User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
Overview of Calculator Operations 7
Correcting Entry Errors
Example: You mean to calculate 3 Q 1234.56 but instead enter 1234.86.
The prompted worksheet and reset default values &z
Calculator format settings and reset default values &|
&z
• Out of the prompted worksheet and return to
standard-calculator mode
• All pending operations in standard-calculator
mode
&U
• In a prompted worksheet, the variable value
keyed in but not entered (the previous value
appears)
• Any calculation started but not completed
PP
TVM worksheet variables and reset default values &U
&^
One of the 10 memories (without affecting the
others)
QD and a
memory number
key (0–9)
You can correct an entry without clearing a calculation, if
you make the correction before pressing an operation key
(for example, H or 4).
• To clear the last digit displayed, press *.
• To clear the entire number displayed, press P.
Note: Pressing P after you press an operation key clears
the calculation in progress.
To Press Display
Begin the expression. 3 <
3.00
Enter a number.
1234.86 1,234.86
Erase the entry error. **
1,234.
Key in the correct number.
56 1,234.56
Compute the result. N
3,703.68
To clear Press