User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
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14 Overview of Calculator Operations
Keystrokes for Constant Calculations
This table shows how to create a constant for various operations.
*The letter c denotes the constant value.
**Repeat constant calculations with n N.
Last Answer Feature
To display the last answer computed, press &x.
Note: The calculator changes the value of the last answer whenever it
calculates a value automatically or whenever you:
• Press ! to enter a value.
• Press C to compute a value.
• Press N to complete a calculation.
Example: Using the Last Answer in a Calculation
To* Press**
Add c to each subsequent entry n H&` c N
Subtract c from each subsequent entry n B&` c N
Multiply each subsequent entry by cn <&` c N
Divide each subsequent entry by cn 6&` c N
Raise each subsequent entry to the power of cn ;&` c N
Add c% of each subsequent entry to that entry n H&` c 2N
Subtract c% of each subsequent entry from the
entry
n B&` c 2N
Use the Last Answer (
ANS) feature with problems that call
repeatedly for the same value or to copy a value:
• From one place to another within the same worksheet
• From one worksheet to another
• From a worksheet to the standard-calculator mode
• From the standard-calculator mode to a worksheet
To Press Display
Key in and complete a calculation 3 H 1 N 4.00