Calculator User Manual

Index 107
DPB (discounted payback) 41, 45
DT1 (starting date)
62
DT1, DT2 (date 1 and 2)
59, 78
DUR (modified duration)
54
E
EFF (annual effective rate) 75, 76
END (end-of-period)
payments
22, 24
Ending payment (P2)
22, 24
End-of-period (END)
payments
22, 24
ENTER indicator
3
Error
clearing
96
messages
96
Examples
accrued interest
58
amortization schedule
38
amount to borrow
36
annuities
30
balloon payment
40
bond price
58
compound interest
73
computing basic loan payments
27
constants
13
converting interest
76
correcting an entry error
7
cost-sell-markup
74
days between dates
78
discounted payback
49
down payment
36
editing cash flow data
48
entering cash flow data
48
future value (savings)
28
interest received
40
internal rate of return
49
last answer
14
lease with uneven payments
49
memory
12
Memory worksheet
83
modified duration
58
modified internal rate of return
49
monthly payments
40
monthly savings deposits
35
mortgage payments
38
net future value
49
net present value
48, 49, 50
other monthly payments
34
payback
49
percent change
73
perpetual annuities
30
present value (annuities)
29
present value (lease with
residual value)
33
present value (savings)
28
present value (variable cash
flow)
33
profit margin
79
regular deposits for specific
goals
37
remaining balance (balloon
payment)
40
residual value
33
saving for future
35
straight-line depreciation
62
EXP (exponential regression)
65, 67
Exponential regression (EXP)
65, 67
F
Face value 56
Factorial
10
FC (fixed cost)
80, 81
FCC statement
ii
Fixed cost (FC)
80, 81
Floating-decimal format
4
Fnn (frequency of nth cash flow)
41
Forecasting
67
Formats
angle units
4, 5
calculation method
5
decimal places
4
number separators
4
setting
4
Formulas
30/360 day-count method
95
accrued interest
90
actual/actual day-count method
94
amortization
87