User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
APPENDIX - Reference Information 101
Warranty Performance. During the above one (1) year warranty
period, your defective product will be either repaired or replaced with a
new or reconditioned model of an equivalent quality (at TI’s option)
when the product is returned to the original point of purchase. The
repaired or replacement unit will continue for the warranty of the origi-
nal unit or six (6) months, whichever is longer. Other than your cost to
return the product, no charge will be made for such repair and/or
replacement. TI strongly recommends that you insure the product for
value if you mail it.
Software. Software is licensed, not sold. TI and its licensors do not war-
rant that the software will be free from errors or meet your specific
requirements. All software is provided “AS IS.”
Copyright. The software and any documentation supplied with this
product are protected by copyright.
All Other Customers
For information about the length and terms of the warranty, refer to
your package and/or to the warranty statement enclosed with this prod-
uct, or contact your local Texas Instruments retailer/distributor.