Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
76 Other Worksheets
Example: Computing Days between Dates
A loan made on September 4, 2003 defers the first payment until November 1,
2003. How many days does the loan accrue interest before the first payment?
To Press Display
Select Date worksheet & u
DT1= 12-31-1990
Enter first date
9.0403 !
DT1= 9-04-20031
Enter second date
#
11.0103
!
DT2= 11-01-20031
Select actual/actual day-
count method
# #
ACT
Compute days between
dates
" C
DBD= 58.007
Answer: Because there are 58 days between the two dates, the loan accrues
interest for 58 days before the first payment.
Profit Margin Worksheet
The Profit Margin worksheet computes cost, selling
price, and gross profit margin.
Note: To perform markup calculations, use the Percent
Change/Compound Interest worksheet.
• To access the Profit Margin worksheet, press &
w.
• To access profit margin variables, press " or #.
• Enter values for the two known variables, and then
compute a value for the unknown variable.
Profit Margin Worksheet Variables
Variable Key Display Variable Type
Cost & w
CST
Enter/compute
Selling price
#
SEL
Enter/compute
Profit margin
#
MAR
Enter/compute