!
CFo=
-7,000.001
Enter cash flow for first year.
#
3000 !
#
C01=
F01=
3,000.001
1.001
Enter cash flows for years
two through five.
#
5000 !
# 4 !
C02=
F02=
5,000.001
4.001
Enter cash flow for sixth
year.
#
4000 !
#
C03=
F03=
4,000.001
1.001
Editing Cash-Flow Data
After entering the cash-flow data, you learn that the $4,000 cash-flow value
should occur in the second year instead of the sixth. To edit, delete the $4,000
value for year 6 and insert it for year 2.