Calculator User Manual
Overview of Calculator Operations 15
Using Worksheets: Tools for Financial Solutions
Each worksheet is independent of the others: operations in a worksheet 
do not affect variables in other worksheets. When you exit a worksheet 
or turn off the calculator, the calculator retains all worksheet data.
Key in a new calculation
2 ;  2.00
Recall the last answer & x  4.00
Complete the calculation N  16.00
The calculator contains worksheets with embedded 
formulas to solve specific problems. You apply settings or 
assign known values to worksheet variables and then 
compute the unknown value. Changing the values lets you 
ask what if questions and compare results.
Except for TVM variables, accessed in the standard-
calculator mode, all variables are prompted. 
For example, to assign values to amortization variables, you 
must first press & \ to access the Amortization 
worksheet.
To select Function Press
TVM worksheet
(Chapter 2)
Analyzes equal cash flows, for 
example, annuities, loans, 
mortgages, leases, and savings 
,, -, ., 
/, 0, or 
& [
Amortization worksheet
(Chapter 2)
Performs amortization 
calculations and generates an 
amortization schedule 
& \
Cash Flow worksheet 
(Chapter 3)
Analyzes unequal cash flows by 
calculating net present value 
and internal rate of return 
& '
Bond worksheet 
(Chapter 4)
Computes bond price and yield 
to maturity or call 
& l
Depreciation worksheet 
(Chapter 5)
Generates a depreciation 
schedule using one of six 
depreciation methods 
& p
To Press Display










