Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
Variable Default Variable Default
DT1
12-31-1990
DBD
0
DT2
12-31-1990
Day-count
method
ACT
• To clear Date worksheet variables and reset default values without
affecting the day-count method, press & z while in the Date
worksheet.
Entering Dates
• The calculator assumes that
DT1 is earlier than DT2.
• Enter dates for DT1 and DT2 in the selected US or European date format.
• When you compute a date for DT1 or DT2, the calculator displays a three-
letter abbreviation for the day of the week (for example, WED).
Selecting the Day-Count Method Affects Calculations
• When you select
ACT as the day-count method, the calculator uses the
actual number of days in each month and each year, including
adjustments for leap years.
• When you select 360 as the day-count method, the calculator assumes 30
days per month (360 days per year). You can compute DBD using this day-
count method, but not DT1 or DT2.
Computing Dates
1. To select the Date worksheet, press & u. The
DT1 value is displayed.
2. To clear the worksheet, press & z.
3. Enter values for two of the three variables: DT1, DT2, and DBD.
Note: Do not enter a value for the variable you wish to solve for.
4. To enter a value for a variable, press # or " to display the variable.
5. Key in a value and press !.
6. To change the day-count method setting, press # until ACT or 360 is
displayed, and then press & V to select the other day-count method.
7. To compute a value for the unknown variable, press # or " to display the
variable, and then press C. The calculator displays the computed value.
Other Worksheets 75