User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
Index
Index 103
– (negative) indicator 3
Symbols
( (mean of X) 63, 65
( (mean of Y)
63
(x (population standard deviation of
X)
63, 65
(X (sum of X)
63, 65
(X2 (sum of X2)
63, 65
(XY (sum of XY products)
63
(y (population standard deviation of
Y)
63
(Y (sum of Y)
63
(Y2 (sum of Y2)
63
* (value computed) indicator
3
# $ indicator
3
#PD (number of periods, Percent
Change/Compound Interest
worksheet)
70
#PD (number of periods)
70, 71, 72
%CH (percent change)
70, 71, 72
= (value assigned) indicator
3
Numerics
1/Y (one coupon per year) 52, 53, 55
1-V (one-variable statistics )
63, 65
2/Y (two coupons per year)
52, 53, 55
2nd (second)
functions
2
indicator
3
30/360 day-count method (360)
52,
53, 55, 76
360 (30/360 day-count method)
52,
53, 55, 76
A
Ä (value entered) indicator 3
a (y-intercept)
63
Accrued interest (AI)
52, 55, 56
Accuracy
94
ACT (actual/actual day-count
method)
52, 53, 55, 76
Actual/actual (ACT) day-count
method
76
Actual/actual day-count method
(ACT)
52, 53, 55
Addition
8
AI (accrued interest)
52, 55, 56
Algebraic Operating System (AOS™)
calculations
4, 5, 95
Amortization
formulas
85
schedule
21, 25, 26, 38
worksheet
21
Amount of nth cash flow (Cnn)
41
Angle units format
5
Annual coupon rate, percent (CPN)
52, 54, 55
Annual effective rate (EFF)
74
annual interest rate
54, 73, 86
Annuities
21
due
24, 29, 30
ordinary
24, 29, 30
perpetual
30
ANS (Last Answer) feature
14
AOS™ (Algebraic Operating System)
calculations
5, 95
APD™ (Automatic Power Down™)
feature
1, 2
Arccosine
9
Arcsine
9
Arctangent
9
Automatic Power Down™ (APD™)
feature
1, 2
B
b (slope) 63
Backspace key
7
BAL (balance)
22, 24
Balance (BAL)
22, 24
Battery
95
precautions
96
replacing
95
Beginning-of-period (BGN)
indicator
3
payments
22, 24