User Manual

32 BA II PLUS™ Calculator
Time-Line Diagrams
A time-line diagram can help you visualize cash flows by
showing the amounts paid or received (cash outflows or cash
inflows) at various points in time.
•
Cash flows received are shown with arrows pointing up, as
with the loan amount at the left.
•
Cash flows invested have arrows pointing down, as with the
35 regular payments and the balloon payment at the right.
Entering Inflows and Outflows
The calculator follows the established convention of treating
inflows of cash (cash received) as positive and outflows of cash
(cash paid out) as negative.
•
You must enter inflows as positive values and outflows as
negative values.
•
The calculator displays computed inflows as positive values
and computed outflows as negative values.
Loan amount
23,000 Enter inflows as positive.
Time
-
400
-
400
-
400
-
400
Pmt 2 Pmt 3 Pmt 34 Pmt 35
-
15,000
Balloon
Pmt