Owner's Manual
Table Of Contents
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
- General Information
Indicator Meaning
INV Press a key to select its inverse trigonometric function.
HYP Press a key to select its hyperbolic function.
COMPUTE Press C to compute a value for the displayed variable.
ENTER
Press ! to assign the displayed value to the displayed
variable.
SET
Press & Vto change the setting of the displayed
variable.
# $
Press # or " to display the previous or next variable in
the worksheet.
Note: To easily scroll up or down through a range of
variables, press and hold # or ".
DEL Press & W to delete a cash flow or statistical data point.
INS Press & X to insert a cash flow or statistical data point.
BGN
TVM calculations use beginning-of-period payments.
When BGN is not displayed, TVM calculations use end-of-
period payments (END).
RAD
Angle values appear in radians. When RAD is not
displayed, angle values appear and must be entered in
degrees.
1
The displayed value is entered in the selected worksheet.
The indicator clears following a computation.
7
The displayed value is computed in the selected
worksheet. When a value changes and invalidates a
computed value, the indicator clears.
= The displayed variable is assigned the displayed value.
– The displayed value is negative.
Overview of Calculator Operations 3