Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
Term Definition
call premium. The calculator treats the redemption
value in terms of dollars per $100 of par value.
Settlement Date
The date on which a bond is exchanged for funds.
Yield to Maturity
The rate of return earned from payments of principal
and interest, with interest compounded semiannually
at the stated yield rate. The yield to maturity takes
into account the amount of premium or discount, if
any, and the time value of the investment.
Entering Bond Data and Computing Results
To compute values for price (PRI) or yield (YLD) and accrued interest (AI), first
enter the four known values for settlement date (SDT), coupon rate (CPN),
redemption date (RDT), and redemption value (RV).
If necessary, change the day-count method (ACT or 360) and coupon-
frequency (2/Y or 1/Y). The Bond worksheet stores all values and settings until
you clear the worksheet or change the values and settings.
Entering Known Bond Values
1. Press & l. The current
SDT value appears.
2. To clear the worksheet, press & z.
3. If necessary, key in a new SDT value and press !.
4. Repeat step 3 for CPN, RDT, and RV, pressing # once for each variable.
Note: To enter dates, use this convention: mm.ddyy (US) or dd.mmyy
(European).
Setting the Bond Day-Count Method and Coupon Frequency
1. To display the day-count method, press # until
ACT or 360 appears.
2. To change the day-count method, press & V.
3. To display the coupon frequency, press # until 2/Y or 1/Y appears.
4. To change the coupon frequency, press & V.
Computing the Bond Price (PRI)
1. Press # until
YLD appears.
Bond Worksheet 55