User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
APPENDIX - Reference Information 99
This Texas Instruments (“TI”) electronic product warranty extends only to
the original purchaser and user of the product.
Warranty Duration. This TI electronic product is warranted to the orig-
inal purchaser for a period of one (1) year from the original purchase
date.
Warranty Coverage. This TI electronic product is warranted against
defective materials and construction.
THIS WARRANTY IS VOID IF THE
PRODUCT HAS BEEN DAMAGED BY ACCIDENT OR UNREASONABLE USE,
NEGLECT, IMPROPER SERVICE, OR OTHER CAUSES NOT ARISING OUT OF
DEFECTS IN MATERIALS OR CONSTRUCTION.
Warranty Disclaimers. ANY IMPLIED WARRANTIES ARISING OUT OF THIS
SALE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MER-
CHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE LIMITED IN
DURATION TO THE ABOVE ONE-YEAR PERIOD. TEXAS INSTRUMENTS SHALL
NOT BE LIABLE FOR LOSS OF USE OF THE PRODUCT OR OTHER INCIDENTAL OR
CONSEQUENTIAL COSTS, EXPENSES, OR DAMAGES INCURRED BY THE CON-
SUMER OR ANY OTHER USER.
Some states/provinces do not allow the exclusion or limitation of
implied warranties or consequential damages, so the above limi-
tations or exclusions may not apply to you.
Legal Remedies. This warranty gives you specific legal rights, and you
may also have other rights that vary from state to state or province to
province.
Warranty Performance. During the above one (1) year warranty
period, your defective product will be either repaired or replaced with a
reconditioned model of an equivalent quality (at TI’s option) when the
product is returned, postage prepaid, to Texas Instruments Service Facil-
ity. The warranty of the repaired or replacement unit will continue for
the warranty of the original unit or six (6) months, whichever is longer.
Other than the postage requirement, no charge will be made for such
repair and/or replacement. TI strongly recommends that you insure the
product for value prior to mailing.
Software. Software is licensed, not sold. TI and its licensors do not war-
rant that the software will be free from errors or meet your specific
requirements. All software is provided “AS IS.”