Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
Resetting the Percent Change/Compound Interest Worksheet
Variables
• To reset the Percent Change/Compound Interest variables to default
values, press & z while in the Percent Change/Compound
Interest worksheet.
Variable Default Variable Default
OLD
0
%CH
0
NEW
0
#PD
0
• To reset default values for all calculator variables and formats, press &
} !.
Entering Values
• For percent-change calculations, enter values for any two of the three
variables (
OLD, NEW, and %CH) and compute a value for the unknown
variable (leave #PD=1). A positive percent change represents a
percentage increase; a negative percent change represents a percentage
decrease.
• For compound-interest calculations, enter values for the three known
variables and compute a value for the unknown fourth variable.
• OLD = present value
• NEW = future value
• %CH = interest rate per period
• #PD = number of periods
• For cost-sell-markup calculations, enter values for two of the three
variables (OLD, NEW, and %CH) and compute a value for the unknown.
• OLD = cost
• NEW = selling price
• %CH = percent markup
• #PD = 1
Computing Values
1. To select the Percent Change/Compound Interest worksheet, press &
q. The current value for OLD is displayed.
Other Worksheets 69