Calculator User Manual
108 Index
bond price (more than one 
coupon period to 
redemption)
 90
bond price (one coupon period 
or less to redemption)
 89
bond yield (more than one 
coupon period to 
redemption)
 90
bond yield (one coupon period 
or less to redemption)
 89
bonds
 89
breakeven
 94
cash flow
 87
days between dates
 94
depreciation
 91
depreciation, declining-balance
92
depreciation, straight-line
 91
depreciation, sum-of-the-years’-
digits
 92
interest-rate conversions
 93
internal rate of return
 88
modified duration
 90
modified internal rate of return
88, 89
net future value
 88
net present value
 87
percent change
 93
profit margin
 94
regressions
 93
statistics
 92
time-value-of-money
 85
French declining balance (DBF)
 59, 
61, 62
French straight line (SLF)
 59, 61, 62
Frequency
 44
cash flow
 88
coupon
 55, 57
one-variable data
 68
Y value
 65, 67
Frequency of nth cash flow (Fnn)
 41
Frequency of X value (Ynn)
 67
Future value (FV)
 22, 23, 24
FV (future value)
 22, 23, 24
G
Grouped cash flows 43
H
Hard reset 6
HYP (hyperbolic) indicator
 3
Hyperbolic (HYP) indicator
 3
I
I (discount rate) 41
I/Y (interest rate per year)
 22, 24
Inflows
 21, 23, 25
Initial cash flow (CFo)
 41
INS (insert) indicator
 3
Insert (IND) indicator
 3
INT (interest paid)
 22, 24
Interest Conversion worksheet
 74
Interest paid (INT)
 22, 24
Interest rate per year (I/Y)
 22, 24
Internal rate of return (IRR)
 41, 45
INV (inverse) indicator
 3
Inverse (INV) indicator
 3
IRR (internal rate of return)
 41, 45
L
Last Answer (ANS) feature 14
Leases
 21
LIF (life of the asset)
 59, 61, 62
Life of the asset (LIF)
 59, 61, 62
LIN (linear regression)
 65, 67
Linear regression (LIN)
 65, 67
Ln (logarithmic regression)
 65, 67
Loans
 21, 24
Logarithmic regression (Ln)
 65, 67
M
M01 (starting month) 59, 61, 62
M0–M9 (memory)
 12, 82
MAR (profit margin)
 79
Math operations
 8
Mean of X (v)
 65, 67
Mean of Y (v)
 65
Memory
arithmetic
 12
clearing
 12
examples
 12
recalling from
 12
storing to
 12
Memory worksheet
 82–83










